Renee Pilat is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and previously held roles at Citigroup and Key Bank. Outside of her financial career, she was involved with Break N Eggs and the University at Buffalo for four years. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Jonathan Massey is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 designation. He has been in the financial industry since 2017, with prior roles at Baldwin Risk Partners, Wells Fargo, and Capital Center LLC. His earlier background includes over a decade at Virginia Commonwealth University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Bonetto is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. He began his investment career as a mutual fund broker and bond trader before joining Merrill more than two decades ago. Steven’s professional focus includes college education planning, corporate executive services, divorce transition planning, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and tax minimization. Steven holds a Bachelor's and a Master's Degree in Marketing and Management from St. Bonaventure University. He has earned several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He was named to the 2023 Forbes “Best-in-State Wealth Advisors” list. Residing in Charlotte, North Carolina, Steven is active in professional organizations, The Boy Scouts of America, and is a member of St. Matthews Church. His personal interests include boating, camping, football, hiking, hunting, ice hockey, music, skiing, traveling, and yoga.

Jack Brawley Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the Personal Investment Advisor (PIA) designation and brings extensive experience to his role. Jack's expertise spans portfolio management, foundations, endowments, and individual security selection. He serves a diverse client base including business owners, corporate executives, and retail households. He emphasizes a comprehensive approach by incorporating both sides of a client's balance sheet and offers access to Wealth Management Lending Officers from Bank of America, N.A. to integrate lending solutions within overall financial strategies. His advisory includes services in college education planning, legacy planning, retirement income, tax minimization, socially responsible investing, among others. He earned his high school diploma from Carmel Academy and holds a bachelor's degree in economics from Pfeiffer University. Outside of his professional pursuits, Jack enjoys basketball, football, golfing, music, and spending time with his family.

David Miller is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and nine years of industry experience. He has worked at Bank of America and Merrill since 2010. Outside of his advisory role, he has a power of attorney position with an unrelated entity in South Carolina. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing internal and third-party managers for portfolio implementation.

Andrew Ellison is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2007 after earning a bachelor's degree in business management from Washington & Lee University. Andrew focuses on providing wealth management and investment advice to high-net-worth individuals and families, addressing areas such as executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Before relocating to Charlotte, North Carolina in 2017, Andrew worked for over ten years in New York with the Alternative Investments Group, where he collaborated closely with sophisticated clients and institutional asset managers across private equity, hedge fund, and real estate strategies. He holds the Certified Private Wealth Advisor® (CPWA®) and Chartered Alternative Investments Analyst (CAIA®) designations. Outside of his professional role, Andrew enjoys playing tennis, cooking, fishing, golfing, discovering new music and restaurants, and spending time with his family, including his son.

Emily Mann is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. Her prior roles include positions at Norton Training and American City Business Journal. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julija Prousalis is a financial advisor at Merrill with three years of industry experience and holds a Series 66 designation. She has worked at Bank of America, N.A. since 2005. Outside of her advisory role, she volunteered as a yoga instructor at Ashtanga Yoga of Charlottesville from 2007 to 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Madhavan Padmanabhan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at Ethos Investment Management and B. Thiagarajan & Co, as well as work at Brigham Young University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Lando is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has been affiliated with Bank of America and Merrill since 2013. Lando serves as an advisory board member for the Jones-Harrison Foundation and is a board member of Teach For America - North Carolina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frederick Owusu Sekyere is a Series 66 licensed financial advisor with Merrill in Charlotte, NC, having two years of industry experience. Prior to joining Merrill, he worked at Cardinal Financial Company and held various contract roles. Outside of his advisory work, he plans to provide ride-share services in his free time. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary strategies across a range of client types including individuals, high-net-worth clients, and charitable organizations.

