Bianca Lindsey is a Wealth Management Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 1994 and holds professional designations including CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor (PIA). Bianca completed the Longevity Training Program at The University of Southern California, Davis School of Gerontology, and earned a Bachelor of Business Administration degree from Kaplan University. Her areas of focus include college education planning, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, women and wealth, and tax minimization. Bianca is originally from the Pacific Northwest and enjoys connecting with clients on a personal level. Outside of her professional work, Bianca is involved with community organizations such as Austin Pride, HAMM, and Meals on Wheel. Her personal interests include biking, cooking, gardening, music, and spending time with her family.

Michael Krumholz is a Financial Advisor at Merrill Lynch Wealth Management and a member of the OAKS Wealth Management Group since 2022. He works alongside a team with over 80 years of collective experience, providing clients with personalized wealth management strategies tailored to their individual financial goals. Michael's focus areas include college education planning, liquidity management, personal retirement planning, portfolio management services, and tax minimization. An Austin native, Michael holds a Bachelor of Science degree from Tulane University. Prior to his career in financial advising, he spent six years as a math and science educator in Houston, a background that continues to influence his approach to client relationships. Michael holds the Personal Investment Advisor (PIA) designation and values integrity, openness, and transparency in his professional interactions. Michael is involved in the community through participation with the Shalom Austin Jewish Foundation. Outside of work, he enjoys spending time with his family, traveling, and watching movies.

Adam Ulatoski is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides clients with comprehensive financial strategies encompassing retirement planning, risk and tax minimization, insurance considerations, and wealth transfer strategies. Adam's approach centers on outcomes and goals, continuously adapting client strategies according to changes in their life circumstances and investment preferences. Adam graduated from the University of Texas in 2008 and completed his football career with the Longhorns in 2009 as an All-American and Academic All-American. He joined Merrill Lynch Wealth Management in 2012. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, Adam is married to his wife Emily and has two sons, Evan and Daniel. He enjoys sports, music, cooking, and spending time with his family. Adam is involved in his community as an active board member of the Neighborhood Longhorns Program, volunteers with the NFL Alumni to assist local children, and helps prepare meals for families at the Ronald McDonald House of Central Texas.

Wasana Pangan is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over 20 years of experience in the financial field. Before joining Merrill in 2006, she worked as an economist and analyst for the Central Bank of Thailand. She works primarily with individuals and families focused on preserving, growing, and transferring wealth to future generations. Her client services include college education planning, divorce transition planning, legacy planning, managing new wealth, personal retirement planning, and socially responsible investing, among others. Dr. Pangan holds a Bachelor's degree in Electrical and Systems Engineering from King Mongkut's Institute of Technology Ladkrabang in Thailand, a Master's degree in Industrial Engineering from Columbia University, and a Ph.D. in Economic Decision Analysis from Georgia Institute of Technology. She is a CERTIFIED FINANCIAL PLANNER (CFP) professional and holds the Certified Plan Fiduciary Advisor (CPFA) designation, along with additional credentials as a Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). She is fluent in English and Thai. Based in Austin, Texas, Dr. Pangan lives with her husband Ed and has two adult children. She enjoys cooking, gardening, music, reading, swimming, traveling, watching movies, and spending time with her family. Her approach to financial advising emphasizes truthful advice, responsiveness, understanding the uniqueness of each client, continuous learning, and thorough analysis to help clients achieve their life goals.

Austin Locklear is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting entrepreneurs and families with comprehensive financial strategies aimed at protecting, growing, and transferring their wealth. His client focus areas include college education planning, family wealth management strategies, legacy planning, retirement planning, small business strategies, investment strategy, tax minimization, and retirement income. Austin holds a bachelor's degree from Texas A&M University and a master's degree from the Seattle School of Theology & Psychology. He is licensed as a Life Accident and Health Insurance Agent and holds FINRA Series 7 and 66 registrations. Fluent in English and Spanish, Austin is committed to building strong relationships with his clients to help them address critical financial decisions. Originally from Dallas, Texas, Austin attended Trinity Christian Academy. He currently resides in West Austin with his spouse and three children and enjoys golf in his personal time.

