David Tanna is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked at Target and Northwestern University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jacob Apter is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2019. His background includes roles at the University of Illinois at Urbana-Champaign and OSI Group. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emmanuel Estrada is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 7 years of experience in financial services. He specializes in wealth management and financial planning, providing personalized strategies to clients at various stages of their financial journey. Emmanuel focuses on areas including family wealth management, legacy planning, portfolio management, small business strategies, sports and entertainment, individual and corporate investment strategies, and retirement income. His professional credentials include the designations of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Emmanuel earned his High School Diploma from Waukegan High School. He is a member of the Hispanic-Latino Organization for Leadership & Advancement (HOLA) and participates in community initiatives like Junior Achievement. Emmanuel integrates his banking and small business background to offer clients a forward-thinking approach tailored to today’s evolving financial landscape. He is committed to working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Outside of his professional role, Emmanuel enjoys spending time with his family and engaging in various sports and activities such as baseball, basketball, football, golfing, music, pickleball, running marathons, soccer, and watching movies.

Lori Heger is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Sudermann is a Private Wealth Manager at Merrill Private Wealth Management, serving exclusively 25 ultra-high-net-worth families. He joined Merrill in 2021 after a 27-year career advising ultra-high-net-worth clients in Chicago. Mark assists clients in designing financial strategies that reflect their personal values, future aspirations, and legacy goals, with an emphasis on preparing for anticipated and unexpected life events and managing market volatility. Mark has extensive experience helping clients and their families navigate the financial aspects of major life transitions, including selling a business and preparing wealth for the next generations. His expertise includes executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, international wealth management, liquidity management, portfolio management services, small business strategies, socially responsible investing, and tax minimization. He holds a bachelor's degree in Economics from the University of Kansas and has earned the Chartered Financial Analyst® (CFA®) designation. Mark lives on Chicago's North Shore and has been active in the community, having served on the board of Lake Front SRO supported housing for the homeless and volunteered with the Salvation Army and the Children's Center for the Visually Impaired. He enjoys playing tennis and supporting the Kansas Jayhawks.

David Jemison is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings a diverse background to his role, having earned a Bachelor's degree in Middle Eastern Studies with a minor in Music from Davidson College. He spent three years working in Iraq as a Department of Defense Contractor, providing Arabic translation for a Counter-Terrorism Joint Special Operations Task Force. Following his time in the Middle East, David transitioned into wealth management, joining a boutique firm in Santa Monica before moving to Merrill Lynch in Chicago in 2013. He holds the Accredited Wealth Management Advisor (AWMA®) designation and several other professional credentials including Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). David’s expertise includes family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, sports and entertainment finance, tax minimization, and retirement income. David is active in his community, involved with organizations such as Missio Dei Wrigleyville and World Relief, supporting various humanitarian initiatives. He resides in Chicago with his wife, Caitlin, and their two children. Outside of work, he enjoys biking, football, hiking, music, and exploring the local culinary scene.

James Mclaughlin is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 27 years of experience helping families organize and implement long-term planning strategies to preserve wealth. He leads a group that follows a defined process of establishing clients' goals and setting up custom investment models tailored to their needs. Jim specializes in college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. His approach is comprehensive, transparent, and customized, working with a select group of clients including affluent individuals, families, and corporations. He utilizes a straightforward and disciplined process designed to meet clients' goals while ensuring their comfort throughout every step. He holds a bachelor's degree in Finance from the University of Iowa and has earned the Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Outside of work, Jim enjoys golfing, racquetball, surfing, swimming, and yoga.

Deborah Schultz is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and Stifel Nicolaus & Co. She serves as Secretary on the board of her homeowners association. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenneth Novak is a Wealth Management Advisor serving as a Senior Vice President and Portfolio Manager at Merrill Lynch Wealth Management. He works closely with high-net-worth families, business founders, and corporate executives to provide personalized wealth management strategies. His expertise includes estate planning services, tax minimization strategies, retirement planning, investment management, executive compensation planning, exit planning for business owners, and company retirement plan design and management. With over 25 years of experience in the financial services industry, Kenneth holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Miami University. Kenneth employs a consultative approach to help affluent families and business owners reach their financial goals. Outside of his professional work, Kenneth participates in community volunteer activities and enjoys hiking, running marathons, playing soccer, spending time with his family, and traveling.

