James Mc Court is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and one year of industry experience. His prior work history includes roles with the Los Angeles Chargers, Jacksonville Jaguars, and Las Vegas Raiders, and five years at the University of Illinois. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kyle Moles is a Private Wealth Advisor at Merrill Private Wealth Management. He co-founded a boutique wealth management practice within Merrill, focusing on delivering comprehensive value to the families he serves beyond investment management. Kyle has spent his career advising families on personal financial matters, including tax-efficient investing, opportunistic lending, wealth transfer strategies, and philanthropy. His practice primarily serves current and former business owners and families with concentrated equity positions. Before joining Merrill, Kyle was an advisor at J.P. Morgan's Private Bank. Kyle holds a Bachelor's degree from Missouri State University and has obtained FINRA Series 6, 7, 63, and 65 registrations. He is a Personal Investment Advisor (PIA). Along with his wife Kelli, Kyle supports Missouri State and Harvard Business School, and they are active in community and global aid efforts. They founded the non-profit Project Spark, which supports aid initiatives in impoverished areas worldwide. Kyle has also served on the board of UNICEF's Midwest chapter. Kyle is married with five children. He has traveled to over 50 countries and enjoys outdoor activities such as boating, fishing, and running.

Andrew Meyer is a Private Wealth Manager and Senior Vice President at Merrill Private Wealth Management in Chicago. He advises ultra and high-net-worth individuals, entrepreneurs, and multi-generational families on comprehensive wealth strategies tailored to their financial goals, family dynamics, and risk tolerance. His role involves providing holistic guidance across investment management, wealth transfer strategies, and business succession planning, collaborating with Merrill's specialists and leveraging Bank of America's services including trust and estate planning, alternative investments, custom credit solutions, and banking solutions. With nearly two decades of experience in wealth management, Andrew previously served as an Executive Director at J.P. Morgan Private Bank for over a decade and began his career at a boutique financial services firm in Indianapolis. He holds a Bachelor of Science in Business Administration from Indiana University's Kelley School of Business, concentrating in Entrepreneurship and Management. He is certified as a CERTIFIED FINANCIAL PLANNER® (CFP®) and holds the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations. Since relocating to Chicago in 2017, Andrew and his wife have settled in Oak Park where they are raising their three children. He remains active in his community and is a member of the Beta Graduate Chapter of Phi Gamma Delta. Andrew's professional commitment focuses on delivering clarity, continuity, and confidence to clients navigating complex financial landscapes.

Michael Marcovici is a Private Wealth Advisor and co-founder and leader of the Baldwin Marcovici Group within Merrill Private Wealth Management in Chicago. He and his team specialize in delivering tailored strategies for building and preserving wealth for ultra-high-net-worth clients, including entrepreneurs, business owners, senior executives, and affluent families. Michael's approach begins with assessing each client's unique priorities, circumstances, investment personalities, and goals. His team emphasizes income and lifestyle objectives to develop adaptable wealth management strategies suitable for varied economic environments. Their services extend beyond investment management to include trust and estate planning, customized credit and lending, philanthropy, and inter-generational education, coordinated in collaboration with clients' external tax and legal advisors. Michael earned a Bachelor's Degree from the University of Wisconsin and holds the Personal Investment Advisor (PIA) designation. He serves on the board of directors for the Illinois Holocaust Museum and was a founding member of the Holocaust Remembrance Board, which supports educational efforts to reduce bias and prejudice.

Xavier Sanchez is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, portfolio management services, and small business strategies. As a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor, Xavier adopts a comprehensive, personalized approach to wealth management. He integrates investment, retirement, tax, and estate planning strategies to assist clients in preserving their wealth, achieving their goals, and establishing a lasting legacy. Xavier holds a Bachelor's Degree from Arizona State University.

Thomas Ratos is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill for over 11 years, providing personalized wealth management strategies tailored to each client’s financial goals. Thomas focuses on helping families, professionals, and business owners pursue financial independence through comprehensive planning and investment management. Thomas graduated from the University of Illinois at Urbana-Champaign with a Bachelor's degree in Consumer Economics, concentrating in Financial Planning. In 2015, he earned the CERTIFIED FINANCIAL PLANNER® (CFP) designation. Additionally, he holds professional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His areas of expertise include college education planning, employee benefits planning, executive compensation, equity compensation services, legacy planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income strategies. Thomas maintains FINRA Series 7 and 66 registrations and holds life, health, and variable insurance licenses. Residing in Geneva, Illinois, Thomas lives with his wife Rachel and their two sons, Colin and Matthew. Outside of work, he enjoys playing sports such as basketball, golf, hiking, running, tennis, and spending time with his family. He is also engaged in community volunteering in line with Merrill’s tradition of community participation.