Sang Lee is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Sang works closely with clients to understand their financial goals and develop personalized strategies to address short-, mid-, and long-term objectives. His areas of focus include general investing, retirement planning, and contingency savings, providing comprehensive financial guidance tailored to individual needs. Sang holds a Bachelor's and a Master's degree from the University of Houston System. He also holds the Professional Investment Advisor (PIA) designation, reflecting his expertise in investment advising. Sang serves as a resource by offering ongoing advice and coordinating access to Bank of America specialists for banking, credit, home financing, and small business solutions as appropriate. His professional approach centers on uncovering what matters most to clients and their families, enabling the creation of strategies that align with their financial goals. Sang emphasizes building a collaborative relationship to address clients' concerns and questions throughout changing circumstances.

Timothy Shirley is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and 17 years of industry experience. He has been with Merrill since 2008. Outside of his advisory role, he is involved with The S Life, a family-focused social media account managed by his wife. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Isioma Medua is a Financial Advisor at Merrill Lynch Wealth Management specializing in family wealth management, liquidity management, personal retirement planning, tax minimization, and supporting women and new wealth creators. She brings over 20 years of experience in the financial industry, including five years as a financial advisor, focusing on helping clients navigate major financial transitions and align retirement plans with long-term goals. Isioma primarily serves clients approaching significant liquidity events such as retirement, inheritance, career transitions, or business sales, as well as executives with concentrated stock positions. Isioma holds a Bachelor's degree from the University of Benin, Nigeria, and a Master's degree in Financial Management from Robert Gordon University in Aberdeen, UK. She has earned the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Fluent in English and Igbo, Isioma also serves as President of the Austin chapter of the Association of Nigerian Women Entrepreneurs and Professionals (ANWEP), demonstrating her commitment to community involvement and professional development. Outside of her professional role, Isioma enjoys spending time with her family, reading, traveling, hiking, cooking, running, watching movies, and writing. She dedicates time to financial literacy initiatives and community empowerment, including serving as a Better Money Habits Champion at Bank of America and leading Bible studies.

Andrew Marcus serves as a Senior Financial Advisor and First Vice President at Merrill Lynch Wealth Management in Austin, Texas. In this role, he focuses on comprehensive wealth management, helping clients make confident, long-term financial decisions. His expertise encompasses managing new wealth, portfolio management services, and retirement income. Marcus employs a disciplined, client-first approach, combining strategic insight with personalized guidance to develop customized strategies and deliver trusted, relationship-driven advice. He holds a Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Greenhill and attendance at the University of Texas System, with no degree conferred. Outside of his professional role, he enjoys football, golfing, and spending time with his family.

Justin Rodriguez is a Senior Financial Advisor at Merrill Lynch Wealth Management with over ten years of experience in the financial advisory industry. He specializes in working with high net-worth individuals, business owners, and corporate executives, providing customized financial solutions tailored to clients' risk tolerance, time horizons, liquidity needs, investment goals, and associated costs. His expertise encompasses executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. Justin holds a Bachelor's Degree from the Texas State University System and holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He focuses on a goals-based approach to wealth management, emphasizing transparency, frequent communication, and high standards of customer service. His services include investment advice, retirement planning, estate planning, risk management, liabilities and credit, cash flow analysis, and business succession planning. Outside of his professional work, Justin enjoys spending time outdoors with his wife, Erin, and their children, Sloan and Max. His personal interests include baseball, fishing, golfing, hiking, running marathons, and traveling. He values the opportunity to positively impact the lives of his clients and their families through comprehensive financial planning.

