John Shrewsbury is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Merrill since 2018. Prior to that, he spent three years with various Federated entities, including Federated Investment Counseling. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Jeffrey Pirk is a financial advisor at Merrill with 20 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Morgan Stanley, Strong Tower Wealth Management, and Wells Fargo Investments. Outside of his advisory role, he serves as Executive Director of Cities Alive, a nonprofit organization coordinating worship-related training events for churches and musicians. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ethan Quarandillo is a financial advisor with Merrill, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining Merrill, he worked in retail and education, including positions at Milbern Clothing Company, Walmart, and local schools in Minnesota. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Ben Brucciani is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has built his career over more than 25 years. As a partner of the BWA Wealth Management Group, he focuses on helping clients identify and pursue their financial goals through customized planning and portfolio strategies. Ben works with a broad range of clients managing executive compensation, family wealth, liquidity, retirement planning, investment strategy, tax minimization, and retirement income. He holds a bachelor's degree in business finance from Augsburg College and holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Ben resides in Lakeville, Minnesota. Outside his professional work, he is an active member of the Lakeville community and enjoys outdoor activities such as skiing, hunting, fishing, biking, boating, cooking, hiking, running, and soccer, as well as spending time with his family.

Mark Adkins is a CFP® and Series 66 licensed advisor with 26 years of industry experience. He has been with Merrill since 2003 and concurrently with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tiffany Fahnhorst is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth management for individuals, families, and business owners. With a career that began in residential real estate development, Tiffany transitioned to wealth management in 2007 when she joined her father's practice, developing a long-term, relationship-driven advising approach. She focuses on helping clients build, preserve, and transition wealth through disciplined planning and clear communication. Tiffany holds a Bachelor's Degree from the University of Colorado System and holds the Personal Investment Advisor (PIA) designation. She partners closely with her clients to simplify complex financial decisions, providing strategic guidance aligned with their goals, emphasizing trust built over time. Her client base primarily grows through personal introductions, reflecting the trust placed in her as a financial resource. Outside of her professional work, Tiffany is active in her community through involvement with the Edina Football Association and Our Lady of Grace Catholic Church. She is also a mother and engages in coaching football, playing tennis, volunteering, and spending time outdoors with her dogs.

Jacob Johnson is a Wealth Management Advisor at Merrill, serving clients by developing personalized financial strategies aligned with their long-term goals. He joined Merrill in 2022 and leverages sophisticated wealth management tools to create comprehensive plans addressing various aspects of clients’ financial lives. Jacob brings over a decade of experience in financial services, including roles in wealth management and leadership at several national banks and financial companies. His expertise encompasses college education planning, corporate benefits, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, retirement income, philanthropic planning, and socially responsible investing. He holds a Bachelor of Arts degree in Political Science and Religion from Concordia College – Moorhead. Jacob is a CERTIFIED FINANCIAL PLANNER™ professional and holds the Chartered Retirement Planning Counselor™ and Certified Trust and Fiduciary Advisor designations. Residing in Eagan, Jacob lives with his wife, Marisa, their two daughters, and their golden retriever. In his personal time, he enjoys golfing and exploring local parks with his family.

Michelle Nelson is a financial advisor with Merrill in Bloomington, MN, holding a Series 66 designation and 23 years of industry experience. She has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

Erin Evans is a Series 66-licensed financial advisor with Merrill in Bloomington, Minnesota, where she has worked since 2008. She has 19 years of industry experience. Outside of her advisory role, she holds a power of attorney position with an entity named L B. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary strategies developed by internal and third-party managers.

Chad Bovee is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2000, also working through its affiliation with Bank of America since 2011. Outside of his advisory role, he serves as a part-time soccer referee for the Tonka United Soccer Association, a nonprofit organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Camisha Needom is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including Bank of America, Ameriprise Financial Services, and Wells Fargo. Outside of her advisory role, she owns and operates a photo booth business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model‑based and discretionary investment strategies supported by internal and third‑party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Vaughan is a financial advisor at Merrill with 31 years of industry experience. She holds a Series 63 designation and has worked at Merrill since 2016, previously spending two years at Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Barnett is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career at American Express Financial Advisors while still in college and joined Merrill in 2007 to provide clients with a comprehensive range of services. He serves women, men, and multiple generations with significant wealth, often senior-level corporate executives, across Minnesota and 15 other states. His expertise includes managing complex financial situations involving concentrated company equity, restricted stock, grants, options, and strategies for hedging, cash flow, and tax minimization. His services address areas such as college education planning, executive compensation, portfolio management, retirement income, and tax minimization. Rob holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree in Finance from the University of St. Thomas. His practice involves continuous collaboration with clients from initial goal-setting to implementing and reviewing financial strategies. Rob holds the firm's Portfolio Manager designation, allowing him to manage personalized or defined investment strategies on a discretionary basis. Robert was named to the Forbes/SHOOK "Best-In-State Wealth Advisors" list in 2024 and 2025 and was previously recognized in Forbes' "America's Top Next-Generation Best-In-State Wealth Advisors" list in 2019. A lifelong resident of the Twin Cities, he lives in Prior Lake with his wife, two daughters, and two Labrador retrievers. He is also a private pilot and involved with the Minnesota Center for Advanced Professional Studies (MNCAPS).

