David Hall is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 21 years of industry experience. He has worked at Merrill since 2005 and is also affiliated with Bank of America, N.A. since 2009. Outside of his advisory role, he serves as vice president of a home furnishings company and holds leadership positions in several community organizations, including a student housing project and his children's school PTA. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes integrated investment solutions through multiple program strategies and manager-selection capabilities, supported by its affiliation with Bank of America and extensive capital markets resources.

Christopher Doyle is a financial advisor with Merrill, holding a Series 66 designation and over 20 years of experience. He has been associated with Merrill since 2005 and has worked at Bank of America, N.A. since 2011. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies and manager-constructed offerings, supported by oversight from its CIO and platform team, with integration across Bank of America affiliates.

Adam Ward is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Bank of America N.A. and Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies constructed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fletcher Dameron is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Wells Fargo and has held various roles outside finance, including positions at Appalachian Ski Mountain, Hound Ears Golf Course, Duke Energy, Appalachian State University, and Windyrush Country Club. He volunteers with Crawfish for a Cause, a nonprofit that raises funds and awareness for mental health through annual events. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Stikeleather is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Stikeleather & Associates in 2019 after graduating from Appalachian State University with a bachelor's degree in Finance and Banking. Nicholas is one of two Financial Advisors on the team and serves as a single point of contact for his clients across planning, investments, banking, lending, and insurance. Nicholas holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. A native of Charlotte, Nicholas enjoys camping, cooking, football, photography, spending time with his family, and watching movies. He is an avid sports fan, particularly of the Carolina Panthers and the Appalachian State University Mountaineers.

Jason M. Beckert is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where he serves as a Portfolio Manager in the Merrill Investment Advisory Program. He joined Merrill Lynch in 1996 and provides discretionary management of personalized and defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment approaches. His expertise encompasses portfolio design and management, retirement planning and income strategies, commercial and residential lending through Bank of America, estate reviews and trust services coordination, design and management of corporate retirement plans, as well as faith-based investing. Jason holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jason earned a Bachelor of Arts with Honors in Economics from the University of North Carolina at Chapel Hill in 1990. Prior to joining Merrill, he was a Manager with Andersen Consulting (now Accenture), where he supported Fortune 500 clients with management consulting services. He is involved in the St. Ann Catholic Church and volunteers with the St. Vincent de Paul Society. His personal interests include chess, hiking, and spending time with his family.

William Anderson is a Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2017. He previously worked as a Financial Solution Advisor for Merrill Edge- Self Directed. William is a Chartered Financial Analyst (CFA) charterholder, holds the Chartered Retirement Planning Counselor (CRPC) designation, and is FINRA registered. He earned his bachelor's degree from Gettysburg College. William's expertise encompasses a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, employee financial health, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and sports and entertainment. He provides goals-based wealth management to affluent families, accomplished professionals, and successful business owners, emphasizing strong client relationships and customized advice. Outside of his professional responsibilities, William is involved in community organizations such as the Boys and Girls Club of America and the Y Readers Giving Challenge. He is also a member of the Carolinas Golf Association. In his personal time, he enjoys golfing, fishing, staying fit, watching sports, and spending time with his family and friends.

Gaylen Allen is a Financial Advisor with The Parker-Rook Group at Merrill Lynch Wealth Management. In this role, she works with individuals and families to develop coordinated strategies that address their financial lives. Gaylen emphasizes a planning-focused approach, assisting clients in connecting their investments, retirement savings, cash flow, and long-term goals while maintaining a comprehensive perspective. She holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. Gaylen earned her Bachelor of Science in Business Administration, cum laude, from the University of North Carolina Wilmington Cameron School of Business, concentrating in Marketing Strategy and International Business. Her expertise includes family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Gaylen serves as President of the Ellevate Network Charlotte Chapter, supporting opportunities for women to connect and grow professionally. Outside of her professional duties, she enjoys traveling, sewing and embroidery, trying new recipes, and spending time with family and friends.

Ashlyn Aaron is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, she worked at New York Life Insurance Company and has held various roles including positions at North Carolina State University and Lake Hickory Country Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caroline Moore is a Financial Advisor with Merrill Lynch Wealth Management. She joined the L/A Wealth Management Group in August 2025 and has been working in the financial industry since 2021. She previously served as a Senior Financial Advisor on a team at Wells Fargo Advisors. Caroline's expertise includes college education planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. She holds a Bachelor of Science in Finance from North Carolina State University and maintains Series 7 and 66 FINRA Registrations, as well as the Personal Investment Advisor (PIA) designation. Committed to building trusting relationships, Caroline focuses on understanding what matters most to her clients to develop strategies aligned with their financial goals. Outside of her professional work, she enjoys biking, football, hiking, pickleball, reading, soccer, spending time with her family, and watching movies.

Chris Reilly is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has been with Merrill since 1999. Outside of his advisory role, he co-owns Burn Boot Camp GA, a fitness center in Atlanta, Georgia, alongside his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Catherine Sheehy is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 65 designations. Prior to joining Merrill, she worked at Wells Fargo Clearing, Robert W. Baird & Co., Inc., and TIAA-CREF. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Grant Lincoln is a Financial Advisor at Merrill Lynch Wealth Management, serving clients in the Charlotte market. He specializes in helping individuals and business owners build and preserve their wealth through personalized financial planning strategies. His expertise includes college education planning, corporate benefits, corporate executive services, divorce transition planning, equity compensation services, legacy planning, tax minimization, and retirement income. Grant adopts a straightforward approach, focusing on understanding clients' goals and unique situations to develop tailored financial plans without relying on jargon or one-size-fits-all solutions. Grant holds a Bachelor's Degree from Appalachian State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, he has personal interests in basketball, football, and golfing.

Jennifer Sperry is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2014 and also works at Bank of America, N.A. since 2015. Outside of her advisory role, she is the owner of a sole proprietorship that sells artwork and serves as Membership Director for the Financial Planners Association in Charlotte. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals and institutions, including high-net-worth clients and charitable organizations.

Christian Cichan is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in Charlotte, North Carolina. He joined the Cichan Group at Merrill in 2021, focusing on helping individuals, families, and businesses plan their financial future and manage their investments. Christian's client services include college education planning, managing new wealth, personal retirement planning, and portfolio management services. Prior to his current role, Christian worked as a business consultant at Ernst & Young in Washington, D.C., where he collaborated with large financial institutions to enhance their regulatory reporting operations related to liquidity and data management. He graduated from George Washington University in 2018 with a degree in Business Administration. Christian holds professional designations including Accredited Asset Management Specialist (AAMS), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He is originally from Charlotte and was the captain of the George Washington Men’s golf team. Outside of his professional responsibilities, he enjoys participating in amateur golf tournaments and volunteering with the First Tee of Greater Charlotte.

Deborah Mills is a financial advisor at Merrill with 40 years of industry experience. She has been with Merrill since 2006 and holds Series 63 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.