Melissa Spangler is a financial advisor with Merrill in Boston, MA, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill since 2009 and has been affiliated with Bank of America since 2004. Outside of advisory work, she owns Pantheon Services LLC, a family partnership involved in land ownership in Idaho. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

David Wyman is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been since 2008. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning and has been designated by Merrill Lynch as a Retirement Benefits Consultant. David also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA) designations. David graduated from the University of New Hampshire with a Bachelor of Science in Business Administration, focusing on Finance, from the Whittemore School of Business and Economics. During his time at UNH, he played as a Long-Snapper and Linebacker on the Division I Football Team. He also holds a High School Diploma from Wilton High School. David lives in Winchester, Massachusetts with his wife Linsey and their four children. He enjoys family time along with personal interests including baseball, boating, cooking, football, golfing, music, skiing, and softball. David focuses on family wealth management strategies, socially responsible and values-based investing, tax minimization, and retirement income planning, working closely with clients to understand their values and life goals to help plan their financial futures and legacies.

Matthew Peterson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves as a Senior Vice President and principal in Peterson Heyman & Associates, where he provides tailored wealth management strategies to a select group of high net worth clients nationwide. Matthew joined Merrill Lynch Wealth Management in 2011. His areas of expertise include retirement planning and personal investment advisory, supported by professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He holds a Bachelor's Degree from Bates College.

Wilson Bullard is a financial advisor with Merrill in Boston, MA, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. His prior work includes 11 years at Morgan Stanley Private Bank, National Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Madeline Murray is a Series 66 licensed financial advisor with Merrill in Boston, MA, where she has worked since 2008, totaling 18 years of industry experience. She is involved as an owner of an irrevocable trust outside of her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Blythe Berents is a financial advisor with Merrill in Boston, MA, holding Series 63, Series 65, and Series 66 designations and 31 years of industry experience. She has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Robert Joyce is a Private Wealth Advisor with Merrill Private Wealth Management and a member of the McConnell Group since 2015. He specializes in corporate benefits, executive services, divorce transition planning, education planning, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, philanthropic planning, and values-based investing including ESG. Prior to his current role, he held a leadership position at Credit Suisse as Managing Director and Head of the Boston trading desk, covering several prominent institutional investors. His earlier career includes experience as a sales trader in Merrill's Capital Markets group, co-founding Powergy, Inc, commercial real estate brokerage, and marketing in software systems. Mr. Joyce holds a Bachelor's degree from Harvard University and a High School Diploma from Boston College High School. He has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Residing in Newton with his wife Julie, Mr. Joyce is the father of four children. He is actively involved in his community, serving on the board of the Saint John Paul II Catholic Academy in Lower Mills, Dorchester, and participates in various Harvard alumni activities focused on athletics, admissions, and fundraising, as well as engagement with Boston College High School alumni committees and the Archdiocese of Boston.

Colin Boutin is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in Family Wealth Management Strategies, Managing New Wealth, and Personal Retirement Planning, aiming to assist clients in creating strategies aligned with their financial goals. Colin approaches financial planning as a collaborative and strategic process, focusing on aligning various aspects to build clear and confident paths forward. Born and raised on the South Shore of Massachusetts, Colin attended the University of South Carolina, where he played Division I rugby. His academic focus included international business and economics, which shaped his global perspective on financial markets. He holds a Bachelor's Degree from the University of South Carolina and is a CERTIFIED FINANCIAL PLANNER® (CFP®) and Personal Investment Advisor (PIA). Outside of his professional work, Colin has interests in cooking, football, and spending time with his family. He is also involved in his community through coaching sports in his free time, mentoring others and fostering growth on and off the field.

Steve Nguyen is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2015, with prior roles at Berkshire Bank, Santander Securities, and SL Group. Outside of his advisory work, he is involved with NGN Partners LLC, a family investment vehicle that manages ventures including real estate and restaurants. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Elaine Uttaro is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the financial services industry in 1985 and Merrill Lynch in 1993, she has developed customized wealth management strategies for a diverse group of clients, including affluent medical and IT professionals as well as successful business owners. Her areas of expertise encompass estate planning, investments, tax minimization, wealth preservation and transfer, education planning, and retirement income. Elaine also collaborates with a Wealth Management Lending Officer through Bank of America, N.A., to provide clients with personalized banking guidance. Elaine holds a Bachelor's Degree from the University of Toronto and is a Personal Investment Advisor (PIA). She focuses on several client areas such as college education planning, philanthropic planning, portfolio management, retirement income, and services for endowments, foundations, and non-profits. Elaine emphasizes a personalized and approachable method to financial planning, aiming to meet clients’ long-term goals through individual collaboration. Residing in Lexington with her husband and son, Elaine enjoys camping, practicing yoga, and spending time with her family. She and her family actively support local food movements and appreciate exploring New England. Elaine is also involved in veteran affairs within her community.

Mark Degregorio is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2015, where he provides personalized financial advice and comprehensive planning to individuals and families. Prior to this, he worked at Morgan Stanley, developing integrated wealth management strategies for clients in the Boston area. Mark's expertise includes education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, sports and entertainment, tax minimization, and retirement income. His investment philosophy involves creating tailored wealth management strategies that seek to reduce risk and improve returns through thoughtful changes in asset allocation. He emphasizes understanding each client's unique circumstances and works closely with them to align financial strategies with their long-term goals. He holds a Bachelor's degree in Marketing from Eastern Kentucky University and a Graduate Certificate in Financial Planning from Boston University. Mark is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor™ and Personal Investment Advisor designations. Outside of work, he enjoys spending time with his family, playing chess, ice hockey, and traveling.

Ellen Shain is a financial advisor at Merrill with Series 63 and Series 66 licenses and 25 years of industry experience. She has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2004. Outside of her advisory role, she serves as trustee for several family trusts related to her son’s estate planning. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Katherine Walker is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Loring is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America since 2015 and 2016, respectively. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm offers multiple investment management strategies with oversight by its CIO and emphasizes integration with Bank of America affiliates and tax-efficient investment solutions.

Mirna Succari is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings expertise in estate planning and elder law to her role, complementing her advisory work within the firm. Mirna is an attorney specializing in estate planning and elder law. She is part of a family engaged in the financial and legal services fields and raises two children with her husband. Her professional credentials include designations such as Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Further educational background includes a Bachelor's degree from the University of Maryland, Baltimore County.

William McConnell is a financial advisor with Merrill in Boston, MA, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has worked with Merrill Lynch since 2008 and Bank of America since 2011. Outside of his advisory role, he serves as a board member for the Massachusetts Horticultural Society, a charitable organization focused on conservation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Lumina Gershfield serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, she collaborates with clients to understand their financial situations and introduces them to solutions offered by Merrill and Bank of America. Lumina holds a Bachelor's Degree from Brigham Young University, a Master's Degree from Portland State University, and has completed an Accredited Certificate Program from Boston University. She also holds the Professional Investment Advisor (PIA) designation.

Lisa De Chelfin is a financial advisor at Merrill with five years of industry experience. She holds the Series 66 designation and has worked at Bank of America, PNC Bank, and Citizens Bank. Outside of her advisory role, she is a co-owner of a rental property in Johnson City, Tennessee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicole Levermann is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and previously worked at First Command Advisory Services and Wells Fargo. Levermann served five years in the United States Marine Corps, where she held a leadership role. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Corey Livingston is a Series 66-licensed financial advisor with Merrill in Boston, MA, and has four years of industry experience. Prior to joining Merrill in 2020, he worked at Citizens Bank from 2015 to 2020 and spent time at Boston College in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.