Joshua Hedge is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He is also a Global Institutional Consultant, part of Merrill's Global Consulting Group, which provides consulting services to institutional and ultra-high-net-worth clients. In his role, he offers wealth management strategies for individuals as well as consulting services for retirement plans and institutional funds. Before joining Merrill Lynch in 2012, Joshua began his financial career as a CPA at Deloitte & Touche in Denver specializing in income and transfer tax strategies. He holds several professional designations, including Chartered Financial Analyst (CFA), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Joshua is a graduate of Xavier University with a Bachelor of Science in Business Administration, double majoring in Accountancy and Finance, and he earned a Master's Degree in Taxation from the University of Denver. He holds FINRA Series 7 and 66 registrations.

Seth Hedge is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving on the Anderson, Hedge, Wagner, Kienitz, Zwemke and Associates team. In this role, he provides wealth management strategies for individuals as well as consulting services for corporate retirement plans, corporate funds, foundations, and endowments. Seth joined Merrill Lynch in 2018 following a career that began with the nonprofit Cru Global at Montana State University and an internship in tax accountancy with Eide Bailly LLP. He holds Series 7 and 66 FINRA registrations. Seth's educational background includes a Bachelor of Science in Chemical and Biological Engineering and a Master of Professional Accountancy, both from Montana State University. His professional credentials include the Chartered Financial Analyst (CFA) designation, Certified Financial Planner (CFP) certification, and Certified Plan Fiduciary Advisor (CPFA) designation. He does not provide tax or legal advice in his capacity at Merrill Lynch. Fluent in English, Chinese, and Spanish, Seth combines his multidisciplinary education and diverse skills to support his clients' financial goals. Further details regarding personal interests or community involvement are not provided.

Kayla Lucas Buchanan is a financial advisor with Merrill in Billings, MT, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sydney Wade is a financial advisor with Merrill in Billings, MT, holding a Series 66 credential and three years of industry experience. Prior to joining Merrill, Wade worked at True North Financial and EBMS. Outside of work, Wade serves as a board member for the Cherry Creek II Homeowners Association, where they maintain records and communicate with residents. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robin O'Neil is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2013. Outside of his advisory role, he serves as Secretary of the Congregation for St. John's Evangelical Lutheran Church of Laurel, Montana. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Charles Wagner is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2004 and Bank of America, N.A. since 2009. Wagner serves on the board of Child Bridge, a Montana-based nonprofit that supports families caring for children from foster care who have experienced abuse and neglect. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities.

Jordan Spitzer is a Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 2019. He is a CERTIFIED FINANCIAL PLANNER4 professional, a certification awarded by the Certified Financial Planner Board of Standards, Inc., and holds Series 7 and 66 FINRA registrations. Jordan works closely with individuals, couples, and multigenerational families, providing comprehensive financial planning and wealth management services, including retirement income, legacy planning, liquidity management, and small business strategies. Jordan holds a Bachelor of Science degree in Finance from Montana State University Billings. He specializes in assisting clients with pre-retirement strategies, cash-flow modeling, small business retirement planning, and coordinated wealth planning. His approach emphasizes attentive listening and personalized service to address each client's unique financial goals and circumstances. Outside of his professional responsibilities, Jordan spends time with his wife Abbey and their young son. They enjoy outdoor activities such as hiking, mountain biking, backpacking, and traveling to national parks.

Jayne Duenow is a financial advisor with Merrill in Billings, MT, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. Her career includes roles at UBS Financial Services and ownership of Jayne & Signature Sweets & Supplies. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kristi Sevareid is a financial advisor at Merrill with 23 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2002, with additional experience at Bank of America and Ameriprise Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Brendan Sedgwick is a Financial Advisor at Merrill Lynch Wealth Management with four years of experience in investment management and banking. He works closely with individuals and families to help them pursue financial goals through personalized wealth management and long-term planning strategies. Brendan's practice focuses on areas including college education planning, family wealth management, legacy planning, personal retirement planning, and individual and corporate investment strategy. Brendan earned a Bachelor's Degree from the University of Providence, where he was also a collegiate hockey player. His background in athletics instilled discipline, resilience, and teamwork, which continue to influence his professional approach. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional career, Brendan has personal interests in cooking, fishing, hunting, and ice hockey.

