Byron Snider is a CFA® charterholder with 20 years of industry experience. He is currently with Mercer Global Advisors Inc. and previously worked for West Oak Capital, LLC for 22 years. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and employing various implementation options such as ETFs, mutual funds, separate accounts, and direct indexing.

Jonathan Howard is a financial advisor at Mercer Global Advisors Inc. with six years of industry experience. He holds a Series 65 designation and has worked previously at West Oak Capital LLC, Bird, Emerald City, and LAZ. Outside of finance, he serves as a rider coach teaching motorcycle safety and skills at High Desert Harley Davidson. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, families, small businesses, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach focused on globally diversified, risk-appropriate portfolios utilizing low-cost index vehicles and tax management strategies.