Peter Lafferty is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he focuses on helping clients grow and preserve their wealth through personalized financial strategies and in-depth planning. He joined Merrill in 2008 and brings over 30 years of industry experience to his role, working with clients on areas including personal retirement planning, tax minimization, and retirement income. Peter emphasizes the importance of a strong client-advisor relationship and continual review of financial plans to ensure alignment with clients' evolving needs. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP) and Personal Investment Advisor (PIA). His educational background includes a Master's of Business Administration (MBA) from Capella University, a Bachelor's Degree from University of Phoenix, an Associate's Degree from Thomas Edison State College, and attendance at Saint John's University as well as Cretin High School. Peter is also involved in community activities such as coaching and support roles with various organizations, including Big Brother Big Sisters of the Twin Cities, Edina Soccer Association, Minnesota Special Hockey, and others. His personal interests include boating, cooking, fishing, golfing, ice hockey, music, skiing, spending time with his family, tennis, and yoga.

Richard Flack is a financial advisor at Merrill with 45 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 1984. He also has 15 years of experience working with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Wright is a Wealth Management Advisor and partner within the BWA Wealth Management Group at Merrill Lynch Wealth Management. Since 2002, he has been working with clients to develop comprehensive financial plans that are tailored to their unique goals and objectives. His approach involves creating diversified investment strategies and regularly evaluating portfolio managers to ensure effectiveness. Andrew's expertise encompasses corporate executive services, employee benefits planning, executive compensation, family wealth management, retirement income planning, and socially responsible investing among other areas. Andrew holds a bachelor's degree in business management from the University of Colorado-Boulder and carries several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He places importance on frequent and proactive communication with clients to maintain successful, customized financial service relationships. Residing in Shakopee, Minnesota, Andrew lives with his wife, Jessica, and their two children, Mason and Vivian. He is involved in his community as a Finance Board Member at Shakopee Area Catholic Schools and has been active with the SACS Dads organization as a former board member. In addition, he participates in school activities including Junior Achievement. Andrew's personal interests include fishing, golfing, ice hockey, music, photography, running, soccer, and spending time with his family.

Randy Albrecht is a financial advisor with Merrill in Bloomington, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked in various roles including delivery for Doordash and positions at Kroger, University of Phoenix, and Farmers Insurance. Outside of his advisory work, he continues to deliver food for Doordash. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies supported by internal and third-party managers.

Ross Udell is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Wells Fargo Clearing, Wells Fargo Bank, N.A., and Bank of America, N.A. Prior to his financial career, he was involved with Youth With A Mission San Diego Bja and Grand Canyon University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Bongiovanni is a Wealth Management Advisor associated with Merrill and Bank of America, where he offers concierge wealth management services to a select group of families. He focuses on providing personalized financial strategies, emphasizing wealth and estate structuring, tax-efficient investment planning, wealth accumulation and distribution, and retirement plans for 1099 income earners. Daniel provides access to investment insights through Merrill and banking solutions via Bank of America to support his clients' financial goals. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Daniel earned his Bachelor's Degree from the University of Saint Thomas. Known for embracing technology, he serves clients both locally and remotely, maintaining a high level of personalized service. Outside of his professional role, Daniel enjoys adventure sports such as biking, golfing, pickleball, running, skiing, swimming, and watching movies. He also values spending time with his family.

Marc Terris is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 26 years of experience in the financial services industry and focuses on building long-term client relationships based on trust. Marc works with clients on a range of financial planning needs including college education planning, family wealth management strategies, personal retirement planning, portfolio management, small business strategies, and retirement income. Marc holds a Bachelor's Degree from Concordia College – Moorhead and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He emphasizes personalized financial strategies tailored to clients’ risk tolerance, time horizons, and liquidity needs, with an approach that encourages ongoing communication and at least an annual face-to-face portfolio review. In addition to his professional work, Marc participates in his community as a member of the St John Vianney Minor Seminary Board. Outside of his advisory role, he enjoys boating, golfing, ice hockey, and reading. Marc is married to Wendy and they have four children.

