Christy Tryder is a Benefits & Planning Consultant within the Executive Services division. She works closely with clients to develop comprehensive financial plans that align with their individual personal and financial goals. Christy focuses on empowering clients and supporting them through significant life transitions to build lasting financial confidence. She has been with Fidelity Investments since 2021, progressing from Customer Relationship Advocate to High Net Worth Service Associate, and then to Planning Consultant before assuming her current role. Christy graduated from the University of Colorado Boulder. Outside of work, she enjoys biking, music, photography, sailing, skiing, and spending time with her pets.

Ronald Hegardt is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads the Hegardt, Carroll & Associates team in Rancho Santa Fe, California. He oversees a team of seven professionals and collaborates with internal corporate partners at Bank of America/Merrill, focusing on fixed income investments and strategies. Ron works alongside clients and their tax and legal advisors to develop income tax minimization and estate planning strategies aligned with clients' financial goals. With 30 years of experience in the financial services industry, Ron primarily serves high-net-worth families and institutions, providing traditional portfolio advice and wealth management strategies. Before joining Merrill Lynch Wealth Management in 2003, he spent ten years as a Financial Advisor with Morgan Stanley. He holds a Bachelor's degree in Finance from Santa Clara University, where he also studied economics in London, and an MBA from the University of San Diego. Ron resides in Big Sky, Montana, with his wife, Kim, and maintains a home in San Diego, California. He enjoys outdoor activities such as tennis, golf, fly-fishing, and skiing. Ron supports charitable organizations including Make-A-Wish San Diego, BarX Project, and Ingold Sports Park.

Alec Lindenauer is a Wealth Management Advisor and principal at The Wynn-Lindenauer Group within Merrill Lynch Wealth Management. With a career starting in 2005 and joining Merrill Lynch in 2009, Alec specializes in holistic wealth management, which encompasses investment management, retirement and estate planning, asset preservation, liability management, philanthropy, and corporate services. He applies his expertise to help affluent families, corporations, endowments, and foundations pursue their financial goals, emphasizing the integration and tailoring of financial products and services to client needs. Alec holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Florida. Before his financial services career, Alec launched two companies over nine years, providing him with firsthand business experience that informs his specialized client support. He is also involved in community efforts focused on financial education, actively helping parents teach their children about money. Alec balances his professional life with personal interests including biking, golfing, hiking, photography, racquetball, rock climbing, skiing, traveling, and spending time with his wife and two daughters. He is a member of the professional organization Cents of Responsibility and is committed to serving families through his work and community involvement.

Michael Schmidt Jr. is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill, Bank of America, and Wells Fargo Clearing. Outside of his advisory role, he serves as a committee member for the Painted Hills Homeowner Association and is a board member of the Bozeman Symphony. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Davies is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1982, alongside his tenure at Bank of America since 2009. Outside of his advisory role, he works part-time as a ski instructor at Vail Resorts/Wilmot Mountain. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.