Mark Verschuur is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience since joining the firm in 1992. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Mark's professional focus encompasses portfolio construction and management, with expertise in areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and tax minimization. He earned his bachelor's degree from Northwestern University and completed a master's degree at Kellogg School of Management. Mark has been recognized on the Forbes "Best-in-State Wealth Advisors" list from 2018 to 2026. He serves as the primary relationship manager, maintaining enduring multigenerational client relationships. Mark lives in the Bucktown neighborhood of Chicago with his wife and three children. Originally born in Omaha, Nebraska, he grew up in various locations including Europe, Africa, and Guam. Outside of his professional responsibilities, Mark enjoys traveling, skiing, and participates in community efforts such as volunteering with Big Brothers Big Sisters of Chicago and serving on the Regional Board of the Northwestern University Leadership Committee.

Jake Solesky is a Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Jake's educational background includes a Bachelor's Degree from Miami University.

Nathan Adams is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in serving clients such as physicians, dentists, attorneys, business and technology leaders, and individuals preparing for retirement. His approach centers on understanding each client's unique financial story to help them make informed decisions with confidence. Nathan's expertise includes executive compensation, equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, tax minimization, and retirement income. He holds a Bachelor's Degree from the University of North Florida and an MBA from Florida State University. He has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Living in Chicago's Old Town neighborhood with his wife Megan, Nathan is involved in his community through organizations such as Campus Outreach Development Experience and Holy Trinity Church Chicago. Outside of his professional work, he enjoys coaching high school baseball, spending time with friends, and cheering for the Jacksonville Jaguars.

Sean Kirwan is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has been with Merrill since 2017. Prior to his advisory role, he attended Eastern Illinois University from 2013 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lauren Olson is a Series 66 licensed financial advisor with six years of industry experience. She is currently with Merrill and has prior work experience at Bank of America, N.A. Beyond her financial career, she has been involved with Lincoln Way High School District 210 since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Catherine Coakley is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 63 designation and has been with Merrill and its predecessor firms since 1986. Based in Chicago, IL, her career includes over three decades at Merrill Lynch Pierce Fenner and Smith. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Mohamad Doleh is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior roles include positions at First American Bank, BMO Harris Bank, and teaching positions at Saint Xavier University and Moraine Valley Community College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nancy Loeb is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 1990. With over 41 years of experience in investments and financial markets, Nancy has developed long-term relationships with clients to help them create investment strategies tailored to their specific financial needs. Her professional background includes prior roles at Drexel Burnham Lambert and the Commodity Exchange in New York. Nancy's expertise includes individual and corporate retirement plans, financial strategies, estate and retirement planning services, and portfolio management based on individual objectives. She holds a Personal Investment Advisor (PIA) designation and earned her bachelor's degree from the Claremont Consortium of Colleges and a master's degree in finance from the University of Missouri System. Outside of her professional career, Nancy enjoys biking, hiking, music, pickleball, running, tennis, traveling, watching movies, and spending time with her family. She is also involved with the Moog Center for Deaf Education.

Michael Emanuele is a financial advisor at Merrill in Chicago, IL, holding the Series 66 designation with 19 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2009. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a combination of internal and third-party managers to implement portfolio strategies and offers various features including strategic asset allocation and tax-aware options.

Clayton Gonzalez is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America, N.A. since 2016 and 2019, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Erica Khan is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works with executives, professionals, and business owners to develop goals-based financial plans and connect clients to resources and solutions tailored to simplify their financial lives. Erica collaborates with specialists at Bank of America to provide clients with diverse perspectives and strategies to address their financial objectives and challenges. Before joining Merrill Lynch in 2021, Erica spent 14 years as a relationship manager at Citi and JP Morgan Chase focusing on the banking and lending needs of high-net-worth individuals and families. This experience enables her to take a well-rounded view of clients' financial situations. Her expertise includes managing new wealth, personal retirement planning, women and wealth, and tax minimization. Erica holds the Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA) designations. She earned a Bachelor's Degree from the University of Illinois System. Outside of her professional role, Erica is involved with the Chicago Estate Planning Council, Executives' Club of Chicago, and Montessori Academy of Chicago. She enjoys CrossFit, fitness, attending concerts, spending time with family, travel, and supporting a variety of interests related to enhancing personal and financial health.

