Caroline Pridmore is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2014 and previously worked at the Wilmette Park District from 2013 to 2017. Caroline is currently based in Chicago, IL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutional investors.

Leanne Zappia is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and seven years of industry experience. She has worked at Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2018. Prior to that, she was employed at Cleveland Clinic and Miami University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, corporate, and charitable clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Julia Zdun is a financial advisor at Merrill in Chicago, IL, holding a Series 66 designation with three years of industry experience. Her prior work includes roles at Bank of America and Lululemon Athletica, as well as experience in education and fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Angela Cruz is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. Her career includes roles at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Bilton is a Private Wealth Advisor and co-founder of PLB & Associates, one of the largest wealth and investment management teams at Merrill. In his role at Merrill Private Wealth Management, he serves a select group of sophisticated clients by providing specialized services and financial strategies. With over 19 years of experience, Christopher has developed a practice focused on intellectual rigor, in-depth customization, and committed service. He has significant expertise advising family offices, institutions, endowments, foundations, and multi-generational families. Christopher earned a Bachelor's degree in Economics from the University of Colorado. He holds the Certified Investment Management Analyst® designation, which is administered by the Investments & Wealth Institute® and taught in conjunction with the University of Chicago Booth School of Business. He is also a member of the Board of Directors and an Executive Board Member for Barrington Children's Charities.

Stephen Lacko is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including UBS Financial Services, ARCFORM LLC, Stratos Wealth Partners, LPL Financial, and PNC Investments. He is based in Chicago, IL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm delivers model-based and discretionary strategies for individuals, high-net-worth clients, and institutions, using both internal and third-party investment approaches.

Dallas Fox is a Private Wealth Manager at Merrill Private Wealth Management, focusing on serving the unique wealth management needs of business owners and entrepreneurs. He has over 15 years of experience in the financial services industry since joining Merrill in 2006. Dallas develops tailored strategies for clients, their families, and businesses to help pursue short- and long-term financial goals, leveraging investment insights from his team and Merrill, along with banking services from Bank of America. Dallas holds a Bachelor's Degree from Miami University, majoring in Finance with a minor in Economics. He holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He participates in philanthropic endeavors including involvement with the Evans Scholars Foundation and the H.E.A.R. Foundation. Residing in Burr Ridge with his wife Meghan and their three sons, Griffin, Wyatt, and Carson, Dallas enjoys golf and fishing during his spare time.

Rodolfo Razo Jr. is a Series 66-licensed financial advisor with Merrill in Chicago, Illinois, bringing 24 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Christopher Williams is a financial advisor with Merrill, holding Series 63, 65, and 66 credentials and over 38 years of industry experience. His prior firms include PNC Bank, JPMorgan Chase Bank, Barclays Capital, Credit Suisse Securities, Banc of America Investment Services, and Morgan Stanley. He serves as a board member of the Kenilworth Park District in Illinois. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Patricia Wetzel is a financial advisor at Merrill Lynch Wealth Management with over 26 years of experience in wealth management. She has a foundation in corporate finance which provides her with a perspective that bridges business strategy and personal wealth planning. This background enables her to effectively work with corporate executives, entrepreneurs, and business owners by understanding how wealth is created and helping clients make informed, confident decisions aligned with their financial goals and lives. Patricia focuses on areas such as college education planning, corporate executive services, executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. She has a particular interest in supporting divorcees and widows through significant financial transitions. Patricia holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Lake Forest College. Outside of her professional work, Patricia enjoys golfing, tennis, and pickleball.

Joseph Guediguian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He serves as the lead advisor and relationship manager to high-net-worth individuals, families, and organizations, working closely with clients to understand their financial needs and goals while acting as their personal advisor. Joseph has over 13 years of experience in the financial services industry. His previous roles include Portfolio Manager for a family office and Derivatives Trader. He focuses his expertise on family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Joseph holds a Bachelor's Degree from Indiana University and is a Personal Investment Advisor (PIA). He is active in the Loyola Academy Presidents Leadership Council. In his personal time, Joseph enjoys football, golfing, and skiing.

