Andrew Jones is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. He has worked with Merrill Lynch and Bank of America since 2018. Jones serves as a board member for the Fund for Education Abroad, a nonprofit organization that provides scholarships and support to underrepresented U.S. study abroad students. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing both model-based and discretionary investment strategies for a range of individual and institutional clients.

Tyler Hammett is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional and holds the Personal Investment Advisor designation. Tyler earned his Bachelor's degrees in International Finance and Economics from The Catholic University of America, Tim and Steph Busch School of Business and Economics. Since 2017, Tyler has worked with executives, entrepreneurs, and attorneys to address complex financial questions related to cash management, wealth diversification, tax minimization, estate protection, and timing of asset liquidation. His approach incorporates a goals-based process complemented by the firm's proprietary Personal Wealth Analysis™ strategy. Outside of his professional work, Tyler is active in community service, including volunteering with Athletes Serving Athletes Anne Arundel Chapter. He enjoys distance running, music, golf, biking, football, hiking, ice hockey, skiing, swimming, and traveling. Tyler is affiliated with the Relay For Life organization.

Elizabeth Krisko is a Senior Resident Director at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 1993 and joined the Rachlin Group in 1997. Elizabeth earned the CERTIFIED FINANCIAL PLANNER® designation in 2003, awarded by the Certified Financial Planner Board of Standards, Inc. She also holds the designations of Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Elizabeth holds a Bachelor's degree in Finance from Pennsylvania State University and a High School Diploma from Reading Central Catholic. She specializes in client focus areas including managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and retirement income. Originally from Reading, Pennsylvania, Elizabeth lives in Annapolis with her husband, John. She is involved in community organizations such as Annapolis Rotary and Impact100 Greater Chesapeake. Her personal interests include boating, gardening, reading, and spending time with her family.

John Pellegrini is a financial advisor with Merrill in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Merrill Lynch since 2007, with prior roles at BNY Mellon Securities Corporation and Lord, Abbett & Co. LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Keith Bouchard is a financial advisor with Merrill in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Merrill since 2007. Outside of his advisory role, he occasionally assists with a family-owned small business, Annapolis Market House. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Barbara Zelensky is a financial advisor at Merrill with a Series 66 credential and has recently started her career in the industry. She has previous experience at the University of Maryland and Brave Generation Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Debra Harrell is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of the Harrell Group based in the Annapolis office. She joined Merrill Lynch in 1997 and serves as a Portfolio Manager, managing personalized and defined investment strategies on a discretionary basis. Debra’s work focuses on helping affluent and high-net-worth clients as well as small businesses and non-profit organizations by developing customized wealth management plans that address personal retirement planning, college education planning, family wealth strategies, retirement income, tax minimization, and portfolio management services. Debra holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She earned an associate’s degree from Anne Arundel Community College. The Harrell Group takes a holistic approach to wealth management, utilizing resources from Merrill and Bank of America to provide services that include retirement and wealth transfer planning, home financing, business lending, education planning, insurance, and banking. Debra and her team emphasize building strong client relationships through careful information gathering and disciplined implementation of financial strategies. Outside of her professional role, Debra is active in her church as a youth group mentor. She lives in Pasadena, Maryland with her husband, Randy, and enjoys playing pickleball and tennis as well as spending time with her family.

James Hartman is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior experience includes roles at Bank of America, The Choptank, and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Saba is a Financial Advisor with Merrill Lynch Wealth Management and a member of The Farcosky Group. He provides strategic financial guidance to individuals, families, and business owners, focusing on areas such as family wealth management, legacy planning, personal retirement planning, and tax minimization. Christopher emphasizes understanding clients' life priorities to create personalized financial plans tailored to their goals and aspirations. Christopher holds a Bachelor's Degree in Economics from the University of Maryland. He possesses multiple professional designations, including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Bilingual in English and Arabic, he collaborates closely with tax and legal professionals to develop tax-efficient strategies that support long-term wealth building. Committed to community involvement, Christopher serves as a chapter advisor for the Theta Chi Fraternity, mentoring college students in leadership and financial literacy. Outside of his professional and community activities, he enjoys boating, cooking, football, golfing, scuba diving, soccer, spending time with family, table tennis, and watching movies.

Robert Norton is a Series 66 licensed financial advisor at Merrill with 13 years of industry experience. He has worked at Bank of America, N.A. since 2014 and Merrill Lynch, Pierce, Fenner And Smith Incorporated since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kellie Forst is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Harrell Group based in Annapolis. Since joining Merrill Lynch in 2007, she has focused on providing holistic wealth management services by developing customized strategies that address clients’ entire financial situations. Kellie assists affluent and high net worth individuals, small businesses, and non-profit organizations with goals including retirement income, education planning, socially responsible and ESG investing, and portfolio management. Kellie holds a Bachelor of Science degree in Economics from the University of Maryland College Park. She has earned several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification, Chartered Retirement Planning Counselor™ designation, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her approach emphasizes educating clients and helping them pursue their financial objectives while managing risks prudently. Based in Millersville, Maryland, Kellie lives with her husband and son. Outside of her professional role, she enjoys cooking, interior decorating, reading, sewing, and spending time with her family. She is also affiliated with the Sigma Kappa organization.

