Aida Carr is a financial advisor with Merrill in Boise, ID, holding Series 63 and Series 66 credentials and seven years of industry experience. She previously worked at Northwestern Mutual Investment Services LLC and John Hepworth before joining Merrill in 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jena Cartusciello is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, including time with Bank of America, NA since 2023. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kerry Peltier is a financial advisor at Merrill with 4 years of industry experience. He holds a Series 66 designation and previously worked at OMCS for 9 years before joining Merrill in 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Nathan Peterson is a financial advisor with Merrill in Boise, ID, holding a Series 66 credential. He has one year of industry experience, with prior roles at Bank of America, Alter Domus, and other organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Heidi Fogarty is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1999, also working at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Justin Ruttke is a Financial Advisor at Merrill Lynch Wealth Management with over seven years of experience in wealth management. He specializes in helping clients develop tailored financial strategies that align with their unique goals, including education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Justin holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and is a Personal Investment Advisor (PIA). He earned his bachelor's degree from Arizona State University. His approach focuses on building long-term, trusting relationships and providing clarity and thoughtful insights to help clients navigate complex financial decisions. Outside of his professional work, Justin enjoys football, golfing, hunting, music, skiing, and spending time with his family.

Luke Allen is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on liquidity management, managing new wealth, and small business strategies. Luke works directly with clients to develop financial strategies aligned with their personal values and goals. His approach centers on listening carefully to uncover what matters most to clients and their families. He holds a Bachelor's Degree from Boise State University and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luke is a Merrill Financial Solutions Advisor, providing clients access to Merrill's global investing resources along with credit, lending, and banking services from Bank of America. Outside of his professional role, Luke enjoys outdoor activities including pickleball, running, and skiing. He values fitness and spending time with friends and family.

Douglas Johnson is a financial advisor with Merrill in Boise, ID, holding a Series 66 designation and 24 years of experience at the firm since 2002. Outside of his advisory role, he is a co-owner of a family rental property in Nampa, Idaho. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Cheryl Nelson is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill since 1998, alongside a concurrent role at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bowen Ogata is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career at Merrill in July 2018 after completing the advisor training program. Bowen applies a comprehensive approach to wealth management, focusing on understanding each client's needs and goals to develop personalized financial strategies. He leverages the investment insights of Merrill Lynch Wealth Management alongside banking solutions from Bank of America to address various aspects of his clients' financial lives. Bowen's background includes playing collegiate baseball at the University of Illinois Chicago, where he earned a bachelor's degree in finance. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His areas of expertise encompass education planning, family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management, and investment strategies for individuals and small businesses. In addition to his professional commitments, Bowen participates in community activities such as volunteering with Make-A-Wish. Outside of work, he enjoys hiking, skiing, fly-fishing, golfing, baseball, camping, fishing, football, hunting, and spending time with family and friends. He is also a member of Crane Creek Country Club.

Kurt Williams is the Resident Director and a Wealth Management Advisor at Merrill Lynch, where he leads the wealth-management team Williams, Jones & Associates. He works with clients nationwide, providing tailored financial planning and investment advisory services that address the unique needs and goals of families and individuals. Kurt's approach is grounded in a comprehensive understanding of wealth management, including risk tolerance, time horizon, liquidity needs, and investment objectives. Prior to joining Merrill in 2011, Kurt spent 12 years as a Certified Public Accountant, including seven years in forensic accounting at a Big Four accounting firm. This background influences his methodical approach to investing, risk management, and wealth transfer strategies. His team serves a diverse clientele ranging from business owners and entrepreneurs to executives and professionals, assisting them in areas such as business transitions, portfolio management, and intergenerational wealth transfer. Kurt holds a bachelor's degree in accounting from Washington State University and is a CERTIFIED FINANCIAL PLANNER™ certificant. He lives in Boise, Idaho with his wife, Lynne, and their three daughters. He serves on the boards of the Bishop Kelly Foundation and The John J. Creegan Foundation for St. Mary's School, Inc. Outside of work, he enjoys spending time with his family and running with his dogs in the foothills.

Kathryn Kusler is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Prior to joining Merrill in 2024, she worked at Morgan Stanley for one year. Outside of finance, she has worked in the restaurant industry at Buffalo Wild Wings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Uwe Ruttke is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1994 and specializes in financial strategies and advanced planning techniques for high net worth clients. Uwe previously served as Senior Resident Director of the Pleasanton office for ten years before assuming his current advisory role. Uwe holds a bachelor's degree in business from Valparaiso University and is a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He has been recognized regularly in Barron’s Magazine as one of the Top 1200 financial advisors in the country, most recently in March 2025. His professional affiliations include membership in the Aspen Institute and the Recording Academy. Outside of work, Uwe enjoys music, skiing, and boating with his wife and two daughters.

