Lisa Olinger is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has worked in the financial services industry for over thirty-five years and joined Merrill as a Financial Advisor in 2006. Lisa serves as a resource to a select group of businesses and families, providing services aligned with client goals and extending beyond traditional investment management. Lisa has extensive experience in the design, implementation, and evaluation of retirement plans for businesses, a focus she has maintained for over three decades. She also assists individuals with retirement income planning, portfolio construction, and investment management strategies to support their transition into retirement. Lisa holds a Bachelor of Arts degree from the University of Colorado at Boulder. She has earned multiple professional designations, including Chartered Retirement Plans Specialist (CRPS), Certified 401(k) Professional (C(k)P), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her client focus areas include college education planning, divorce transition planning, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, and retirement income.

Kristen Trovas serves as a Senior Resident Director at Merrill, where she applies her 24 years of experience in wealth management. She partners with business owners, women navigating wealth decisions, and NIL athletes to help them manage and grow their financial opportunities. Kristen focuses on assisting business owners with exit strategies, including preparing for sales, generational transitions, and converting their primary business assets into long-term financial security. Her expertise spans areas such as college education planning, corporate retirement plan services, family wealth management strategies, legacy planning, and retirement income. Kristen holds a Bachelor's Degree from Mount Mercy University and an Associate's Degree from Kirkwood Community College. She has earned the Chartered Retirement Planning Counselor™ (CRPC), Certified 401(k) Professional (CKP), and Certified Plan Fiduciary Advisor® (CPFA) designations, among others. Beyond her professional credentials, Kristen is actively involved in her community, having served on boards including Waypoint Services, NewBo City Market, the National Council on Youth Leadership, and Women Lead Change. She currently participates on the boards of Mount Mercy University and Elmcrest Country Club. Outside of her professional and community work, Kristen enjoys playing tennis, where she values the competition and team experience through USTA. Her approach emphasizes working one-on-one with clients to develop personalized financial strategies aligned with their long-term goals.

Jonah Beman is a Series 66 licensed financial advisor with Merrill in Cedar Rapids, IA, and has two years of industry experience. Before joining Merrill in 2023, he worked at Fidelity Investments and held various roles including positions with the University of Iowa Sport and Rec Program and Best Buy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Issa Karadsheh is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management. He has been active in the financial services industry since 2003 and joined Merrill Lynch in 2016. Issa's experience encompasses advising companies, institutions, high-net-worth individuals, entrepreneurs, and business owners on various financial matters including working capital management, investment strategies, retirement planning, and employee benefits. He holds several professional designations, including Certified Private Wealth Advisor® (CPWA®), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Issa earned a Bachelor of Science degree in Construction Engineering from Iowa State University, as well as a Graduate Diploma and a Master of Science in Administrative Studies with a concentration in Financial Economics from Boston University. Issa is bilingual in Arabic and English and is involved in community organizations such as Big Brothers Big Sisters, Orchestra Iowa, and the Rotary Club. He resides in Cedar Rapids, Iowa, with his wife, Laila, and their two children, Gabriel and Farah.

Jillisa Hayward is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2014 and previously held various roles at the University of Phoenix from 2015 to 2023. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions. The firm integrates internal Chief Investment Office teams and third-party managers to deliver portfolio implementation and custody support.

Todd Barker Sr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with companies, institutions, families, and individuals across the United States to address their financial matters. Todd applies his industry experience to determine clients' objectives, develop asset allocations, select and review professional investment managers, and make adjustments as necessary. His team assists clients with services including banking, lending through Bank of America, insurance, trust, and other financial solutions. He holds multiple professional designations, including Certified Private Wealth Advisor (CPWA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), and Certified 401(k) Professional (CKP). Todd earned both a Bachelor of Science and Bachelor of Arts from the University of Iowa and obtained a Master of Business Administration with a concentration in finance and accounting from the Henry B. Tippie School of Management at the University of Iowa. His certifications were completed in collaboration with the UCLA Anderson School of Management and the University of Chicago Booth School of Management. Born and raised in Cedar Rapids, Iowa, Todd is involved in various community organizations such as the City of Cedar Rapids Board of Adjustment, the Cedar Rapids Country Club board, and the board of JDRF Iowa-Nebraska. He has also served on boards including the Cedar Rapids Area Chamber of Commerce and the Cedar Rapids Museum of Art. Todd supports a range of community initiatives and prioritizes client outcomes in his advisory approach.

Alison Veldhuizen is a Series 66 licensed financial advisor with Merrill in Cedar Rapids, Iowa, bringing seven years of industry experience. She has been with Merrill and Bank of America since 2019 and previously worked as an independent contractor for five years. Outside of her advisory role, she serves as a board member for the Salvation Army Kroc Center of Camden, where she participates in nonprofit oversight and fundraising. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.