Jim Cantalupo serves as the Managing Partner of The CBC Group and holds the positions of Managing Director and Senior Resident Director - Private Wealth Advisor at the Ballantyne office in Charlotte, North Carolina. With a career in financial services beginning in 1988 and joining Merrill in 1995, he specializes in customized wealth planning strategies tailored for wealthy families, senior executives, and business owners. His focus areas at The CBC Group include trusts, estate planning services, and executive compensation. Jim earned his bachelor's degree from the University of South Carolina and is a graduate of the Cannon Trust School. He holds the CERTIFIED FINANCIAL PLANNER® certification and completed executive leadership programs at the Wharton School of Business, Georgetown University's McDonough School of Business, and the Yale School of Management. Additionally, he holds professional designations such as Certified Plan Fiduciary Advisor, Personal Investment Advisor, Retirement Benefits Consultant, and has expertise in sports and entertainment financial planning. Active in the community, Jim has served as Vice Chairman of the National Board of Directors for the National Multiple Sclerosis Society and currently is president of the Charlotte Soccer Academy, the largest non-profit competitive youth soccer club in North Carolina. He resides in Charlotte with his wife Joanie and their two children. His personal interests include traveling, golfing, and collecting wine.

Meredith Reilly is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked at Boston College and Bank of America before joining Merrill in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lauren Burthey is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Securities LLC, HB Wealth Management, LLC, and held roles at Duke University Fuqua School of Business. Outside of finance, she had involvement with Ride Cycle Studio and Sweatlab LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sabrina Brathwaite is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has over nine years of experience in financial services, focusing primarily on retirement planning for individuals, small businesses, and company retirement plans. Sabrina plays a key role in organizing and integrating clients into the Merrill Wealth Management process. Her expertise encompasses areas such as family wealth management strategies, legacy planning, education planning, employee benefits planning, socially responsible investing, and women and wealth. Sabrina has earned multiple professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Sabrina earned both her Bachelor's and Master's degrees from Winthrop University. Beyond her professional work, she is actively involved in her community through organizations such as Delta Sigma Theta Public Service Sorority Incorporated, Good Friends Charlotte, Mint Museum Auxiliary, Phoenix Montessori Academy, and YWCA Charlotte. She also serves on boards including Good Friends Charlotte, Phoenix Montessori, the Winthrop University College of Business Advisory Council, and the YWCA Endowment Advisory Council.

Christopher Grady is a Senior Financial Advisor at Merrill Lynch Wealth Management, currently serving at Ellison Kibler. He joined Merrill in 2018, bringing experience from a prior career in banking and distinguished service in the Army Special Forces as a former Green Beret with the 7th Special Forces Group (Airborne). Chris focuses on creating personalized wealth management strategies to help clients pursue their long-term financial goals. His expertise covers areas such as college education planning, executive compensation, family wealth management, tax minimization, and more. He works closely with clients to navigate complex financial decisions through dedicated advice and service. He earned a bachelor's degree from Randolph-Macon College and holds the Personal Investment Advisor (PIA) professional designation. Christopher lives in Charlotte, North Carolina, where he participates in community organizations including the Catholic Diocese of Charlotte and supports events such as the Elite Meet at Holy Trinity Middle School.

Dana Conrad is a Series 66 registered advisor with Merrill in Charlotte, NC, and has 18 years of industry experience. Prior to joining Merrill in 2018, Dana worked at Wells Fargo Clearing from 2016 to 2018 and Wells Fargo Advisors LLC from 2011 to 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Lee Fulbright is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial plans that align with their unique goals and priorities, focusing on areas such as education funding, retirement planning, and long-term family financial objectives. His approach emphasizes clarity and transparency to help clients navigate the complexities of investing. Mr. Fulbright holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of North Carolina at Charlotte.

Julie Long is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and 22 years of industry experience. She has worked at Merrill since 2017 and previously spent seven years at Robert W. Baird & Co. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Cohen is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Bank of America, N.A. and Bofa Securities, Inc. Outside of his advisory work, he serves as a board member for the Rockport At West Bay Estates Homeowners Association in Wilmington, North Carolina. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.