Justin Shumate is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ. He holds the Series 66 designation and has six years of industry experience. His prior roles include positions at Edward Jones and MassMutual Life Insurance Company. Outside of financial advising, he is involved in sales for a B2B IT training company. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-focused approaches supported by firm-approved analytical tools.

Lindsay Capozza Miceli is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and 11 years of industry experience. She has been with MML Investors Services LLC since 2014 and with MassMutual Life Insurance Company since 2013. Outside of her advisory role, she is the owner of LCM Finance LLC, an entity used for pass-through compensation. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and models to deliver written recommendations tailored to client goals.

Dolman Vineyard III is a CFP® professional with 18 years of industry experience, currently affiliated with MassMutual Investors Services. His prior roles include positions at Vinity Financial Group, LPL Financial, and the U.S. Army National Guard. He is owner of D'Vine Financial, LLC, and Vinity Insurance Group, LLC, where he is involved in insurance brokerage including life, disability, property and casualty, long-term care, and fixed annuities, as well as partner at Vinity Legacy Group, LLC, facilitating estate planning client introductions. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars through collaborative, annual engagements.

Kristina Heckel is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 65 licenses and one year of industry experience. Her prior roles include positions at NYLIFE Securities LLC and New York Life Insurance Company. Outside of advising, she owns and operates Bloom Divorce Advisory Services, providing consulting related to divorce proceedings. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with advisory services structured around annual collaborative client relationships.

Stephanie Ellsworth is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 65 and Series 63 licenses with 10 years of industry experience. She has worked with MML Investors Services LLC since 2015 and MassMutual Life Insurance Company since 2010. Ellsworth is also the owner of Commercial Cost Solutions, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to analyze client goals and offers a range of planning programs including estate settlement and employer-sponsored planning.

Paul Johns is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 66 and Series 63 licenses and 17 years of industry experience. His prior work includes roles at Vinity and Cetera Advisors, LLC. Outside of finance, he teaches four classes at the Chandler Preparatory Academy, serving students in grades 6 through 12. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved tools to deliver written financial recommendations and provides specialized planning services, including estate settlement and employer-sponsored programs.

Elayne Jackson is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding the ChFC® designation and Series 63 license. She has 36 years of industry experience, including over 26 years with Mass Mutual Investors Services and 27 years with MassMutual Life Insurance Co. She is also involved in life and health insurance sales through Revere Financial Services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, annual planning engagements supported by firm-approved software tools.

Daniel Mullen is a financial advisor with MassMutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with MML Investors Services since 2014 and MassMutual Life Insurance Company since 2013. Outside of his advisory role, Mullen also works as an independent contractor for Uber. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements focused on collaborative, goal-oriented processes using firm-approved analytical tools.

Michael Friedman is a CFA® charterholder and Series 63 licensee with one year of experience in the financial industry. He is currently affiliated with Mass Mutual Investors Services and MassMutual Life Insurance Company. Prior to this, he worked at Vinity for five years and First National Bank of Omaha for four years. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides asset management, wrap and money-manager programs, and educational seminars.

Alexander Panos is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial, Northwestern Mutual, and ICU Medical. Panos is also involved as a managing member of Thesauros Wealth Management LLC and works as an insurance broker specializing in life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning engagements.

Joshua Miceli is a financial advisor with MassMutual Investors Services in Scottsdale, AZ, holding CFP® and Series 66 designations. He has 16 years of industry experience and has been with MassMutual and its broker-dealer affiliate since 2009. Outside of his advisory role, he is involved in life and health insurance sales and holds ownership interests in a financial services accounting entity and a social media lead generation company. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, structuring client engagements as annual collaborative processes that provide written recommendations based on detailed client information and firm-approved analytical tools.

John Haas is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. He has been associated with MML Investors Services and MassMutual Life Insurance Company since 2016. Outside of his advisory role, he also engages in the sales and servicing of insurance products not offered through MassMutual. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements using firm-approved analytical tools and offers additional planning services including divorce and estate-settlement planning.

Daniel Schmaltz is a CFP® professional with 19 years of experience in the financial services industry. He is currently with MassMutual Investors Services and MassMutual Life Insurance Company, having joined in 2023. Prior to this, he worked at Thrivent Financial and Thrivent Investment Management for 11 years. Outside of his advisory role, he serves as a director for several Christian ministries, including Desert Springs Bible Church and Young Life Arizona. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning relationships using firm-approved software and delivers written recommendations focused on investment categories and strategies.

Ryan Klose is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 32 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2009. He is also the managing member of Klose Consulting LLC, an entity formed for personal tax purposes. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements, asset management programs, and educational seminars.

Mark Sollomi is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2011 and is also associated with MassMutual Life Insurance Company. Outside of his advisory role, Sollomi is involved in life and health insurance sales, serves as an investor and minority owner in an environmental remediation company, and owns and manages personal real estate investment ventures. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative engagements using firm-approved software tools and offers specialized services including divorce planning and event-driven estate and employer-sponsored planning programs.

Karen Starbowski is a financial advisor with MassMutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has been with MML Investors Services and MassMutual Life Insurance Company since 2010. Outside of her advisory role, she is involved in public speaking, delivering talks on starting a planning business. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs collaborative, annual planning engagements using firm-approved software to analyze client goals and deliver recommendations.

Teig Hauer is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 license and six years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and positions related to golf course management. Outside of advising, he is active as an insurance agent specializing in life, health, and property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning with a collaborative approach, utilizing firm-approved tools to analyze client goals and deliver written recommendations.

John Nagel is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds a Series 66 designation and has previously worked at Thrivent Financial, Primerica Advisors, and Pacific Advisors. Outside of his advisory role, he manages the books and records for Thesauros Wealth Management LLC and works as an insurance broker specializing in individual life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive planning supported by firm-approved analytical tools and offers various event-driven planning programs alongside educational resources.

Thomas House is a financial advisor with MassMutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in the sales and service of insurance products not offered through MassMutual and acts as a referral partner for a property and casualty insurance firm. MassMutual Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, software-supported planning tools and offers specialized event-driven planning programs in addition to standard investment and insurance services.

Kristopher Maxwell is a financial advisor with Mass Mutual Investors Services holding CFP® and Series 63 credentials. He has over 14 years of industry experience, having worked previously at TD Asset Management before joining MassMutual Life Insurance Company and MML Investors Services LLC in 2026. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, structuring planning engagements as collaborative, annual relationships using firm-approved analytical tools.

Oscar Guerrero Gazcon is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and six years of industry experience. He has worked with Mass Mutual Investors Services since 2019 and has prior experience at Pacific Office Automation. Outside of his advisory role, he is also an insurance agent selling products through various carriers. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of programs including educational seminars and event-driven planning services.

Austin Aguilar is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds a Series 66 designation and has worked at several firms including Thrivent Investment Management and Cetera Investment Services. Prior to his financial services career, he was employed in education and hospitality roles. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative client relationships and goal-oriented recommendations without discretionary authority.

Diane Thomas is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 66 license and seven years of industry experience. She has been with MML Investors Services since 2017 and also has roles with MassMutual Life Insurance Company and Premier Sales, Inc. Outside of her advisory work, she owns a business coaching and goal-setting firm called Legacy Advisors Arizona. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Kael Cheatham is a financial advisor with MassMutual Investors Services in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2018. Outside of his advisory role, he also engages in the sales and service of insurance products as an agent. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

James Sypher is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has four years of industry experience and has been with MassMutual Investors Services since 2020. Sypher also has experience as an insurance agent and broker in life, health, disability, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.