Kelly Wittpenn is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2014. Outside of her advisory role, she owns and operates an Etsy store where she designs and sells print-on-demand items. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Nicholas Peterson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in assisting business owners, founders, senior executives, and ultra-high-net-worth families with comprehensive wealth management strategies. His approach focuses on helping clients preserve wealth, deploy capital strategically, and create lasting impacts for future generations through services such as tax-efficient wealth strategies, business succession planning, estate and legacy planning, concentrated stock and liquidity event planning, and multi-generational wealth transfer planning. Nicholas also coordinates with clients' existing financial professionals to ensure all aspects of their financial lives work towards common objectives. Nicholas holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He attended the United States Naval Academy before transferring to the University System of Maryland, where he earned his bachelor's degree with honors while playing Division 1 football. His community involvement includes participation in programs such as the Anne Arundel County Holiday Sharing Program, Anne Arundel County Special Olympics, Broadneck Area Youth Sports, Broadneck High School, Cape St. Claire Youth Sports, and the Ed Snider Center for Enterprise & Markets. In his personal time, Nicholas enjoys various sports and outdoor activities including baseball, basketball, boating, cooking, football, golfing, hiking, and ice hockey. He values spending time with his family and traveling.

Atealem Ford is a Wealth Management Advisor at Merrill Lynch Wealth Management. She provides personalized investment advice to a diverse clientele including individuals, families, non-profit and for-profit organizations, entrepreneurs, nonprofit leaders, women business owners, executives, and families navigating sudden wealth across the United States. Atealem holds a Bachelor's degree from Seattle Pacific University and a Master of Business Administration (MBA) from the University of Maryland – UC. She has earned multiple professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her expertise encompasses areas such as college education planning, family wealth management strategies, equity compensation services, investment consulting for defined contribution plans, and personal retirement planning. Outside of her professional work, Atealem is involved in community organizations such as the Annapolis Rotary Club and Maryland Hall, and volunteers with several local centers and nonprofits including Anne Arundel County Public Schools and Lighthouse Homeless Prevention Center. Her personal interests include cooking, baking, painting, football, and spending time with her family.

Gina Weltlinger is a financial advisor with Merrill, holding a Series 66 designation and 28 years of industry experience. She has been with Merrill since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Richard Lehmann is a financial advisor with Merrill and holds a Series 66 designation. He has eight years of industry experience, including prior roles at Mass Mutual Life Insurance Company, AXA Advisors, and First Command Financial Planning. He is based in Annapolis, MD. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Peter Evans is a Senior Financial Advisor with Merrill Lynch Wealth Management, leveraging over 20 years of industry experience. He leads a team of four members serving families, small businesses, and non-profits across 40 states. Peter specializes in personalized wealth management strategies and discretionary portfolio management, utilizing individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Peter joined Merrill Lynch in 2002. He holds a Bachelor of Science in Business from Miami University in Oxford, Ohio, and a Master of Business Administration from Johns Hopkins University in Baltimore, Maryland. He has been recognized annually since 2022 on the Forbes "Best-in-State Wealth Advisors" list. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Crownsville, Maryland, Peter and his wife Sarah have two children. He serves on the Board of Trustees for the Light House Shelter in Annapolis and the Annapolis Symphony Orchestra. Peter volunteers regularly with Habitat for Humanity and has participated in committees at St. Anne's School of Annapolis and Severn School. He and his family also sponsor a Naval Academy Midshipman. His personal interests include boating, golfing, photography, spending time with family, traveling, and woodworking.

Ryan Sangster is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, PNC Investments, and PNC Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Frank Sokola is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2013. He provides financial advice and guidance to successful individuals and families, focusing on areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, individual and corporate investment strategy, and retirement income. Frank aims to assist clients in clarifying investment opportunities and understanding market conditions to help them pursue their financial goals. He holds dual Bachelor's degrees from Wilkes University, where he also played college baseball. Frank is a Personal Investment Advisor (PIA) and is committed to delivering service supported by extensive resources that enable clients to explore financial strategies and pathways. Born in Wilkes Barre, Pennsylvania, Frank grew up on a lake and enjoys spending time on the water. His personal interests include antiquing, baseball, boating, fishing, golfing, hunting, running, skiing, surfing, and spending time with his family.

Arianne Rodriguez is a Series 66-licensed financial advisor with nine years of industry experience, currently with Merrill in Annapolis, MD. She has worked at Merrill since 2013 and also holds a position with Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.