Theodore Schaefer is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Wells Fargo in various capacities since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Misty Mitchell is a financial advisor with Merrill, holding a Series 66 designation and based in Birmingham, Alabama. She has been with Merrill since 2021 and previously worked at Sylvan Learning Center and First Community Bank of Central Alabama. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Justin Mayfield is a Private Wealth Manager with expertise in supporting institutional investors and families in managing and growing their financial and human capital. With 17 years of experience in the financial industry, he focuses on purpose-driven planning and proactive asset management to help clients achieve their goals. He operates within Merrill Private Wealth Management, leveraging Merrill's resources and insights together with the banking and lending solutions of Bank of America. Justin's professional credentials include the Chartered Financial Analyst (CFA) designation, CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Merrill Institutional Consultant (MIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from the University of Alabama System and has completed executive education coursework through the Harvard Business School Executive Education program. He is a member of the Dawson Family of Faith and serves on the CFA Society of Alabama Board of Directors as well as the regional board of HOPE International. Outside of his professional work, Justin spends time volunteering with community organizations. Personal interests include fishing, football, golfing, reading, skiing, tennis, and traveling. He values a personalized approach to wealth management, tailoring strategies that align with clients' long-term goals and risk tolerances.

Ralph Anderson III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on client areas including Family Wealth Management Strategies, Personal Retirement Planning, Philanthropic Planning, Portfolio Management Services, Socially Responsible, Values Based, and ESG Investing, as well as Retirement Income. He approaches financial planning with a personalized strategy designed to help clients pursue their long-term goals. Ralph actively participates in community service, following the Merrill tradition of engagement. His personal interests include cooking, spending time with his family, traveling, and watching movies. He has also been involved as a former Boy Scout Leader and is a member of professional organizations such as the American Numismatic Association and the Birmingham Sunrise Rotary Club. He holds a Bachelor's Degree from Birmingham-Southern College and maintains professional designations of CERTIFIED FINANCIAL PLANNER® (CFP) and Personal Investment Advisor (PIA).

Sam Donnell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience advising clients and their families, with a focus on building lifelong relationships. Sam works alongside business owners, offering knowledge in banking, cash flow, and lending solutions, as well as assisting high-net-worth individuals and families with wealth transfer and legacy planning. Sam earned a Bachelor's degree from the University of Alabama and holds the Personal Investment Advisor (PIA) designation. He is a second-generation Merrill advisor, with his family serving clients in the Birmingham area for more than six decades. Beyond his professional work, Sam is engaged in community service as a board member and past chairman of Kings Home, an organization supporting women, youth, and mothers with children at risk. He is active in Canterbury United Methodist Church, where he has served as board chairman, and volunteers with the Kiwanis Club of Birmingham. Sam and his wife, Lisa, live in Birmingham and enjoy spending time with their three adult children and granddaughter.

Joyce Zavresa is a financial advisor with Merrill in Birmingham, AL, holding a Series 66 designation and 18 years of industry experience. Her career includes roles at Bank of America, Merrill Lynch, Edward Jones, and Morgan Stanley. She serves as a committee member for the Central Pennsylvania Junior Horse Show Association, a nonprofit focused on supporting equestrian events and education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Blazich is a financial advisor with Merrill in Birmingham, AL, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank, N.A. He serves on the Board of Governors and as Vice President (President Elect) of the Hoover Country Club, where he participates in decision-making regarding operations and financial matters. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Rudder is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing comprehensive wealth management services to individuals, families, and businesses. He focuses on asset allocation, tax minimization, insurance coordination, estate and trust planning, retirement planning, liability management, and philanthropy. Joshua emphasizes a long-term investment approach tailored to each client's specific financial needs, goals, and risk tolerance, utilizing a deep discovery process to inform his advice and strategies. Joshua has been in the financial services industry since 2005 and joined Merrill Lynch in 2006. He holds a Bachelor’s Degree from Auburn University at Montgomery and the Personal Investment Advisor (PIA) designation. Residing in Birmingham, Alabama, he engages with his local community through volunteer work, reflecting his commitment to supporting the communities he serves. Joshua lives with his wife, Millie Perry Rudder, and their two children, Jack and Mary Chase.

Francis Buchan is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1994 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zenko Hrynkiw is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving individuals and businesses in developing strategies to pursue their financial goals. Since beginning his career in 2014, Zenko emphasizes transparency and client-centered service, working to capture market opportunities while managing downside risk. His approach involves creating personalized financial strategies tailored to each client's priorities, with a focus on areas such as personal retirement planning, philanthropic planning, small business strategies, and retirement income. Zenko holds a Bachelor's Degree from Auburn University and an MBA from the University of Alabama System. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®), as well as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials support his expertise in providing comprehensive wealth management advice. Residing in Birmingham with his wife Jessie and their son ZJ, Zenko enjoys football, tennis, and spending time with his family. His professional philosophy centers on partnering closely with clients to develop strategies aligned with their long-term objectives.

Bonnye Paul is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1991. Prior to her current role, she worked at Bank of America, N.A. for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cristine Ferguson is a financial advisor with Merrill Lynch Wealth Management and a member of the Taylor-Lepley team. She brings over 20 years of experience in strategic growth and business development, primarily within the healthcare sector. Cristine is dedicated to helping clients navigate financial decisions through personalized planning and a collaborative approach. With expertise in relationship management, strategic planning, and leadership, she works to understand clients' goals and develop tailored strategies to support their financial well-being. Cristine holds a Bachelor of Arts degree from Park University and an MBA from Samford University. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Originally from St. Louis, Missouri, Cristine has lived in Birmingham since 1999. Outside of her professional work, she enjoys cooking, genealogy, hiking, and spending time with her family.

Kenneth Bluestein is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 25 years of experience in providing financial and wealth management advice and services to affluent families, individual clients, closely-held businesses, and non-profit organizations. His expertise includes family wealth management strategies, legacy planning, retirement income, portfolio management services, and small business strategies. Kenneth works closely with clients through personal consultations to establish quantifiable goals and prioritize their financial needs. He develops and implements customized strategies leveraging a wide variety of financial instruments, including developing tailored approaches for corporate retirement plans. He holds a Bachelor of Science degree in Corporate Finance from the University of Alabama System and maintains FINRA registrations Series 7, Series 63, and Series 65. Additionally, he holds the designation of Personal Investment Advisor (PIA). Outside of his professional role, Kenneth engages in community involvement and enjoys golf, coaching basketball, and traveling with his wife, Karen, and their three children.