Rosalie Evans is a financial advisor with Merrill in Bloomfield Hills, MI, holding a Series 66 designation and 21 years of industry experience. She has been with Merrill since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Theodora Obilo is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over fifteen years of experience in the financial industry, bringing technical insight to her client relationships. Her approach focuses on placing clients' best interests and aspirations at the center of her process, assisting with problem resolution, simplifying complexity, and enhancing clarity. Theo holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Chartered SRI Counselor™ designation, which focuses on Impact investing and Environmental Social Governance (ESG) investing. She earned both her Bachelor of Business Administration and Master of Finance degrees from Walsh College. Prior to her current role, she gained extensive experience in private wealth management during a ten-year tenure with JPMorgan. Outside of her professional career, Theo and her husband live in South Lyon, Michigan with their twin girls. The family enjoys traveling and learning about new cultures. She is also involved in community organizations including the Children's Foundation, Habitat for Humanity, the Red Cross, and Susan G Komen.

Debbie O'parka is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. She has worked at Merrill since 2005, with a one-year tenure at UBS Financial Services from 2012 to 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional entities.

Robert Hamilton is a Private Wealth Advisor with Merrill Private Wealth Management. He began his career as a Financial Advisor at Merrill in 1974 and joined Merrill Private Wealth Management, formerly known as the Private Banking and Investment Group, in 2007. In his current role, Robert works closely with a select group of households to define their financial goals and develop customized plans tailored to their priorities. Robert’s expertise includes investment management with a focus on strategic core portfolios, tactical opportunities, and asset allocation strategies for sophisticated clients. He serves as a Portfolio Manager in the Merrill Investment Advisory Program, managing personalized or defined strategies on a discretionary basis. These strategies may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment approaches. His areas of focus also encompass discretionary portfolio management, municipal bonds, hedge funds, private equity, securities-based lending, mortgage lending, and risk management. Robert holds a Bachelor’s degree from the University of Michigan and has earned the Personal Investment Advisor (PIA) designation. He and his wife Dannielle have lived in Franklin, Michigan since 1991, and they have two children. His personal interests include photography, traveling, and spending time with his family.

Jason May is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry for 21 years, focusing on retirement planning and wealth management strategies. Jason works with individual clients and institutional clients, including those with 401(k) and defined contribution plans, to help build portfolios that aim to navigate various market cycles. A graduate of Bowling Green State University with a Bachelor of Science in Engineering from the School of Technology, Jason holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He joined Merrill in November 2020 and concentrates on servicing both existing and new clients. His client focus areas include divorce transition planning, institutional consulting, and services for endowments, foundations, and non-profits. Jason is involved in his community through volunteering and supports organizations such as the Ted Lindsay Foundation and the Birmingham Hockey Association. His personal interests include football, golfing, ice hockey, and ice skating.

Katie Mcguffie is a financial advisor at Merrill with 22 years of industry experience, holding a Series 66 designation. She has been with Merrill since 1997. In addition to her advisory role, she performs clerical duties on a part-time basis for Neithercut Philanthropy Advisors LLC, a for-profit organization based in Detroit. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Kevin Walker is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over six years of experience in the financial services industry, focusing on areas such as family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, special needs planning strategies, women and wealth, tax minimization, and retirement income. Kevin's approach involves working one-on-one with clients to develop personalized financial strategies designed to help pursue their long-term goals. Kevin joined Merrill in 2017, bringing a background in finance and a previous career in Information Technology staffing. He earned a Bachelor's Degree in Finance from the University of Michigan – Dearborn. As a Personal Investment Advisor (PIA), Kevin applies his financial knowledge and personal interest to assist clients in navigating their financial development, leveraging the resources of Merrill and Bank of America. Born and raised in Commerce, Michigan, Kevin is active in his community. He volunteers with the Muscular Dystrophy Association and coaches the Special Olympics. In his free time, he enjoys boating, camping, cooking, football, golfing, ice hockey, skiing, tennis, traveling, and spending time with his family and his dog Bauer.

Dianne Gonzalez is a financial advisor at Merrill with seven years of industry experience. She has held her current role since 2018 and worked for nearly two decades at CRS Commercial Real Estate Services prior to joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Biddinger is a Private Wealth Advisor and a partner of The Locniskar Pursel Biddinger Nienberg Rochow Group within Merrill Private Wealth Management. He works closely with a select group of business owners, corporate executives, family wealth, and high wage earning professionals across multiple generations nationwide. His team is structured to provide continuity and connectivity across life stages and priorities, helping client families streamline the complexities of significant wealth through customized advice and guidance. Matthew specializes in multi-generational family wealth management, education planning, liquidity management, retirement and philanthropic planning, portfolio and investment strategy, tax minimization, and managing new wealth. He has been recognized on Forbes' "Best-in-State Wealth Advisors" list from 2022 to 2026 and on the "Top Next-Generation Wealth Advisors" list from 2017 to 2019. He earned a bachelor's degree in economics and mathematics from Eastern Michigan University and holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Matthew enjoys spending time with his family at their home in Bloomfield Hills, Michigan, and has interests including baseball, hiking, music, reading, and traveling.

Elizabeta Ljuljduraj is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has worked at Merrill since 2022 and at Bank of America, N.A. since 2025. Prior to her advisory roles, she was employed at Henry Ford Macomb Hospital and Plaza Ivana. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of client types including individuals, high-net-worth clients, and charitable organizations.