Scott Luehring is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and businesses, providing guidance during times of change such as retirement, job transitions, estate planning strategies, and business planning. Scott emphasizes connecting all aspects of a client's financial life to prioritize and pursue their most important goals. Scott offers expertise in alternative investments including private equity, equity long-short hedge funds, credit, and equity multi-strategies tailored for high net worth individuals. Utilizing Merrill's research capabilities and portfolio solutions team, he addresses clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His services encompass a broad range of financial products including investments, securities, annuities, life insurance, disability insurance, long term care insurance, asset accumulation strategies, and lending services through Bank of America, N.A. He holds a Bachelor's Degree from Saint Cloud State University and the Personal Investment Advisor (PIA) designation. Outside of his professional role, Scott serves as the unofficial team photographer for his daughters' volleyball teams and enjoys boating, hiking, photography, and volleyball.

Jacob Munger is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he develops new opportunities for clients and collaborates with team members to establish and execute personalized wealth management strategies. He also focuses on commercial lending, utilizing resources at Bank of America, N.A. to assist clients and their businesses. Jacob’s areas of client focus include college education planning, corporate retirement plan services, divorce transition planning, liquidity management, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jacob graduated from the University of St. Thomas in 2014 with a Bachelor's Degree in Finance. He is a member of Young Professionals of the Chippewa Valley. His personal interests include fishing, football, golfing, ice hockey, skiing, and spending time with his family.

Rebecca Blaine is a financial advisor with Merrill in Bloomington, MN, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Merrill since 1990. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Ogren is a Senior Financial Advisor with Merrill Lynch Wealth Management. He offers comprehensive wealth management services that begin with understanding each client's unique financial situation and priorities, then developing customized strategies that adapt to changing needs and market conditions. Mark provides access to investment insights from Merrill and banking services through Bank of America to support various aspects of clients’ financial lives. His areas of expertise include college education planning, family wealth management, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, as well as individual and corporate investment strategies. Mark holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Minnesota Duluth. Outside of his professional work, Mark is actively involved in community activities such as church and school functions, youth sports coaching, and high school football coaching. His personal interests include biking, boating, football, golfing, hunting, skiing, spending time with his family, traveling, and yoga.

Kevin Mc Donnell is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. He has worked at Bank of America and Merrill Lynch since 2022 and has consulting experience with Loot Tavern Publishing, a company that produces digital and print materials for tabletop role playing games. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Moran is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1988, following in the footsteps of his father, Dan Moran Sr., who worked with the firm for 38 years. As a second-generation advisor, Daniel brings extensive experience in wealth management and investment advisory services. He holds a Bachelor of Arts degree from St. Olaf College, where he also continued his hockey career after graduating from Edina West High School. Daniel has earned the designation of Personal Investment Advisor (PIA). Beyond his professional role, he serves on multiple boards and provides financial support to various organizations including The St. Paul Seminary, Our Lady of Grace Church, The Catholic Services Appeal, and several others within the Catholic community. He also engages in pheasant and duck hunting, golf, physical fitness activities, Bible study, and spending time with his family.

Danielle Niska is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She is a senior member of the Niska Bongiovanni Group at Merrill and works closely with corporate executives, business owners, retirees, and women navigating significant life transitions. Danielle's approach involves coordinating with specialists in retirement planning, education funding, estate planning services, and lending strategies to provide personalized wealth management that aligns with her clients' unique goals. With over 30 years of experience, Danielle focuses on creating financial strategies that help individuals and families pursue long-term objectives while incorporating sustainable and socially responsible investing. Her expertise includes college education planning, divorce transition planning, executive compensation, family wealth management strategies, LGBT wealth planning, philanthropic planning, and women and wealth. She holds a Bachelor's degree in Mathematics from Saint Olaf College and has also studied at the University of Seville in Spain. Danielle holds professional designations including Certified Investment Management Analyst (CIMA) and Chartered Retirement Planning Counselor (CRPC). Outside of her professional role, Danielle is involved in community activities such as Inner City Tennis, Loaves and Fishes, the Merrill Twin Cities Diversity and Inclusion Committee, and Next Step Housing. She enjoys competitive tennis, exploring the outdoors with her husband, and spending time with their three children.