Richard Ehrlich is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over four decades of experience in investment management, serving high-net-worth families since 1977 and institutional clients since 1982, with combined investable assets exceeding $3 billion. Richard specializes in wealth management strategies that utilize sophisticated techniques aimed at increasing returns while reducing risk. In addition to his advisory role, Richard contributes to the development of the team's thought leadership on financial strategy and macroeconomic outlook. He is adept at translating complex Wall Street research into clear insights that inform portfolio decisions. Prior to joining Merrill Lynch, he was Senior Vice President of the high-net-worth division at a major investment bank, where he developed and marketed the firm's first billion-dollar investment management product. Richard has also been a keynote speaker at the Merrill Princeton Campus for Wealth Planning and Asset Allocation Modeling, appeared on financial television programs, and co-authored multiple books. Richard earned a Bachelor of Science degree in Finance from Syracuse University in 1977 and holds the Personal Investment Advisor (PIA) designation.

Adam Bornstein is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial services industry, focusing on providing goals-based wealth management tailored to individual investors. Adam primarily works with affluent individuals, leveraging his expertise in retirement planning and Merrill’s resources to help clients navigate complex financial landscapes. Before joining Merrill Lynch in 2010, Adam held the position of First Vice President at both UBS Financial Services and Morgan Stanley. He earned a bachelor’s degree from the University of Wisconsin System and a master’s degree from Northwestern University. Adam holds the Certified Investment Management Analyst® (CIMA®) designation and the Personal Investment Advisor (PIA) credential. As a qualified Portfolio Manager, he manages discretionary personalized and defined investment strategies incorporating a range of assets including individual securities and model portfolios. Adam's client focus includes areas such as divorce transition planning, family wealth management strategies, managing new wealth, portfolio management services, tax minimization, and retirement income. Beyond his professional work, he is committed to community involvement through volunteer activities. His personal interests include basketball, biking, football, gardening, golfing, music, reading, running, skiing, and traveling.

Diane Finch is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Citigroup and Morgan Stanley. Finch’s background also includes five years at Palm Beach State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Adam Goldman is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He leads the Goldman Group, which provides personalized wealth management counseling to affluent individuals and their family members. Adam's approach focuses on simplifying complexity, clarifying uncertainty, and offering tangible value to advance his clients' best interests. Adam began his career at Merrill Lynch as a high school intern and has been with the firm since graduating from Dickinson College in 1990. He also earned an international economics certification from the University of Cambridge. He holds several professional designations, including Certified Divorce Financial Analyst (CDFA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Planning Counselor (CRPC). Adam resides with his wife, Emily, in Lafayette Hill, Pennsylvania; Margate, New Jersey; and Boca Raton, Florida. He supports various charities including the Burn Prevention Foundation and the Jewish Relief Agency. His personal interests include running, pickleball, and audiobooks.

Dalit Goldwert is a financial advisor with Merrill in Boca Raton, FL, holding a Series 66 designation and 24 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2001 and has been with Bank of America, NA since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Sylvan Goldwert serves as a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He leads The Goldwert Group, a team dedicated to assisting families and businesses with managing various aspects of their finances, including investments, private equity, custom lending through Bank of America, retirement income, annuities, IRA, 401k, trusts, and estates. With over 30 years of experience as a Financial Advisor at Merrill in Red Bank, Sylvan specializes in areas such as college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sylvan earned a Bachelor's Degree from the State University of New York System. Outside of his professional career, he enjoys activities such as biking, boxing, gardening, hiking, music, reading, rock climbing, running marathons, swimming, and yoga.

Margaret Hollywood is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. She began her financial services career in 1986 and has over 25 years of experience in the industry. Margaret assists clients by helping them build wealth management strategies tailored to their individual needs, with a focus on delivering a comprehensive approach that starts by listening and understanding each client's goals. Her expertise includes liquidity management, managing new wealth, personal retirement planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. In 2008, she established The Hollywood Group, through which she continues to provide personalized financial strategies. Margaret holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Seton Hall University. Outside of her professional work, Margaret's personal interests include biking, gardening, golfing, interior decorating, reading, skiing, swimming, tennis, traveling, and yoga.

Robert Shure is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that are flexible to adapt to clients' changing needs and market conditions. Robert offers access to investment insights from Merrill and financial solutions from Bank of America to support various aspects of clients' financial lives. Robert has been a financial advisor since 1998 and joined Merrill Lynch in 2005. His expertise includes personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Robert graduated from the Wharton School at the University of Pennsylvania with a bachelor's degree. Beyond his professional role, Robert is involved in community service and participates with organizations such as 412 Food Rescue. He resides in the South Hills of Pittsburgh, is married with three adult children, and enjoys golfing, hiking, and tennis.

Lawrence Lankowsky is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies tailored to clients’ unique financial goals and the dynamic market environment. His areas of expertise include college education planning, family wealth management, liquidity management, managing new wealth, retirement planning and income, portfolio management, socially responsible and ESG investing, services for endowments, foundations, and non-profits, as well as supporting women and wealth. Lawrence holds a Bachelor's Degree from Wayne State University and holds the professional designation of Personal Investment Advisor (PIA). Committed to the Merrill tradition of community involvement, he actively volunteers with local organizations. His approach focuses on working one-on-one with clients to develop financial strategies designed to help pursue their long-term goals.

Michael Beckerman is a Private Wealth Advisor with Merrill Private Wealth Management. He has been with Merrill since 1999, bringing extensive experience in financial planning and investment consulting for high net worth individuals, wealthy family groups, and corporate executives. Prior to joining Merrill, Michael was a Senior Manager in Ernst & Young’s Personal Financial Counseling Group from 1990 to 1999, where he provided services including estate and retirement planning, as well as insurance, stock option, and income tax planning. He also served as a Senior Investment Advisor for Ernst & Young Investment Advisors, overseeing asset allocation modeling and conducting due diligence on marketable securities and alternative investment managers. Michael holds a Bachelor's degree in Economics from Washington University in Saint Louis and a Master of Science in Taxation from DePaul University. He is a Certified Public Accountant (CPA), a CERTIFIED FINANCIAL PLANNER™ (CFP®), and holds the Certified Investment Management Analyst® (CIMA®) designation. Michael has also served on the Board of Trustees for the Donna Klein Jewish Academy, the Jewish Federation of South Palm Beach County, and Hillel of Broward and Palm Beach County, and is a frequent speaker at AICPA Advanced Investment Planning Conferences.

Daniel Magee is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1984 and has over three decades of experience in the financial services industry. Dan provides tailored financial strategies to a select group of affluent individuals and families, focusing on wealth preservation and transfer services, investment management, concentrated stock analysis, and retirement planning services. He works closely with clients to understand their current financial situations and aspirations, developing custom plans and investment strategies to support informed and timely financial decisions. Dan holds a Bachelor's degree in Business Administration from Kutztown University of Pennsylvania. He has earned several professional designations, including the Certified Private Wealth Advisor® (CPWA®) designation offered by the Investments & Wealth Institute® in conjunction with the University of Chicago Booth School of Business, the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp, and the Certified Plan Fiduciary Advisor® (CPFA®) designation. Dan and his wife, Rebecca, reside in Stone Harbor, New Jersey, where they live with their four children. He is an active member and Chairman of the Board of the Yacht Club of Stone Harbor and volunteers with the Diller Home for the Blind in Avalon, New Jersey. Dan also supports Helping Harvest Food Bank in Reading, Pennsylvania, and the Community Food Bank of New Jersey – Southern Branch.