Sonia Aquilina is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been involved in the financial services industry since 1988, starting her career in Private Client Services as a Vice President International Trust officer. Since joining Merrill in 2005, Sonia has held roles including International Financial Advisor, Assistant Vice President, Financial Solutions Advisor, and Bank Team Financial Advisor. Her areas of expertise include Family Wealth Management Strategies, Personal Retirement Planning, Portfolio Management Services, Small Business Strategies, Women and Wealth, and Individual and Corporate Investment Strategy. She holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma/GED from Pima Community College. Sonia is fluent in both Spanish and English. Residing in Tucson with her husband and two children, Sonia is committed to giving back to the community. She actively supports local business owners and is a member of the Merrill Women’s Exchange and HOLA, the Hispanic/Latino organization for Leadership and Advancement. In her spare time, she enjoys outdoor activities such as skiing, traveling, spending time with her family, and watching movies.

Michael Kozemchak is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2015, with a brief tenure at Fidelity Investments in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individual, high-net-worth, and institutional clients.

William Gupton IV is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with local and national nonprofits as well as high net worth individuals, providing tailored financial planning and investment consulting services. An Albuquerque native, William earned his Bachelor's Degree in Political Science from the University of New Mexico in 2006. He holds the Personal Investment Advisor (PIA) designation. In addition to his advisory role, William is actively involved in his community. He serves on the board of Junior Achievement of New Mexico and has held positions with the New Mexico Early Childhood Partnership, Mission: Families Council at United Way of Central New Mexico, and the Community Impact Council with United Way of Central New Mexico. He also supports fundraising efforts for the UNM Cancer Center and volunteers with the Active 20/30 Club. Outside of his professional and volunteer commitments, William participates in basketball, golfing, running marathons, and soccer.

Danielle Hinds is a Senior Financial Advisor with the Hinds Team at Merrill Lynch Wealth Management. In her role, she serves as both a relationship manager and business manager, focusing on delivering goals-based wealth management, planning, and dynamic investment advice to her clients. Danielle's work emphasizes collaboration and a high standard of service aimed at supporting her clients through various financial challenges and opportunities. Before joining Merrill Lynch Wealth Management in 2016, Danielle earned a Bachelor's degree in Psychology from the University of New Mexico and worked at a children's counseling center providing care and services to at-risk youth and families in New Mexico. This experience helped her develop strong relationship-building skills and an understanding of creating strategies to meet clients' goals. Danielle holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). Residing in Albuquerque, Danielle enjoys spending time with her daughters, Alice and Dorothy, and their cat, Figaro. Her personal interests include cooking, reading, soccer, traveling, yoga, and spending time with family and friends.

Ryan Deutsch is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016, previously working at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel McRoberts is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with individual and institutional clients to develop personalized wealth management strategies that align with their financial goals. His areas of expertise include family wealth management, institutional investment consulting, legacy planning, retirement income, and socially responsible investing. Throughout his career, Daniel has focused on delivering clear, timely financial services to clients and assisting foundations and associations in implementing their missions and goals. His approach is consultative and objective, emphasizing trustworthiness, knowledge, and integrity. Daniel strives to maintain strong client relationships by listening carefully and using Merrill's resources to offer tailored solutions. Daniel holds a Bachelor's degree in Business and Finance from Fort Lewis College. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also engaging in community activities, reflecting Merrill's tradition of service.

Valerie Anderson is a Vice President and Financial Advisor at Merrill Lynch Wealth Management based in Albuquerque. She has over a decade of experience in the financial services industry, including nearly ten years with Merrill. Valerie holds the Chartered Retirement Planning Counselor (CRPC) designation and a Bachelor's degree from the University of New Mexico. She specializes in retirement planning and works with individuals, families, and small business owners to define goals and develop strategies to pursue them. Valerie's approach to financial advising focuses on understanding the full picture of her clients’ lives, aligning recommendations with their values and goals while considering current market conditions. Her client focus areas include divorce transition planning, education planning, family wealth management strategies, personal retirement planning, small business strategies, women and wealth, and retirement income. Outside of her advisory role, Valerie is involved in her community as an Integration Developer for the Hispanic Organization for Leadership and Action and served as a Volunteer Champion in 2022 at Bank of America Merrill. She enjoys basketball, football, pickleball, volleyball, and yoga.