Eric Vo is a financial advisor at Merrill Lynch Wealth Management based in Austin, TX. He specializes in assisting high-net-worth clients and those experiencing significant financial events, such as retirement, business sale, or inheritance. Eric employs a comprehensive approach to wealth management that encompasses retirement income, wealth preservation, legacy planning, and personal wealth analysis to address the full spectrum of his clients' financial needs. Eric holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Accredited Wealth Management Advisor™ (AWMA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from the University of Houston System in 2018. With proficiency in both English and Vietnamese, Eric focuses on delivering customized, strategic financial guidance grounded in integrity and collaboration. Outside of his professional work, Eric is involved with community organizations such as Ascend Austin and the Austin Asian Community Health Initiative. His personal interests include badminton, camping, cooking, golfing, music, rock climbing, traveling, and volleyball.

Robert F. Escudero is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management. He provides clients with access to the investment resources of Merrill and the banking services of Bank of America to address various aspects of their financial lives. He designs and implements customized wealth management strategies aimed at helping clients and their families pursue personal financial goals while managing investment risk. Robert has been in the financial services industry since 2015 and joined Merrill Lynch Wealth Management in 2020. His areas of expertise include executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor designation. He earned a bachelor's degree in Economics and completed an Accredited Certificate Program from Pepperdine University. Robert is involved in the community through Habitat for Humanity in Williamson County and maintains connections with Pepperdine University organizations such as the Pepperdine Rugby Club and Sigma Phi Epsilon - Cal Psi Chapter. His personal interests include cooking, gardening, hiking, spending time with family, and traveling.

Marissa Willis is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in investment strategy and financial planning, providing personalized guidance to clients navigating complex financial decisions. Marissa's approach combines disciplined planning, efficient portfolio construction, and behavioral guidance to help clients maintain confidence and achieve their financial goals. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER®, Certified Private Wealth Advisor®, Certified Investment Management Analyst®, and Certified Divorce Financial Analyst®. Marissa earned her Bachelor's degree from Colorado State University and has focused her expertise on areas such as college education planning, executive compensation, retirement planning, and tax minimization. Outside of her professional work, Marissa is involved with the NICU community through her board work with Hand to Hold. She balances her career with family life as a mother of two and enjoys activities such as golfing, traveling, and spending time with her family.

Laurie Ross is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2000, with a brief period at Bank of America and other firms in 2017. Outside of her advisory role, she has been involved with InstaCart since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Gloria Spencer is a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the professional designation of Personal Investment Advisor (PIA), reflecting her expertise in investment strategies and client portfolio management. Ms. Spencer earned her bachelor's degree from the University of Houston. Her role focuses on providing tailored financial advice to clients, drawing on her knowledge and experience in wealth management.

Andrew Hewitson is a Financial Advisor with Merrill Lynch Wealth Management, serving clients through Merrill Financial Solutions. He works closely with clients to understand their priorities and develops strategies to address their short-, mid-, and long-term financial goals. His advisory services encompass areas such as general investing, retirement planning, and saving for unexpected events. Andrew also connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Andrew holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from Oak Park High School. He emphasizes building a collaborative relationship with clients, providing ongoing advice and guidance as their financial needs evolve.

Philip Gibbs is a Senior Financial Advisor with Merrill Lynch Wealth Management in Austin, Texas. He specializes in family wealth management strategies, legacy planning, liquidity management, managing new wealth, and personal retirement planning. Philip holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and the Personal Investment Advisor (PIA) credential. Philip earned a Bachelor of Business Administration in Finance from the University of Texas at Austin, College of Business. Before joining Merrill Lynch, he spent five years in related financial services positions at other companies. He began working at Merrill in 2020 through their Financial Advisor Development Program. Beyond his professional work, Philip has a background as a musician and remains active in music when time permits. He has been involved with the Musicians' Initiative Working Group for the City of Austin and is a member of the Knights of the Symphony. His personal interests include baseball, camping, genealogy, hiking, music, singing, skiing, swimming, writing, and yoga.

Stephanie Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies that reflect clients' unique financial situations and goals, incorporating investment insights from Merrill and banking solutions from Bank of America. Her client focus areas include family wealth management, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Stephanie holds the Personal Investment Advisor (PIA) designation. She attended Saint Edward's University and completed her high school education at Natrona County High School. Committed to community involvement, Stephanie participates in volunteering activities with local organizations, reflecting the Merrill tradition of service in the communities they support.