Jennifer Gelineau is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffery Leaf is a financial advisor at Merrill Lynch Wealth Management, where he works with the Locniskar Pursel Biddinger Nienberg Rochow Group. The team focuses on wealth and investment management for affluent individuals, family offices, and institutions with complex needs, offering custom solutions and servicing multiple generations of family wealth. Jeffery collaborates closely with a limited number of clients including business owners, corporate executives, professionals, philanthropists, and foundations to address their complex financial challenges and investment decisions. With over twenty years of experience in wealth and investment management, Jeffery has served as a private portfolio manager and market leader at one of the world's largest investment managers. His background includes servicing large and complex investment teams and their clients in the Midwest, providing him with a distinctive perspective for creating custom plans and implementing risk-managed solutions. Jeffery holds the Chartered Financial Analyst (CFA) designation and the Personal Investment Advisor (PIA) certification. He earned his master's degree from Walsh College and his bachelor's degree from the University of Michigan. Jeffery is a member of the CFA Society of Detroit, and participates in community organizations including American Corporate Partners, Gift of Life Michigan, and Michigan Eye Bank. He resides in Oakland Township with his wife and four daughters. Outside of work, Jeffery enjoys biking, golfing, ice hockey, ice skating, music, scuba diving, skiing, traveling, and spending time with his family.

Lauren Doherty is a Financial Advisor at Merrill Lynch Wealth Management, serving clients in the Mid Michigan area. She focuses on being a resource and advocate to help clients achieve their financial aspirations by providing thoughtful investment guidance, proactive planning, and comprehensive wealth management solutions. Lauren earned a Bachelor's degree in Finance from the Eli Broad College of Business at Michigan State University. She holds the Personal Investment Advisor (PIA) designation and has experience in retirement planning, family wealth management strategies, college education planning, small business strategies, and women and wealth. Prior to joining Merrill, Lauren worked at Equitable Advisors, where she specialized in helping public school educators with retirement planning. Outside of her professional role, Lauren coaches sideline and competitive cheerleading for Bridgeport High School and is involved with the Frankenmuth Jaycees. She enjoys spending time with her family, camping, cooking, dancing, gardening, music, painting, and skiing.

Lauren Ruggirello is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Merrill and Bank of America, as well as positions outside the financial services sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Rebecca Glaeser is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2003. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Gardiner is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 2009, entering the business with a background as an analyst. Since 2012, he has been a part of Merrill Lynch and serves as one of five partners of the BDGSW Wealth Management Group, where he provides strategic direction and investment policy for the team. David's expertise includes family wealth management strategies, services for endowments, foundations and non-profits, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He employs a disciplined method developed over years to build tailored investment portfolios and aims to understand the full picture of a family's finances to align assets with central family goals. He holds a bachelor's degree from Northwood University and has completed executive education programs at Yale School of Management and The Catholic University of Michigan. David is a CERTIFIED FINANCIAL PLANNER (CFP) professional, holds the Certified Investment Management Analyst (CIMA) designation, and is a Personal Investment Advisor (PIA). Beyond his professional work, he serves on community boards including the Priests' Pension Board of the Archdiocese of Detroit and the Catholic Youth Organization, reflecting his commitment to community involvement.

Michael Tyranski is a Wealth Management Advisor and Managing Director affiliated with Merrill Lynch Wealth Management. With over 29 years of tenure at Merrill Lynch, he serves as the senior partner of a Wealth Management team, focusing on family wealth management strategies, personal retirement planning, and portfolio management services. He holds a Bachelor’s degree in Finance from Michigan State University's School of Business, earned in 1988. Michael is also a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). Raised in Royal Oak, Michigan, he currently resides in Birmingham, Michigan with his wife and three children. Michael is actively involved in his community, serving as President of the Brother Rice High School Endowment Fund, and has previously held treasury roles with the Gift of Life of Michigan and the Torch Lake Protection Alliance. Outside of his professional work, Michael enjoys football, spending time with his family, and surfing.

Sandra Mcconnell is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been associated with Bank of America and Merrill since 2012. Outside of her advisory role, she is a 50% owner and member of an LLC managing a future rental property investment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marie Vanerian is a Wealth Management Advisor specializing in institutional investment consulting and advisory services at Merrill Lynch Wealth Management. She provides services to a diverse group of clients, including foundations, endowments, religious organizations, pension plans, Taft-Hartley funds, 401(k)/403(b) plans, and multi-generation private family offices. Her expertise encompasses fiduciary oversight, due diligence, portfolio construction, and educating plan sponsors and employees. Throughout her career, Marie has focused on wealth accumulation, preservation, and growth by helping clients understand their investment options and make informed decisions within their risk tolerance. She holds several professional designations including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), and Certified Plan Fiduciary Advisor (CPFA), and is committed to lifelong professional learning to stay current with the investment landscape. Marie earned a bachelor's degree in Economics from Michigan State University. Her community involvement includes support for organizations such as The Detroit Symphony Orchestra, Lions Clubs International, Special Olympics, Samaritas, Vista Maria, The War Memorial, and the Armenian Church Endowment Fund. She also engages in activities with St Johns Church, Special Olympics, and Habitat for Humanity. Her personal interests include music, reading, traveling, and writing.

Stephen Burke is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Stephen earned both his Bachelor's Degree and Master's Degree from Purdue University, with his graduate studies completed at the Krannert School of Management.