Krista Kananen is a financial advisor with Merrill in Billings, MT, holding a Series 66 designation and two years of industry experience. Before joining Merrill in 2024, she worked at Wipfli LLP and Valley Credit Union. She serves on the Board of Directors for Love and SONshine Ministries, a local organization providing support for pregnant teens and young mothers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adam Zwemke is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he provides goals-based wealth management strategies for individuals, as well as consulting services for corporate retirement plans, corporate funds, foundations, and endowments. Prior to joining Merrill Lynch in 2021, Adam began his career as a Water Resources Engineer for a civil engineering consulting firm. Adam holds the CERTIFIED FINANCIAL PLANNER™ certification, the Certified Plan Fiduciary Advisor® (CPFA®) designation, and holds Series 7 and Series 66 FINRA registrations. He earned a Bachelor of Science degree in Civil Engineering from Montana State University. Born and raised in Billings, Montana, Adam enjoys biking, boating, fishing, golfing, skiing, and spending time with his family. He is involved in community activities such as "Tuesdays on the Town."

Denise Stanley is a financial advisor with Merrill in Billings, MT, holding a Series 66 credential and two years of industry experience. She has been with Merrill since 2016 and also works at Keystone, Inc. outside of her advisory role. Additionally, she owns and serves as president of Stanley Trucking, Inc., a trucking business inherited from her late husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Timothy Kienitz is the Resident Director at Merrill Lynch Wealth Management. He provides goals-based wealth management strategies for individuals, as well as consulting services for corporate retirement plans, corporate funds, foundations, and endowments. His work focuses on family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Before joining Merrill Lynch in 2018, Timothy began his career as a Water Resources Engineer at a civil engineering consulting firm. He holds the Chartered Financial Analyst (CFA) designation, the CERTIFIED FINANCIAL PLANNER (CFP) certification, and the Personal Investment Advisor (PIA) designation. He is also registered with FINRA Series 7 and Series 66. Timothy earned a Bachelor of Science in Civil Engineering from Montana State University. Timothy is involved with Relational Wisdom 360 and has personal interests that include camping, golfing, running, and spending time with his family.

Bruce Ready is a financial advisor with Merrill in Billings, MT, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with Merrill since 2008 and concurrently associated with Bank of America, NA since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal Chief Investment Office teams and third-party style managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jodi Swanson is a financial advisor with Merrill in Billings, MT, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill Lynch since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bradley Brandon is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their personal priorities and develop tailored strategies that align with their short-, mid-, and long-term financial goals. His approach includes supporting families through investment management and retirement planning, helping them manage complexities related to wealth preservation and legacy planning. Brandon specializes in areas including family wealth management strategies, employee financial health, liquidity management, personal retirement planning, legacy planning, and special needs planning strategies. He also provides clients access to additional resources from Bank of America specialists, covering banking, credit, home financing, and small business solutions. His professional designation includes Personal Investment Advisor (PIA), and he holds a bachelor's degree from Wayne State University. Outside of his professional responsibilities, Bradley Brandon spends time with his family and participates in outdoor recreational activities such as baseball, golfing, hiking, hunting, running, and traveling in Montana. His client-focused philosophy emphasizes uncovering what matters most to each family to create and pursue effective financial strategies.

Melissa Hereim is a financial advisor with Merrill in Billings, MT, holding a Series 66 designation and 19 years of industry experience. Her prior roles include positions at Stifel, Morgan Stanley, and Citigroup Global Markets. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hannah Studer is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. Her prior work includes roles at Bank of America and Wipfli LLP, as well as a four-year tenure at Montana State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Christopher Anderson is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with both Merrill and Bank of America since 2012 and 2013, respectively. Outside of his advisory work, he serves as Power of Attorney for Expressive Therapies LLC, a for-profit business based in Billings, Montana. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Kennedy Langel is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. Prior to Merrill, Kennedy held positions at Bank of America, the Billings Clinic Foundation, and Carroll College. Outside of advisory work, Kennedy serves as the President and district representative on the Board of Governors for the Annafeld Home Owners Association in Billings, MT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Marsha Gunn is a Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. She co-leads The Gunn/Ready Wealth Management Group, serving clients including physicians, attorneys, CPAs, and multiple generations of families, many employed in industries such as energy, utilities, and railroads. Marsha emphasizes developing client relationships and providing tailored advice based on a planning-centered, data-driven, and client-focused approach. Marsha's expertise encompasses college education planning, family wealth management strategies, personal retirement planning, women and wealth, and retirement income. She holds several professional designations, including the Chartered Retirement Planning Counselor® (CRPC®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Marsha began her career in 1999 and joined Merrill Lynch in 2008. She earned a Bachelor's degree in Finance from Montana State University Bozeman. Marsha values clear communication and works to simplify financial concepts for clients and their families. She and her husband Jamie reside in Billings, Montana, where they enjoy outdoor activities such as camping and ATV riding, as well as supporting Montana State Bobcats sports as season ticketholders.