Abraham Choi is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 16 years of experience in the financial services industry. Since joining Merrill in 2018, he and his team provide clients with personalized wealth plans, leveraging Merrill’s global investment capabilities and access to banking solutions from Bank of America. Abraham specializes in corporate benefit programs, including equity compensation, defined benefit and contribution plans, and nonqualified deferred compensation plans, assisting corporate executives in integrating these benefits into long-term financial strategies. His expertise covers a broad range of client needs such as college education planning, family wealth management, international wealth management, retirement income planning, portfolio management, tax minimization, and small business strategies. Abraham’s approach is agenda-driven and goals-based, focused on creating predictability in clients’ financial futures while maintaining a customer-first philosophy. Abraham holds a Bachelor’s Degree from Baylor University and an MBA from Georgia State University. He is a Personal Investment Advisor (PIA) and communicates fluently in English and Korean. Outside of his professional work, Abraham is a member of Evergreen Church and serves as President of the Air Force Academy Central Texas organization. His personal interests include adventure sports, basketball, chess, tennis, yoga, and spending time with his family.

Joshua Jasien is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2015. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. Merrill serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies designed by internal teams and third-party managers.

Noel Thelander is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has served in this role since 2011, working closely with families to develop personalized financial strategies that align with their long-term goals. Noel adopts a holistic approach, addressing various financial needs including budgeting, saving, investment management, income generation, estate planning, and wealth transfer. He collaborates with clients' CPAs, attorneys, and other professionals to craft comprehensive and appropriate financial plans. Noel specializes in assisting clients through significant life transitions such as marriage, divorce, education funding, career changes, and loss of loved ones. He has particular expertise in engaging women in financial planning and aiding business owners and entrepreneurs in balancing personal and business financial objectives. His professional designations include Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Noel holds a Bachelor's Degree from the University of Iowa. Additionally, Noel participates in professional and community organizations including the Dynamic Professional Women's Network, Woodstock Noon Rotary Club in Woodstock, IL, and Woodstock Professional & Business Women. He volunteers with organizations in his community as part of his commitment to the Merrill tradition of community involvement.

Adam Gerrie is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Personal Investment Advisor (PIA) designation and has a bachelor's degree from the University of Texas System. Adam transitioned into financial advisory after a career in Event Marketing at YETI. He brings an analytical mindset and a relationship-driven approach to his work, focusing on helping clients achieve their long-term financial goals. He is a member of Merrill Lynch and is based in Austin, where he lives with his wife, Brooke.

Tabrez Papa is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial advisory services to clients, focusing on wealth management strategies. He holds the professional designation of Personal Investment Advisor (PIA), which reflects his commitment to investment advising and client service. Tabrez completed his high school education through RICH Township, earning a High School Diploma/GED. No additional information regarding personal interests or community involvement has been provided.

Caleb Stafford is a Wealth Management Advisor with the Gerrie Stafford Group at Merrill Lynch Wealth Management in Austin, TX. He specializes in complex planning strategies and employs a goals-based wealth planning process to assist families in achieving their financial objectives. Caleb holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He leverages this expertise to create customized financial and wealth management strategies tailored to his clients’ needs. Before joining Merrill Lynch, Caleb served as an Assistant Vice President at Stillwater National Bank, where he specialized in healthcare and real estate financing. He earned his Bachelor of Business Administration (B.B.A.) from Texas State University. Caleb is active in his community, serving on the board of directors for the Texas Land Conservancy as well as participating in South Austin Little League. In his personal time, he enjoys spending time with his wife Sabrina and their three children, being outdoors, coaching little league, and cooking over a wood fire.

