Sidney Gulledge is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses and seven years of industry experience. His background includes roles at Goldman Sachs, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of his advisory work, he is involved in several entrepreneurial and advisory activities, including ownership of NOBOTS, a headphone development organization, and serving as an advisor to Jeevan Climate, a company focused on climate solutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Matthew Bonetto is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to develop personalized financial strategies that reflect their goals, values, and vision for the future. His approach emphasizes thoughtful planning, ongoing collaboration, and a commitment to service, aiming to help clients make confident financial decisions. Matthew's expertise includes areas such as employee benefits planning, executive compensation, family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management, and tax minimization. He focuses on building long-term relationships and simplifying complex financial matters to enable clients to focus on their priorities. He holds a Bachelor's Degree from Appalachian State University and has earned the Personal Investment Advisor (PIA) designation. Matthew is involved with St. Matthew Catholic Church. Outside of his professional role, he enjoys adventure sports, boating, camping, golfing, hiking, ice hockey, reading, skiing, spending time with his family, and traveling.

Joseph Murphy is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with individuals and families, including technology professionals and small business owners, to simplify financial complexity and develop coordinated financial strategies. His focus lies in helping clients navigate retirement planning, investment decisions, tax considerations, and legacy objectives. Mr. Murphy's approach emphasizes creating personalized strategies designed to help clients make informed financial decisions, improve tax efficiency, prepare for major life transitions, and align financial resources with their priorities. He holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from Saint Joseph's College.

Michael Barr is a financial advisor at Merrill with Series 66 credentials and four years of industry experience. Prior to joining Merrill in 2022, he spent 19 years at MTB Asset Management LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lauren Watts is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at Truist for 21 years. Outside of her advisory role, she serves as an executor and holds power of attorney for private family entities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Darrin Beltran is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Merrill since 2017. Prior to that, he was with LPL Financial from 2014 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and corporations.

Sarah Andrade is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and 10 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cara Cospito is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and having 29 years of industry experience. She has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Ardolino is a financial advisor at Merrill with Series 63 and Series 65 licenses and 33 years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he serves as a board member for Make-A-Wish Central and Western North Carolina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Eric Fitch is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 25 years of experience in financial advisory services. He specializes in corporate executive services, education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, and retirement income. Mr. Fitch holds a Bachelor's Degree from the University of North Carolina System and maintains several professional designations, including Accredited Asset Management Specialist (AAMS), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Investments & Wealth Institute. Outside of his professional role, Eric Fitch is involved in his community as a youth soccer coach. He enjoys a variety of personal interests including biking, billiards, chess, golfing, hiking, skiing, soccer, and table tennis.

Chris Chaffin is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies supported by internal and third-party managers.

Christina Romagnoli is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and four years of industry experience. She has worked at Bank of America and Merrill since 2022 and previously had roles at Elon University and other organizations. Outside of her advisory role, she owns a sole proprietorship offering photography services with plans to expand sales through Etsy and social media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Calissa Gaechter is a Financial Advisor at Merrill Lynch Wealth Management. She supports clients in organizing and executing the finer details of their financial lives, focusing on education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. Calissa holds a Bachelor of Science degree in Finance from The College of New Jersey. Before joining Merrill Lynch, she worked in the Corporate & Investment Banking Operations group at Wells Fargo. She is a Personal Investment Advisor (PIA) and uses a holistic, goal-oriented wealth planning approach to help clients achieve their objectives. Raised in a rural town by self-made parents, Calissa values community and hard work. She is involved in community initiatives including For Goodness Cakes and Project Healing Waters. In her free time, she enjoys cooking, fishing, music, skiing, and soccer.

Austin Rap is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2005 and joined Merrill Lynch in 2011. Austin focuses on building and sustaining long-term strategies through a Goals-Based Wealth Management approach, primarily serving executives and business owners who seek in-depth financial planning and investment guidance. He holds both a bachelor's and a master's degree from Campbell University and has a background in Trust and Estate Planning from the Lundy-Fetterman School of Business. Austin is a CERTIFIED FINANCIAL PLANNER™ certificant and holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). His expertise covers areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, tax minimization, and retirement income. Austin and his wife, Alexis, reside in Charlotte with their three sons. He is actively involved in his community through organizations such as F3-Fitness Fellowship & Faith, Military Support Affinity Group, and Rotary International. In his personal time, he enjoys running, coaching, volunteering, boating, fishing, hiking, scuba diving, skiing, swimming, watching movies, and spending time with his family.

Sandro Aristil is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 65 and Series 66 designations. His prior work includes roles at Bank of America, N.A., Queen City Investment Partners, LLC, and Dreamers Place. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Paula Mwangi is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. Her career includes positions at Wells Fargo Clearing Services, Truist Advisory Services, and BB&T Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emma Urso is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining Merrill and Bank of America, she held positions at various companies including Appalachian State University, Handshake, and GrubHub. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chadwick Allen is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at several financial institutions, including Bank of America, Bank OZK, Cadence Bank, New York Mortgage Trust, and Regions Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Scott Weaver is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Merrill in 2022, he worked for Wells Fargo Advisors LLC for 11 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Wells is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at Merrill across two periods totaling 11 years and also held positions at Robinhood Markets, Inc. and Robinhood Financial, LLC. He previously worked at Wake Forest University for two years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.