Cynthia Gutierrez Flores is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Roche is a Wealth Management Advisor and Senior Partner of The Roche Group at Merrill Lynch Wealth Management. In his role, Brian provides personalized financial advice and guidance to help clients make informed decisions about their wealth. He works with business owner clients to design and implement retirement plans for their businesses and offers ongoing guidance to meet clients' evolving needs, promoting long-term financial well-being. Brian's expertise includes client focus areas such as divorce transition planning, education planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He has been recognized on the Forbes Best-in-State Wealth Advisors lists in 2023 and 2024, as well as the Forbes Best-in-State Next Generation Wealth Advisors lists in 2019, 2022, 2023, and 2024. The Roche Group has also been named to the Forbes Best-in-State Wealth Management Teams list in 2023, 2024, and 2025. Brian holds a bachelor's degree in Finance and Economics from Boston College. He has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brian and his wife Sarah live in Chicago with their two sons. Outside of work, he enjoys spending time with his family and friends, engaging in sports such as baseball, basketball, golfing, running, running marathons, and skiing. He remains engaged with his alma maters, Fenwick High School and Boston College, and he and his family support the Lurie Children's Hospital in Chicago. Brian is also involved with the community organization Back on my Feet.

Michael Di Bari is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes roles at North Shore Bank, Bank of America, and various positions outside finance such as event staffing and restaurant work. He attended Texas State University from 2020 to 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services within the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Michael Taylor is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and eight years of industry experience. He previously worked at Dovenmuehle Mortgage before joining Merrill in 2017 and has also been affiliated with Bank of America N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dominic Lopez is a Wealth Management Advisor with The HLA Group at Merrill Lynch, joining the team in 2014. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) and Certified Exit Planning Advisor (CEPA®) designations. His role focuses on helping clients define and achieve their personal financial goals using a goals-based planning approach, serving as the central point of contact for banking, lending, investing, wealth management, and estate planning needs through access to Bank of America and Merrill. Dominic's expertise includes college education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income strategies. He was named to the 2024 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list and as a member of The HLA Group, to the Forbes "Best-in-State Wealth Management Teams" list in 2023 and 2024. He earned dual bachelor's degrees in Finance and Spanish from Missouri State University. Dominic resides in the River North neighborhood of Chicago with his wife, Colleen. He is a fan of the Kansas City Chiefs and Arsenal of the English Premier League.

Justin Roberson is a financial advisor at Merrill in Chicago, IL, with nine years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017. Prior to his advisory career, he attended Eastern Illinois University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal Chief Investment Office teams and third-party managers.

Kimberly Thompson is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Hickey is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and 12 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Michael Riordan is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Chicago. He works as the single point of contact for his clients, assisting them with various financial needs and helping them achieve their financial goals. Michael is part of a broader Wealth Management team that includes Investment Analysts, Bankers, and Lending Specialists, allowing him to manage client situations comprehensively and serve as their advocate. He focuses on areas such as Employee Benefits Planning, Executive Compensation, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Small Business Strategies, Individual and Corporate Investment Strategy, Tax Minimization, and Retirement Income. Michael previously served as a Financial Solutions Advisor with Merrill Edge, where he assisted Bank of America’s high net-worth clients at the branch level. He develops customizable strategies for clients based on their personal and financial priorities and conducts periodic reviews to monitor progress and adjust portfolios according to market and life changes. Michael earned his Bachelor's degree with a double major in Business Administration and Marketing from The University of Dubuque, where he also played baseball. He holds an MBA from North Park University in Chicago. Additionally, he has the Professional Investment Advisor (PIA) designation. In his free time, Michael enjoys golfing, attending sporting events, and spending time with his wife and their two Goldendoodles.

Luis Revuelta is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016, with prior experience at Bank of America, N.A. beginning in 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Jarka is a financial advisor at Merrill with Series 63 and Series 66 credentials and 11 years of industry experience. He has been with Merrill since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesse Wang is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in 2010, he has specialized in helping a select number of families, corporate executives, entrepreneurs, family offices, foundations, and non-profit organizations develop customized wealth management strategies. His approach involves working closely with clients to understand their financial goals and build disciplined investment plans that reflect their individual needs. Jesse's expertise encompasses a wide range of financial planning areas, including college education planning, family wealth management strategies, retirement income, socially responsible and ESG investing, special needs planning, and small business strategies. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Jesse earned his high school diploma from Downers Grove South High School and an associate's degree from The College of DuPage. Residing in Chicago with his two rescue dogs, Jesse enjoys learning about different cultures and has visited over 50 countries. Outside of work, his personal interests include basketball, cooking, football, music, reading, running, soccer, spending time with family, traveling, and yoga.

Brian Lighty is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 65 designations. His prior firms include Icma Rc and Lincoln Financial Distributors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Seung Hwan Oh is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in guiding families through financial decisions and creating strategies to pursue their financial goals. His role includes providing personalized investment strategies, retirement income planning, and managing legacy and philanthropic planning among other wealth management services. Seung Hwan's expertise encompasses areas such as corporate executive services, family wealth management strategies, liquidity management, socially responsible and ESG investing, and portfolio management services. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's degree from Pratt Institute and a Master's degree from Cornell University. Outside of his professional role, Seung Hwan enjoys camping, cooking, drawing or sketching, spending time with his family, and traveling.