Joseph Bramson is a Series 66-licensed financial advisor with Merrill in Chicago, IL, with seven years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2017 and was previously affiliated with the University of Chicago from 2013 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Tara Kravas is a CFP® and holds a Series 66 license with four years of industry experience. She is currently with Merrill and Bank of America, having joined in 2026. Prior to this, she worked at Johnson Financial Group LLC and William Blair. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Linda Kohut is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Chicago, Illinois. She began her career at Merrill Lynch in 1987 after completing a college internship at the firm. In 2001, she co-founded the Kohut & Bresnahan Group alongside Patty Bresnahan. The group serves a diverse client base, including business owners, professionals, and multi-generational families, addressing a broad range of wealth management needs. With over three decades of experience, Linda’s expertise includes college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Bachelor’s degree in finance from DePaul University, where she also played Division 1 volleyball and studied abroad in Hungary, Germany, and France. She earned her MBA in finance from the University of Chicago and served as a guest lecturer at the University of Economics in Budapest in 1990. Linda holds the Certified Plan Fiduciary Advisor® (CPFA®) designation and is a member of the Chicago Estate Planning Council, the National Association of Plan Advisors, and the Chicago chapter of Merrill’s Women’s Exchange professional network. Linda resides in La Grange, Illinois, with her husband, Michael. They have two adult children, Mikaela and Nathan. In addition to her professional activities, she enjoys skiing, tennis, running, gardening, antiquing, reading, and traveling. She has also volunteered as a youth volleyball coach, a Cub Scout den leader, and supported school programs during her children's upbringing.

Peter Au is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of the Thorndyke Sheppard Group since 2019. He brings over two decades of experience in wealth management, specializing in the development of customized, goals-based strategies for high net worth clients. His approach involves a thorough analysis of clients’ life priorities, investor profiles, and timelines to ensure financial plans are closely aligned with individual objectives. Peter began his financial services career in 1998 at Merrill, following his graduation with a finance degree from the University of Illinois at Chicago. Before joining the Thorndyke Sheppard Group, he was part of the Merrill Chicago Metro Market leadership team, focusing on macro-level financial strategy and project planning analytics for market and divisional management. Additionally, Peter has three decades of experience in small business management through involvement in his family’s restaurant enterprises. He leverages this knowledge to assist business owners in navigating the complexities of business banking, financing, and cash flow management. Peter is a Personal Investment Advisor (PIA) and is bilingual in Chinese and English. He is actively engaged in community efforts as a board member of Chi Gives Back Chicago, contributing to initiatives such as the Chicago Toy Drive. He resides in Chicago’s South Loop neighborhood with his wife Cynthia and their son Cameron.

Andrew Gogan Jr. is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked with firms including Bank of America and Merrill since 2018. Prior to that, he was self-employed and worked with several firms from 2016 to 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Timothy Cody is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in creating individualized wealth management strategies that connect clients' long-term financial goals with tailored investment approaches. His client focus areas include executive compensation, equity compensation services, legacy planning, liquidity management, personal retirement planning, portfolio management, individual and corporate investment strategies, tax minimization, and retirement income. Tim has extensive experience in financial markets, having spent ten years as an options trader on the Chicago Board Options Exchange trading in the S&P 500 pit with Infinium Capital Management and Tradelink LLC. Before joining Merrill Lynch Wealth Management in 2017, he worked with Calamos Asset Management in Naperville, Illinois. He holds a Bachelor's degree from the University of Illinois at Champaign/Urbana, majoring in International Policy and Trade. Timothy also holds the CERTIFIED FINANCIAL PLANNER™ certification along with FINRA Series 7, 63, and 65 registrations and additional professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Timothy resides in the west suburbs of Chicago with his wife and three children. Outside of work, he enjoys baseball, football, and golfing. He is involved with local organizations such as Chamber 630 and the Chicago District Golf Association.

Robin Butler is a Wealth Management Advisor with Merrill Lynch Wealth Management and a founding member of Hickey Butler Shine & Associates. She has been with Merrill since 1982 and focuses on providing a planning-based approach to wealth management, working closely with clients to identify and prioritize their financial objectives. Robin serves a diverse clientele including active and retired attorneys, physicians, business owners, entrepreneurs, senior corporate executives, and multiple generations of families across Chicagoland and 39 states. Robin has experience in areas such as education planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, women and wealth, and retirement income. She emphasizes ongoing dialogue with clients to adjust strategies as life circumstances change. Robin holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). She graduated from Miami University in Ohio with a bachelor's degree, majoring in French with an emphasis in Business Administration. Outside of work, Robin volunteers as a board member for Pursue Scholars, an organization supporting leadership development and college scholarships for inner-city students. She enjoys reading, spending time with her family, and traveling.

Samuel Ciaramitaro is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2009, concurrently affiliated with Bank of America N.A. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anne Torrez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she worked briefly at Bank of America and held various roles outside the financial industry, including positions at Roesch Library and ALA CARTE ENTERTAINMENT INC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.