Scott Reynolds is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with the firm since 1986, focusing on helping clients develop and adhere to disciplined wealth management strategies that are accompanied by personalized road maps showing expected progress over the long term. Scott works with clients on areas including college education planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, investment strategy, tax minimization, and retirement income. Scott holds a Bachelor's degree with an emphasis in Economics from the University of New Mexico. He has earned the Certified Investment Management Analyst® (CIMA®) designation, administered by the Investments & Wealth Institute™ and taught in conjunction with The Wharton School, University of Pennsylvania. Additionally, he holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. Outside of his professional role, Scott and his wife, Alicia, enjoy mountain biking, hiking, and traveling to off-the-map locations. A native of Albuquerque, Scott has contributed to his community through service on the board of The American Red Cross for nine years, including two years as Board Chairman.

Brooks Chavez is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2021, he worked at Bank of America for one year and has held roles at Texas State University, Cardinal Group Management, and Capstone Collegiate Communities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Angelika Ortiz is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. Outside of her advisory role, she serves as a power of attorney for a non-investment-related entity named G A O in New Mexico. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies targeting individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Megan Smith is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked in various educational roles spanning community college and public schools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William A. Lawrence Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management with 18 years of experience in the financial services industry. He provides strategic investment guidance to tribal nations, foundations, and endowments, specializing in institutional and corporate benefit services and institutional investment consulting. Bill is known for his disciplined approach and commitment to market research, beginning his day early to stay ahead of financial trends. He serves as a trusted partner to institutions managing complex portfolios, focusing on long-term investment goals with a principled approach. He holds a Bachelor's Degree from Auburn University and a Personal Investment Advisor (PIA) designation. Outside of his professional role, Bill enjoys spending time with his wife and twin boys, maintains an active lifestyle through regular workouts, and is a proud Auburn sports fan.

Santiago Huggins Aller is a financial advisor at Merrill, holding a Series 66 credential with one year of industry experience. His prior roles include positions at Bank of America, Clifton Larson Allen, and various educational and community organizations in Albuquerque, NM. He has also been involved with Aller Anesthesia LLC and the Jewish Community Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Anyanonu is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, including prior roles at Wells Fargo Clearing and Wells Fargo Investments, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carson Roland is a financial advisor with Merrill in Albuquerque, NM, holding a Series 66 designation and nine years of industry experience. He has worked at Bank of America and Merrill since 2017, following a one-year tenure at Sandia National Laboratories. Outside of his advisory role, he is co-owner of Kickstand Cafe & Cycles and teaches prenatal yoga classes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jessica St. Cyr is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the St. Cyr Group. She began her career in the financial services industry in 2000 and joined Merrill Lynch Wealth Management in 2010. Jessica's approach emphasizes providing customized advice, disciplined investing, and exceptional service to her clients. She holds a Bachelor of Business Administration degree in Financial & General Management from the University of New Mexico. Jessica has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC) designation from the College for Financial Planning Institutes Corp. She also holds the Personal Investment Advisor (PIA) designation. Jessica lives in the North Valley with her husband, Jonathan, and their children, JP and Rosalie. She enjoys traveling with her family, spending time outdoors, and running. Jessica has completed eight marathons, including the Bank of America Chicago Marathon, which remains her favorite and one she hopes to run again.

James Fletcher is a financial advisor with Merrill in Albuquerque, NM, holding Series 63 and Series 65 credentials and 42 years of industry experience. He has been with Merrill since 1984 and concurrently associated with Bank of America since 2009. Outside of his advisory role, he is involved as a general partner in Fletcher Farm Properties, LLC, and is an officer in Fletcher Farms, Inc., family-owned entities managing agricultural operations in Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional entities.

Ann Hattis is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. She specializes in family wealth management strategies, managing new wealth, and portfolio management services. Ann works with clients across a broad spectrum of ages and wealth complexities, focusing on investment management, credit, insurance, wealth transfer, business financing, banking, and business succession needs. Her approach emphasizes understanding clients' life priorities to create practical wealth management plans tailored to their goals and aspirations. Ann holds a Bachelor's Degree from the University of Kansas and is a Personal Investment Advisor (PIA). She collaborates with a team of seasoned professionals to provide clients with efficient access to a wide range of financial options, helping to simplify the management of their financial lives. In addition to her professional work, Ann is involved with community-based organizations and is a member of the Women's Exchange. Outside of her professional pursuits, Ann enjoys cooking for friends and family, practicing yoga, reading, golfing, swimming, and spending time with her family.

Addison Bowyer is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining Merrill in 2017, Bowyer worked for The Inside Coup Magazine and Gilbert High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Meredith Chavez is a financial advisor with O'Connell & Chavez at Merrill Lynch Wealth Management in Albuquerque, NM. She specializes in family wealth management strategies, personal retirement planning, and women and wealth. Meredith earned a Bachelor of Science degree in Economics from Duke University. She holds the Personal Investment Advisor (PIA) designation and has been with O'Connell & Chavez at Merrill since 2021. Outside of her professional role, Meredith enjoys golfing, reading, and playing softball.