Miguel Valdes is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 credentials and one year of industry experience. His prior work includes roles at Lenox Advisors, Inc., MassMutual Life Insurance Co., Creative Financial Group, and Dick's Sporting Goods. Outside of finance, he has experience with the Baltimore Comedy Factory. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning engagements.

Gregory Olsen is a CFP® with 35 years of industry experience, currently with Mass Mutual Investors Services in New York, NY. He has been associated with Mass Mutual and its related entities since 1991 and also works with Lenox Advisors, Inc., where he holds a position as a life and health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved tools to analyze client goals and provide written recommendations.

Kevin Carbone is a financial advisor with Mass Mutual Investors Services in New York, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual and Lenox Advisors in 2025, he worked at TEKsystems and held roles at DuPont, Rutgers University School of Management & Labor Relations, and J.P. Morgan Chase & Co. Outside of advising, he is also active as an insurance broker, specializing in life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborations focused on goal analysis and written recommendations.

John Lepore is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2010, following a year at Equitable Advisors. Outside of his advisory role, he is also a sales agent for Lenox Advisors, focusing on insurance. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative planning engagements using advanced analytical tools and offers specialized programs including divorce planning and estate settlement services.

Nicholas Castrova is a financial advisor at Mass Mutual Investors Services with Series 66 and Series 63 licenses and two years of industry experience. He previously worked at New York Life and Equitable Advisors, and has additional work experience outside finance, including roles at Hunter Sports and St. Lawrence University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented client engagements.

Kristen Olsziewski is a financial advisor with Mass Mutual Investors Services in New York, NY, holding a Series 66 designation and possessing eight years of industry experience. She has been with Mass Mutual Investors Services since 2017 and has also worked with Mass Mutual Life Insurance Company since 2009 and Lenox Advisors, Inc since 2004. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing tools such as Monte Carlo simulations and automated asset-allocation software to support client goals.

David Kates is a financial advisor with MassMutual Investors Services in New York, NY, holding the ChFC® and Series 66 designations and bringing 23 years of industry experience. He has been associated with Lenox Advisors, Inc., Mass Mutual Investors Services, and Mass Mutual Life Insurance Company since 2005. In addition to his advisory role, he works as an insurance agent specializing in individual life and group health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars utilizing a structured, collaborative approach to help clients with their financial goals.

Christopher Bertinelli is a financial advisor with Mass Mutual Investors Services in New York, NY, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. His career includes roles at Mass Mutual Life Insurance Company, Lenox Advisors, Oberon Securities LLC, Bertinelli Inc., Alps Distributors, Inc., and Brandes Investment Partners, L.P. Outside of his advisory work, he manages rental property at his residence. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved tools for goal analysis and offers event-driven planning programs, including divorce and estate-settlement planning.

Peter Kane is a financial advisor with Mass Mutual Investors Services in New York, NY. He holds Series 66 and Series 63 designations and has 26 years of industry experience, all with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2000. MML Investors Services, LLC operates as a subsidiary of MassMutual and serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, offering ongoing collaborative engagements that utilize firm-approved software tools to analyze client goals and deliver tailored recommendations.