Michael Barclay is a financial advisor with Mass Mutual Investors Services in Williamsport, PA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Mass Mutual and its subsidiary MML Investors Services since 2010. Outside of his advisory role, he works as a consultant in college financial aid planning. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements that utilize firm-approved analytical tools.

Robert Crockett is a financial advisor with MassMutual Investors Services and holds the ChFC® and Series 63 designations. He has 39 years of industry experience, including over 30 years with MassMutual and MML Investors Services. Crockett is also the owner of a business assisting with FAFSA forms and serves as a trustee for a nonprofit focused on economic development. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative financial planning engagements supported by firm-approved software and various specialized planning programs.