Destiny Bassett is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 1996 and joined Merrill Lynch Wealth Management in 1998. She provides investment guidance and develops strategies for individuals, families, and businesses with a focus on their short and long-term financial goals. Destiny holds multiple professional designations including Chartered Financial Consultant (ChFC), Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a bachelor's degree in Sociology from the University of Washington. Outside of her professional work, Destiny enjoys reading, scuba diving, skiing, spending time with her family, and traveling. She resides in Seattle with her husband and two children and is involved in community activities supporting women-related charities, the American Cancer Society, and other volunteer efforts.

Nicolas Tammen is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with individuals and families to develop strategies that address short-, mid-, and long-term financial goals. He provides guidance across investment management, tax-efficient planning, and overall financial strategy, aiming to simplify complex financial situations and help clients make confident decisions. Nicolas's expertise includes equity compensation services, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Loyola Marymount University. Outside of his professional work, Nicolas has personal interests in basketball, chess, football, golfing, skiing, soccer, surfing, and swimming.

Krystyna Rohde is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families simplify their finances, invest purposefully, and plan for the future. She focuses on long-term strategies, consistent communication, and placing clients’ goals at the center of every financial decision. Krystyna’s approach is tailored to align clients’ money with their unique objectives, whether that involves retirement confidence, generational wealth creation, or simplifying complex financial decisions. With expertise in providing thoughtful, personalized advice, Krystyna serves clients who value clarity, consistency, and long-term relationships. Many of her clients are individuals approaching retirement seeking a proactive partner to navigate important financial decisions. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma/GED from Western Michigan University. Krystyna is involved in her community through organizations such as Capuchin Soup Kitchen, Cub Scouts Pack 481, and Susan G. Komen. Outside of her professional role, she enjoys antiquing, boating, camping, gardening, horseback riding, interior decorating, painting, pottery, traveling, and spending time with her family.

Ramy Awad is a financial advisor at Merrill with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Bank of America, Merrill, Morgan Stanley, and Citigroup Global Markets. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, with investment approaches that include strategic asset allocation and tax-aware options.

Stacey Morgan is a financial advisor at Merrill in Bellevue, WA, holding Series 63 and Series 66 licenses with 19 years of industry experience. She has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Adam Little is a financial advisor with Merrill in Bellevue, WA, holding a Series 66 license and 15 years of industry experience. He has been with Bank of America and Merrill Lynch Pierce, Fenner & Smith, Inc. since 2011. Outside of his advisory role, he serves on the investment committee of the Portland Art Museum. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Bernadette Mc Keown is a financial advisor at Merrill with 27 years of industry experience. She holds the Series 63 and Series 65 designations and has worked previously at J.P. Morgan Chase Bank and JP Morgan Securities. She has been with Merrill since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Ryan Amanati is a financial advisor with Merrill in Bellevue, WA, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Malcolm Kerr is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at Bank of America and AXA Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nina Abelman is a Private Wealth Manager with Merrill Private Wealth Management. She focuses on delivering tailored financial solutions across a variety of client needs, including college education planning, corporate executive services, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, as well as tax minimization. Nina holds a Bachelor's Degree from the University of Washington and has earned the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). Outside of her professional role, she enjoys biking, camping, hiking, running, skiing, tennis, and spending time with her family.

Colin Cook is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in the financial industry in 2005 and joined Merrill Lynch in 2012. Colin focuses on helping clients develop personalized, comprehensive financial strategies that integrate investments, insurance, college planning, retirement, and estate plans to address their full financial picture. His expertise includes college education planning, corporate executive services, executive compensation, family wealth management strategies, institutional and corporate benefit services, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. Colin holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Colin was born in Denver and spent most of his life in the Pacific Northwest, where he completed his undergraduate studies at Central Washington University and earned an Associate's Degree from Mountbatten International Graduate Programme. Outside of work, he and his wife Molly enjoy spending time outdoors, traveling, and attending Seattle Mariners and Seahawks games.

Amanda Nguyen is a Series 66 licensed advisor with Merrill, based in Bellevue, WA, and has four years of industry experience. She previously worked at Amazon for one year before joining Merrill, where she has been employed since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Ricardo Ruiz Calvillo is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Prior to his current role, he worked at Apple Inc. and Amazon.com. Outside of finance, he is involved in catering for Lisa Dupar Catering and HT Talent, providing event services primarily on weekends. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and charitable organizations.

Ryan Warzel is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals and families who seek a clear and intentional path for their finances. Ryan focuses on providing straightforward and meaningful planning to help clients move forward with clarity and confidence. He emphasizes simple and accessible communication to ensure clients understand the strategies being implemented and their purposes. His expertise encompasses family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Ryan's approach involves uncovering what matters to clients and their families to create strategies aimed at achieving their financial goals. Ryan holds a Bachelor's Degree from the University of Washington and has earned several professional designations, including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). In his personal time, Ryan enjoys boating, golfing, ice hockey, scuba diving, and spending time with his family.

Kristin Dycus is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services and Lincoln Investment. Outside of her advisory role, she is involved in community and nonprofit activities, including serving on the executive council of Washington Job's Daughters International and contributing as a production designer for a high school theatre program. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Owens is a financial advisor with Merrill in Bellevue, WA, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Bank of America, LightPath Capital, Berkshire Hathaway, and Snoqualmie Casino. Outside of his advisory work, he has involvement with Caribbean Cardroom. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.