Thomas Williams is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Merit Financial Advisors. His prior experience includes roles at PKS Investments, LPL Financial, I.M. Wealth Care, Westwood Advisors, and Westwood Trust. He also serves as a board member for The Catholic Foundation of the Diocese of Colorado Springs. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion and serving a diverse client base including individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a long-term, diversified investment approach using model portfolios and customizable strategies overseen by a central Investment Management team.

Kathryn Redden is a CFP® and ChFC® with 26 years of experience in financial advisory roles. She is currently with Merit Financial Advisors and has previously worked at Ronald Blue & Co., LPL Financial, and 1st Global Insurance Services. Outside of finance, she is involved in agricultural activities including operating a cattle ranch and guest ranch duties in Wyoming. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors serving more than 20,000 clients across 66 offices. The firm manages approximately $23.9 billion in client assets and offers wealth management services including asset management, financial planning, retirement plan advice, and educational workshops, employing a long-term, diversified investment approach supported by an internal Investment Management team and Investment Committee.