Douglas Quint is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in Central Texas. He works with families and business owners, leveraging his extensive knowledge and network to provide comprehensive financial strategies. Quint is part of the Special Needs Team in Texas, collaborating with guardians, trustees, and attorneys to assist individuals with disabilities, elderly individuals with dementia, accident victims, and other special needs populations. Quint's expertise includes family wealth management, personal retirement planning, portfolio management, and special needs planning strategies. He holds a Bachelor's degree in Economics with a minor in Government from The University of Texas at Austin. Additionally, he has earned the designations of Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). He is affiliated with the Texas Guardianship Association. Outside of work, Douglas enjoys spending time with his wife and family, as well as outdoor activities such as adventure sports, camping, fishing, football, golfing, hunting, music, and traveling.

Deven Perez is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works with select families and professionals to focus on their financial goals, assessing their progress and helping to achieve their aspirations efficiently. He incorporates a Personal Wealth Analysis to address various needs including retirement planning, legacy planning, tax strategies, and income management. Deven holds several professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Central Michigan University. Originally from Michigan, Deven moved to Austin and has interests in baseball, boxing, football, golfing, hiking, music, pickleball, spending time with his family, traveling, and watching movies. He previously wrestled collegiately.

Sun Joo Oh is a Financial Advisor at Merrill Lynch Wealth Management, where she serves clients by helping them develop strategies to achieve their short-, mid-, and long-term financial goals. She provides resources for investing, retirement planning, and managing unexpected financial needs, while also connecting clients with specialists in banking, credit, home financing, and small business solutions. Her approach involves understanding clients' goals and providing ongoing advice as their needs evolve. Sun Joo's expertise encompasses areas such as college and education planning, retirement income, philanthropic planning, tax minimization, and portfolio management. She holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of Wisconsin and communicates fluently in English and Korean. Outside of her professional work, Sun Joo enjoys hiking, reading, and swimming. Her philosophy centers on uncovering what matters most to clients and their families to create tailored financial strategies.

Jay Gerrie is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management in Austin, Texas. He joined Merrill in 1992 and specializes in creating integrated wealth plans and financial strategies for high net worth individuals and families. Jay focuses on developing strategies tailored to each client's unique needs and risk tolerance, recommending appropriate investment vehicles to help achieve their financial goals. Jay has built an advisory practice centered on trust and integrity, leading a team committed to providing a superior client experience. His group coordinates with clients' other advisors, including attorneys, family offices, and CPAs, to implement a goals-based wealth management process. He holds a Personal Investment Advisor (PIA) designation. Jay graduated from the University of Texas at Austin with a Bachelor of Business Administration. Prior to joining Merrill Lynch, he was Vice President of a commercial real estate company in Dallas. Jay is active in the Austin community through volunteer work with Young Life Austin and Africa New Life Ministries. He has also served on boards for Young Life Austin, Hyde Park Schools, the U.T. Alumni Association, and the Arthritis Foundation. In his spare time, Jay enjoys spending time with his family and fly fishing.

Allen Cho is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, liquidity management, and retirement income planning. His approach centers on personalized financial planning, investment management, and long-term financial security for individuals and families. Allen holds a Bachelor of Science and Arts in Biochemistry from the University of Texas at Austin, where he also completed a Business Foundations Certificate at the McCombs School of Business. He is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Allen is a member of the professional organizations Delta Tau Delta and Phi Chi Theta. He is involved in the Austin Stone Community Church and balances his professional life with personal interests such as fishing, music, scuba diving, skiing, surfing, table tennis, tennis, and spending time with his family.

Gary Knight is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in providing advanced wealth management and financial strategies tailored to accomplished professionals, upper-management corporate executives, and owners of successful privately held companies, each with a minimum account size of $1 million. He focuses on developing long-term relationships, serving as a primary source of wealth management advice through regular reviews and goal-oriented planning that integrates all aspects of his clients’ financial lives. Gary’s expertise encompasses asset allocation and wealth preservation, integrative wealth management planning, investment consulting, tax minimization, estate planning, stock option analysis, concentrated stock strategies, lending and liability management, charitable planning, business valuation and succession planning, as well as executive retirement and deferred compensation strategies. He collaborates with a team of specialists to deliver goals-based, customized advice and disciplined investment approaches aimed at fulfilling his clients' unique financial circumstances. He earned his Bachelor of Business Administration from the University of Texas at Austin in 1990 and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, along with credentials as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional duties, Gary volunteers in his community and enjoys spending time with family and friends, as well as engaging in sailing, snow skiing, fly fishing, hiking, and exploring food and wine.