Denise Burgess is a financial advisor with Merrill in Boise, ID, holding a Series 66 designation and bringing nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Ted Fichter is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining the firm in 1991, he has accumulated over 30 years of experience in offering strategies and potential solutions tailored to clients’ risk tolerance, time horizon, liquidity needs, and overall investment objectives. Ted’s expertise spans a broad range of investment vehicles to help clients establish appropriate financial plans. Ted holds the Personal Investment Advisor (PIA) designation. He completed his education at Parkway West High School. Outside of his professional role, Ted serves as a board member of Lions In Sight, a nonprofit foundation. In this capacity, he travels internationally to developing countries to facilitate humanitarian aid.

Lorraine Harper is a Wealth Management Advisor with Merrill Lynch Wealth Management. She offers a comprehensive approach to managing wealth that begins with listening to clients' needs and aims to develop personalized financial strategies aligned with their long-term goals. Lorraine provides access to Merrill's investment insights to address various aspects of her clients' financial lives. Originally from California, Lorraine moved to Boise in 2009 to play golf for Boise State University, where she earned her bachelor's degree. She has worked in the financial industry since 2013 and joined Merrill Lynch Wealth Management in 2015. Lorraine holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Lorraine follows Merrill's tradition of community involvement, volunteering with organizations such as Make A Wish Idaho and the Meridian Canine Rescue. Her client focus areas include family wealth management strategies, LGBT wealth planning, personal retirement planning, women and wealth, and retirement income.

Laurie Mcmackin is a First Vice President and Financial Advisor at Merrill Lynch Wealth Management based in Boise. With 30 years in the financial industry, including 20 years at Merrill Lynch, she specializes in guiding clients through a variety of financial decisions. Her focus areas include college education planning, LGBT wealth planning, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Laurie emphasizes clear communication and personalized strategies tailored to each client's goals, concerns, and timelines. She assists clients ranging from novice investors to those refining long-term plans, ensuring they understand how each financial choice supports their objectives. Laurie builds genuine relationships based on trust and transparency, listening closely and providing thoughtful guidance to help clients feel informed and supported. Laurie holds a Personal Investment Advisor (PIA) designation and earned her High School Diploma from Hewlett High School. She is a member of Business Network International and participates in community activities with Wish Granters. Outside of work, Laurie enjoys dancing, gardening, hiking, music, traveling, watching movies, and yoga, and she values connecting with the Boise community.

Andrew Phillips is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at both Merrill and Bank of America since 2011. Outside of his advisory role, Phillips is involved in several rental property investments in Mississippi and California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Jason Celentano is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 27 years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Justin Mebus is a financial advisor with Merrill in Boise, ID. He holds a Series 66 designation and has been in the industry for less than one year. Prior to his current role, he served eight years in the United States Air Force and operated a fitness business called Disvex DBA Gann Fight & Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Boden Redding is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals and families to bring clarity to their financial lives by understanding their goals and concerns and building tailored financial plans that adapt as life changes. Leveraging resources available at Merrill and Bank of America, he addresses various aspects of clients' financial lives beyond investments. Raised in the Treasure Valley, Boden began his career in finance in Utah, working with investors and managing portfolios. He later joined Merrill in Boise to serve his home community. His client focus areas include legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, investment strategy, tax minimization, and retirement income. Boden holds a High School Diploma/GED from the College of Western Idaho. Outside of work, he enjoys activities such as hiking, traveling, bowling, camping, chess, football, golfing, table tennis, watching movies, and spending time with family and friends.

Jose Rojas Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He helps individuals and families develop personalized financial strategies that align with their unique goals and priorities. Jose focuses on translating complex investment concepts into clear, actionable plans, supporting clients through various stages of wealth management. Jose's areas of expertise include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, individual and corporate investment strategies, and retirement income. He provides clients with access to the investment insights of Merrill Lynch Wealth Management and banking services from Bank of America. He holds a Bachelor's Degree from San Diego State University and an Associate's Degree from the University of Maryland. Jose has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation and Personal Investment Advisor (PIA) credential. He is proficient in German and English. Outside of his professional work, Jose enjoys camping, photography, reading, spending time with his family, and traveling.

James Steele Jr. is a financial advisor at Merrill with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1993 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amy Jones is a Wealth Management Advisor and First Vice President with Williams, Jones & Associates, a team at Merrill Lynch Wealth Management. She helps clients make informed decisions about their wealth by providing the information necessary to weigh options, consider priorities, and take positive steps. Amy specializes in creating personalized wealth management plans tailored to her clients' life priorities, goals, and aspirations. Amy holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ (CRPC™) designation. She earned a Bachelor's degree in Finance from the University of Idaho with minors in math and economics, and completed an Accredited Certificate Program at Whitman College. Amy brings expertise in areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, and more. Outside of her professional role, Amy lives in Boise with her husband, Mark. She enjoys hiking, reading, sewing, swimming, traveling, yoga, and attending live theater. Amy is active in her community, serving on the Saint Alphonsus Medical Center Foundation Board and participating in organizations such as The Cabin Idaho. She also values spending time with family and friends, including a long-standing book group.

Sharif Aliyev is a financial advisor with Merrill in Boise, ID, holding the Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and Santander Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.