Matthew Thorndyke is a Financial Advisor with Merrill Lynch Wealth Management based in the Chicago office. He is part of the Thorndyke Group, a nationally recognized wealth management team dedicated to guiding families across generations through comprehensive and customized financial planning. Matthew specializes in a variety of client-focused areas including college education planning, family wealth management, legacy planning, liquidity management, new wealth management, retirement planning, portfolio management, small business strategies, and individual and corporate investment strategies. Prior to joining Merrill in 2025, Matthew worked in management consulting, providing him with skills in strategic analysis and tailored problem-solving that support his financial advisory practice. He holds a Bachelor's degree from Indiana University and an MBA from the University of Notre Dame. Matthew has earned professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Outside of his professional duties, Matthew participates in community involvement efforts including his work with Breakthrough T1D (formerly JDRF). He also enjoys a range of personal interests such as adventure sports, boating, football, golfing, hunting, pickleball, scuba diving, skiing, traveling, and watching movies.

Walter Alexander is a Series 66-licensed financial advisor at Merrill with two years of industry experience. Prior to joining Merrill, he worked at Lettuce Entertainment and AIM13, and he studied at the University of Michigan from 2019 to 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yasser Arrocha is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing strategic counsel to ultra-high-net-worth families and entrepreneurs, focusing on wealth preservation, capital deployment, and relationship-driven stewardship. His practice emphasizes long-term relationships and bespoke strategies across credit, investments, liquidity events, and estate considerations. Yasser's expertise includes custom lending and advanced liquidity structuring, portfolio construction aligned with client objectives and risk profiles, pre-transaction planning for founders and business owners, intergenerational wealth transfer, and succession strategy. He serves as a strategic resource working alongside clients' legal, tax, and family-office teams to help preserve, grow, and transition capital effectively. He holds a Bachelor's Degree from the University of Illinois Urbana-Champaign and certifications including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from Venezuela, Yasser relocated to Chicago at age 11 and remains actively involved in mentoring at-risk youth in his community. He is also a member of the Illinois Hispanic Chamber of Commerce. Outside of work, his personal interests include yachting, fitness, and reading non-fiction with a focus on strategy, psychology, and personal development.

Lance Rushing is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America, Northern Trust Bank, and Northern Trust Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Salvador Sandoval Jr. is a financial advisor at Merrill based in Chicago, IL, holding a Series 66 designation with no prior industry experience. Before joining Merrill and Bank of America in 2026, he served four years in the United States Marine Corps and held various roles in the fitness and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

June Cimino is a Series 66 licensed financial advisor with 22 years of industry experience. She has worked at Merrill since 2022 and previously spent seven years at Citigroup Global Markets. Outside of her advisory role, she serves as a board member for the Skokie Baseball and Softball League, assisting with event planning and grant writing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Andrew Zimmer is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Raymond James Financial Services, SAGE Private Wealth Group, Regal Advisory Services, and Curi Capital. Zimmer is based in Chicago, IL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Koach is a financial advisor at Merrill with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Interactive Brokers for four years and Businessolver for one year. Koach also has experience working at the University of Iowa. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Andrew Lucas is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2009 and holds the Series 7 and 66 FINRA registrations as well as the Personal Investment Advisor (PIA) designation. Andrew established The Knowles, Armitage, Lucas Group’s first satellite office in Chicago. His areas of expertise include college education planning, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Andrew earned a Bachelor of Arts degree from the University of Arizona and a Master of Business Administration in Finance from Loyola University Chicago. Andrew lives in Chicago with his wife Jennifer and their two daughters, Nicole and Elizabeth. The family is active in their community and enjoys traveling. His personal interests include cooking, golfing, reading, spending time with family, and playing tennis.

Christopher Burke is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. As a CERTIFIED FINANCIAL PLANNER™ (CFP) professional and qualified Portfolio Manager, he specializes in developing financial strategies for high net worth individuals and business owners. His advisory services include financial strategies, retirement income planning, portfolio risk management, capital markets research, option overlay strategies, personal wealth management, and access to personal and business banking. Chris holds a bachelor's degree from Bowling Green State University and leverages his family background in finance, law, advertising, and psychology to provide comprehensive guidance tailored to clients' unique financial situations. He partners with clients to build portfolio strategies that consider their objectives, time horizon, liquidity needs, and risk tolerance, working through market fluctuations to help them pursue their long-term goals. In 2023, he was named to the Forbes “Best-in-State Wealth Advisors” list. Outside of his professional role, Christopher is actively involved in his community through youth and little league baseball, and he enjoys spending time with his wife and two sons. His personal interests include baseball, football, golfing, skiing, tennis, and watching movies.

Patricia Molina is a financial advisor at Merrill with 30 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1982. In addition to her advisory role, she serves as board president for her condominium association in Chicago, where she participates in quarterly meetings regarding property maintenance and community issues. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.