Kelly Hamlet is a financial advisor with the Markoff Hamlet Group at Merrill Lynch Wealth Management. In her role, she and her team develop personalized wealth management strategies tailored to the needs and goals of their clients. Kelly's focus areas include corporate executive services, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and sports & entertainment. Kelly began her career in financial services in 2013 following her graduation from Florida State University with a bachelor's degree in finance. She holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Divorce Financial Analyst (CDFA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Additionally, she maintains FINRA Series 7 and 66 registrations. Kelly lives in North Austin with her husband and twin boys. In her personal time, she enjoys reading, traveling, spending time with her family, and engaging in craft projects.

John Ard is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1994 after graduating from Lamar University, he has accumulated over 26 years of experience in financial services, including several years in banking. John obtained the CERTIFIED FINANCIAL PLANNER® certification in 2006 and became a Portfolio Manager in the Merrill Investment Advisory program in 2009. In this role, he manages Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. John's practice focuses on various client areas including education planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. His approach as a Merrill advisor is to connect all aspects of a client's financial life to help prioritize and pursue meaningful goals. He holds a Bachelor's Degree from Lamar University and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of work, John is involved with the 100 Club of Central Texas, Austin Sunshine Camps, and the Young Men's Business League. His personal interests include adventure sports, cooking, music, spending time with his family, and traveling.

Lisa Thomas is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as a Senior Vice President. She has more than 34 years of experience in financial and wealth management advising individuals and families. Lisa joined Merrill's Austin office in 1991 after graduating from the University of Iowa. She offers a variety of services including retirement planning, investment management, domestic partner planning, wealth transfer, asset preservation, and education planning. Lisa employs a highly tailored process in working with clients by obtaining detailed information to understand their financial positions, establishing goals and objectives, recommending strategies, and regularly reviewing progress. Her primary focus is on creating wealth opportunities and making meaningful differences in her clients' lives. She holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of her professional role, Lisa volunteers at the Austin Waldorf School where her two sons attend. Her commitment to community involvement complements her professional work in wealth management.

Charissa Sokol is a Financial Advisor at Merrill Lynch Wealth Management who works with individuals and families to navigate significant financial decisions. She provides personalized wealth management, investment guidance, and retirement planning strategies that align with each client's goals. Charissa holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Growing up in Oklahoma with eight siblings, Charissa developed an understanding of the importance of planning and opportunity, which informs her approach to financial advising. She focuses on areas including liquidity management, personal retirement planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Charissa partners with clients to align their wealth with their values and long-term objectives. Charissa earned a High School Diploma from El Reno High School and an Associate's Degree from Redlands Community College. She is a member of the Chickasaw Nation and participates in community organizations such as Any Baby Can and Central Texas Food Bank. Outside of work, she enjoys music, reading, and spending time with her family.

Becca Brocato is a Senior Financial Advisor with Merrill Lynch Wealth Management who specializes in personalized wealth management strategies. She works closely with clients to develop flexible financial plans tailored to their individual goals, drawing on the investment insights of Merrill and the banking and lending solutions of Bank of America. Her client focus areas include college education planning, family wealth management, retirement planning, and strategies for managing new wealth and special needs planning. Since beginning her career in financial services in 1995, Becca has combined her expertise in finance and human resources to guide clients through wealth planning in a clear and comfortable way. She is the founder of OAKS Wealth Management Group and holds a Personal Investment Advisor (PIA) designation. Becca earned her Bachelor of Business Administration in Finance from the University of Texas at Austin and her Master of Business Administration from Harvard University. A native Texan, Becca is involved in her community through roles such as National Charity League volunteer and University of Texas AEPhi Advisor. Outside of her professional life, she enjoys football, reading, traveling, and spending time with her family.