Baylee Bakken is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, she provides financial guidance and develops customized wealth management strategies tailored to clients' goals. Baylee also contributes to the oversight of business operations and resource management within her team. She has expertise in areas such as family wealth management, legacy planning, philanthropic planning, retirement income, and services for endowments, foundations, and non-profits. Baylee holds a bachelor's degree in marketing from Baylor University and an MBA from the University of Texas at Tyler. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Baylee supports several non-profit organizations and serves on the boards of Girl Scouts of Northeast Texas, Selah Life Choices, and Whitehouse ISD Education Foundation. She is a member of The Women's Fund of Smith County and active in community organizations including the Children's Advocacy Center of Smith County and Green Acres Baptist Church.

Lori Russell is a financial advisor with Merrill in Billings, MT, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with Merrill and its predecessor Merrill Lynch since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Tyler Munson is a financial advisor with Merrill in Billings, MT, holding a Series 66 designation. He has prior experience at Wells Fargo from 2008 to 2022 and at Kampgrounds of America Inc. from 2022 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies crafted by internal and third-party managers.

Halle Dick is a financial advisor at Merrill with a Series 66 credential and one year of experience. Her prior work includes roles at Intermountain Health, Target, and Rocky Mountain College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Paige Spalding is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been working since 1992. She began her career in Tampa, Florida, before returning to Billings, Montana in 1996 to work alongside her father, Dick Spalding, who is also an advisor. Paige continues to serve many multigenerational families across the country, with a particular focus on clients in her home state. Paige holds the Chartered Retirement Planning Counselor™ designation awarded by the College for Financial Planning Institutes Corp., along with the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. She also holds her Series 7, 63, 65 FINRA registrations, and an Insurance License. Paige graduated from the University of Montana with a Bachelor's degree. Active in the Billings community, Paige serves on various boards including the Big Sky State Games Board, Missions United Board, Cottonwood Park Supporting Organization, and the LOUVIN Foundation. She is an active member of the First Presbyterian Church and has served on non-profit boards such as the Alberta Bair Theater, Junior League of Billings, Montana Audubon Education Center, St. John's United, Western Heritage Center, and the Yellowstone River Parks Association. Additionally, she is involved with the University of Montana Alumnae Association and co-chaired the Montanans for Higher Education campaign in 2018. Outside of her professional and community activities, she enjoys traveling and spending time with her husband, family, friends, and her Havanese dogs.

Aleksei Grosulak is a Wealth Management Advisor and CERTIFIED FINANCIAL PLANNER® Professional with Merrill Lynch Wealth Management, part of the Grosulak Group Wealth Management team. In his role, he focuses on connecting all aspects of clients' financial lives to help them prioritize and pursue the goals that matter most to them. Aleksei works with individuals, families, and business owners, designing personalized plans and implementing strategies that align with their personal aspirations. Born and raised in Billings, Montana, Aleksei holds a Bachelor's Degree from Montana State University System. Before transitioning into financial advising, he spent five years working in chemical engineering across four different states. As a CERTIFIED FINANCIAL PLANNER® Professional and Personal Investment Advisor, he leverages his diverse background to build authentic relationships and provide impactful advice and guidance for his clients. Outside of his professional work, Aleksei enjoys spending time with his wife, Kelsey, and their three children. His personal interests include coaching his kids in sports, hiking, and family activities.