Clarence Young is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2006 and joined The Feraci Group in 2018. Prior to that, he worked as a Registered Representative at Vanguard and as a Relationship Manager for a financial planning software firm. Clarence focuses on developing financial strategies tailored to high-net-worth individuals, their families, and businesses. His work encompasses various aspects of clients’ financial lives, including investments, tax minimization strategies, retirement assets, and lending services provided through Bank of America. Clarence aims to create clear, actionable plans to help clients build, manage, and preserve wealth for current and future generations. He holds a Bachelor’s degree from Appalachian State University and the Personal Investment Advisor (PIA) professional designation. Clarence strives to bring simplicity and clarity to his clients’ financial lives by creating customized strategies that align with their personal goals.

Mikael Anderson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been working since 2000. In this role, he serves organizations and high-net-worth individuals, providing expertise in areas such as 401(k) plan consulting, individual wealth strategies, portfolio management, and retirement income strategies. His approach focuses on long-term fundamentals while adapting to the evolving market conditions. Mikael's professional credentials include Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a Bachelor's Degree and a Master's Degree from the University of Illinois at Chicago, Graduate College. He is a member of the National Association of Plan Advisors and The Investments & Wealth Institute. Outside of his professional work, Mikael enjoys cooking, hiking, music, reading, spending time with his family, traveling, and watching movies.

Mariah Tastet is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and has previously worked at Liberty University, Ronald Blue Trust, Upkey Inc., Walmart Inc., and Guilford Technical Community College. Her background includes roles in education and finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lisabeth Thiessen is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in crafting personalized financial strategies that align with the unique goals and needs of her clients. Her expertise includes college education planning, family wealth management, legacy planning, retirement planning, philanthropic planning, special needs planning strategies, women and wealth, tax minimization, and retirement income. Lisabeth holds a Bachelor's Degree from SUNY New Paltz and a Master's Degree from Mercy College. She has earned the Personal Investment Advisor (PIA) designation, underscoring her commitment to professional development and client service. Lisabeth is actively involved in professional and community organizations, including Merrill Lynch Wealth Management, the American Cancer Society, and Rock the Street Wall Street. Outside of her professional work, Lisabeth enjoys antiquing, gardening, interior decorating, spending time with her family, and practicing yoga. She is a mother to two college-aged children and owns a pet, and she values staying connected to nature, maintaining an active lifestyle, and traveling.

Matthew Abbott is a financial advisor at Merrill Lynch Wealth Management, where he joined in July 2023. He began his wealth management career in 2014 at a major insurance and investments broker dealer. Since 2019, he has been a CERTIFIED FINANCIAL PLANNER™ professional, providing clients with comprehensive wealth management and financial strategies focused on holistic wealth planning and tax efficiency. Matthew's expertise encompasses a broad range of financial areas including retirement planning, college education planning, employee benefits, business planning, investment allocations, risk management, and estate planning. He serves a diverse client base including bankers, attorneys, sales professionals, and small business owners, partnering with a team of firm specialists to address various wealth planning needs. Through his affiliation with Bank of America, his clients have access to integrated banking and wealth management services. Originally from Charlotte, North Carolina, Matthew graduated from North Carolina State University in 2015 with a bachelor's degree in business administration. He is involved in community organizations such as Samaritans Feet and is a member of several professional groups including the Charlotte Econ Club and NC State Alumni Association. Matthew attends Myers Park United Methodist Church and engages in activities such as golf, fishing, attending sporting events, and Bible study.

Janelle Garcia is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Jones is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2026 after entering the financial advising industry in 2025 following his graduation from the University of North Carolina at Wilmington. Daniel's advisory work focuses on providing clarity, direction, and support that go beyond traditional financial planning, assisting clients with family wealth management strategies, managing new wealth, and tax minimization. Daniel holds registrations for FINRA Series 7 and Series 66, as well as Life, Accident & Health insurance licenses. He is also a Personal Investment Advisor (PIA). Born and raised in Charlotte, he graduated from Carmel Christian in 2021. Outside of his professional work, Daniel is involved in his church and enjoys participating in and watching various sports including golf, football, basketball, and pickleball. He spends time with his family and friends and engages in activities such as working out.

Kylie Miras is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of America Merrill Lynch and Bank of America, as well as positions outside the financial sector at J.Crew and Starbucks Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Victoria Christiano is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 24 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brad Kirchenbaum is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 designation with 14 years of industry experience. He has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Norah Pliss is a financial advisor at Merrill with five years of industry experience. She holds the Series 66 designation and has worked at Merrill and Bank of America since 2023, following two years at The Vanguard Group. Her background includes roles outside finance, such as with City Year and entrepreneurial activities at Flamingo Kid Enterprises. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amelia Metzler is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019. Prior to that, she held positions at Bank of America Merrill Lynch, North Star Resource Group, and Saint Francis University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Adams is a financial advisor at Merrill with 21 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2006. In addition to his advisory role, he has been affiliated with New York University since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

John Brendan Kelleher is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has spent his entire career with the firm since joining in July 1990. Brendan holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and is also a qualified Senior Portfolio Manager. In this capacity, he manages personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Brendan graduated from the University of North Carolina at Chapel Hill in May 1990 with a degree in Economics and earned a master's degree from Harvard University, concentrating in Finance. His areas of focus include legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income planning. Outside of his professional work, Brendan is a member of the Carmel Country Club and spends his personal time golfing, running, traveling, and with his family.

Jessica Favatella is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at firms including Robinhood Financial, Capital Investment Advisory Services, and Dustin Kern, CPA, PC. In addition to her advisory roles, she was involved with Caprice Bistro for six years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Daniel Devaraju is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior roles include positions at First Bank of The Lake, Katch, and WCT Brookfield, as well as teaching experience at the University of North Carolina at Charlotte and Brookfield High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caroline Holladay is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at Costal Wealth Management and has experience in the education sector at the University of South Carolina and First Baptist School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Meg Johnson is a financial advisor at Merrill with Series 63 and Series 66 credentials and 29 years of industry experience. She has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Britt Byerley is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. She began her career with Merrill Lynch in 1997 and specializes in providing comprehensive wealth planning services for high net worth families and business owners. Britt's expertise includes estate and income tax minimization strategies, multigenerational planning, and customized retirement and education strategies. She holds the professional designations of Chartered Retirement Planning Counselor™ and CERTIFIED FINANCIAL PLANNER® practitioner. Britt earned a Bachelor of Science degree from the College of Charleston. Outside of her professional work, Britt's personal interests include football, tennis, and spending time with her family.

James Jones is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1993, alongside a 15-year tenure at Bank of America, N.A. Outside of his advisory work, he owns a rental property in Chapel Hill, NC, which he leases to students at UNC. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed accounts, third-party manager selection, discretionary portfolio management, and brokerage services. The firm’s approach includes multiple program strategies and manager-constructed solutions, supported by oversight from its CIO and integration with Bank of America affiliates.