Jenni Parsi is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2010, previously spending time at Bank of America N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Matthew Giambelluca is a financial advisor with Merrill in Austin, TX. He holds a Series 66 designation and began his industry career in 2024. Prior to joining Merrill, he had roles with Next-Gen Sports Agency and other organizations, including involvement with athletic staffing and community centers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Bryan Lawhon is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personalized wealth management strategies tailored to individual goals, focusing on areas such as college education planning, family wealth management, legacy planning, and retirement income. Bryan collaborates with clients to develop financial plans that reflect their life priorities and aspirations. He holds a Bachelor's degree in History and an MBA from the University of Texas at Austin, specifically the McCombs School of Business. Bryan is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). With extensive experience in investment and wealth planning, he dedicates his time to monitoring markets to help clients manage and preserve their wealth effectively. Bryan resides in Texas, where he has spent most of his life. He enjoys spending time with his wife Katie, their daughter Ellie, and their mini-golden doodle named Pippi. His personal interests include baseball, fishing, football, golfing, reading, and attending his daughter's sporting events, as well as following the Texas Longhorns.

Edward Kunkel is a Wealth Management Advisor with Merrill Lynch Wealth Management. He offers over three decades of experience working with high-net-worth individuals, families, and business owners. Edward specializes in personalized wealth strategies that encompass investment management, tax-efficient planning, estate and legacy structuring, and philanthropic advisory. He provides tailored financial solutions to entrepreneurs, corporate executives, and retirees managing complex financial lives. Edward collaborates closely with clients' attorneys, CPAs, and estate planners to ensure alignment across their financial objectives. His approach focuses on simplifying complexity, protecting capital, and supporting long-term success through disciplined and consultative guidance. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and earned a Bachelor's Degree from the University of California System. In addition to his professional role, Edward has served on the boards of community organizations such as Any Baby Can and Lifeworks Austin. He and his family have lived in the Steiner Ranch community in Austin since 2006, where he balances his work with personal interests including fishing, football, and golfing.

Christopher Sullivan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Comerica Securities and Bank of America, N.A. prior to his current role. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Macumber is a financial advisor at Merrill with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at LPL Financial LLC and Kestra Financial Services, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Butterworth III is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at Bank of America, N.A., and Banc Of America Investment Services, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Brett Korensky is a Wealth Management Advisor at Merrill Lynch Wealth Management, a position he has held since June 1991. He specializes in serving high net worth families and business owners, focusing on personalized financial strategies that address both personal and corporate financial needs. His areas of expertise include high net worth advisory, corporate equity award management, alternative investment portfolio management, and post monetization strategies for business owners. Brett holds an undergraduate degree in Economics and Mathematics from Northern Illinois University, earned in 1991, and a Master of Business Administration from the University of Chicago Graduate School of Business, completed in 2000. He is also a Personal Investment Advisor (PIA). Brett tailors his advisory services based on clients' risk tolerance, time horizon, liquidity needs, and overall investment goals. He is involved in philanthropy as an advisory board member for Mainspring Schools in Austin, Texas, and supports other local non-profits in Austin and Denver, Colorado. Brett resides in Spicewood, Texas, with his three children, Olivia, Graham, and Kaiya.

Guillermo Lopez is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career as a financial advisor in 2016, he has worked with clients to define their priorities and pursue individual and business goals through tailored wealth strategies. Guillermo focuses on building personal relationships with clients to support their legacy and help navigate the fluctuations of life and markets. He holds a bachelor's degree in finance from Texas Tech University and carries several professional designations including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). Guillermo assists families and small businesses with wealth management strategies, retirement planning, investment strategies, and tax minimization. Originally from Los Angeles and raised in El Paso, Guillermo relocated to Austin in 2024 with his wife Ana to start their family. He is committed to community involvement and participates in local volunteer organizations. His personal interests include basketball, golfing, reading, running, tennis, traveling, watching movies, and writing.