Nicolina Falcone is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she delivers personalized financial strategies tailored to clients' long-term goals. She began her career at Merrill as an intern in 2017 and joined full time as a Financial Advisor after completing her education in 2018. Nicolina focuses on areas including college education planning, divorce transition planning, family wealth management, LGBT wealth planning, liquidity management, managing new wealth, small business strategies, women and wealth, and tax minimization. She holds the CERTIFIED FINANCIAL PLANNER® certification, obtained in July 2021, as well as FINRA Series 7 and 66 registrations and is a licensed Life & Health Insurance producer. Nicolina graduated from the University of Wisconsin-Madison with bachelor's degrees in Finance, Investments & Banking and Risk Management & Insurance with a Wealth Management specialization. During her studies, she co-founded Women in Finance and Accounting, an organization that remains active on campus. Nicolina grew up in Fontana, Wisconsin, and currently resides in Chicago's West Loop neighborhood. She is actively involved in community development, serving on the boards of the Professional Women's Club of Chicago, Emerging Leaders Chicago Chamber of Commerce, and the Merrill Women's Exchange. Her personal interests include boating, cooking, fishing, football, golfing, hiking, skiing, softball, volleyball, and yoga.

Taylor Mc Vey is a financial advisor at Merrill based in Chicago, IL, holding a Series 66 credential with seven years of industry experience. His prior work includes roles at Interactive Brokers and MarketAxess, as well as time at the University of Chicago. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Moriarty is a Wealth Management Advisor at Merrill Lynch Wealth Management, focusing on serving a select group of highly successful families. He works closely with clients to understand their goals and tailors financial strategies to align with their objectives. He coordinates with other advisors on estate and legacy issues, charitable giving, liability and financing management, and investment tax efficiency. Robert has worked at Merrill for over twenty years and concentrates on serving private business owners, private equity partners, and corporate executives. He holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations, and is a graduate of Northwestern University with a bachelor's degree in communication and economics. He is affiliated with the Investments & Wealth Institute. In addition to his professional work, Robert serves on the National Board of the Industrial Areas Foundation, the Board of Regents for St. Ignatius College Prep in Chicago, and is involved with the Western Golf Association/Evans Scholars Foundation.

Jordan Stenger is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Jordan works with clients to develop personalized financial plans tailored to their unique ambitions and priorities. Jordan assists clients with a variety of financial goals including investing, retirement planning, and saving for unexpected expenses. Jordan holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jordan earned a Bachelor's Degree from DePaul University. Through a client-focused approach, Jordan aims to provide ongoing advice and guidance as clients’ needs evolve.

Robert Feil is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1992 and joined Merrill in 2006. Robert is a CERTIFIED FINANCIAL PLANNER® certificant, a designation he earned in 2004 from the Certified Financial Planner Board of Standards, Inc. In addition, he holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Robert specializes in goals-based wealth management strategies, focusing on areas such as college education planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. With extensive experience and a client-centered approach, he works one-on-one with clients to develop personalized financial strategies aligned with their long-term objectives. Fluent in Spanish, Robert is actively involved in Hispanic communities and volunteers weekly at Loaves and Fishes Food Pantry in DuPage County, along with other community programs including Friendly Senior Calls and Meals on Wheels. Robert holds a High School Diploma/GED from California State University Long Beach. Outside of his professional work, he enjoys playing ice hockey, golfing, visiting national parks, reading, traveling, and spending time with his family.

Natalie Cozzi is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Chicago Metro market. She is a member of The Maurer Group and utilizes Merrill's Goals Based Wealth Management Platform to identify client priorities and develop portfolios tailored to individual objectives. Her approach incorporates a detailed wealth analysis and an understanding of client goals to guide investments across individual stocks, equity ETFs, and proprietary private equity opportunities. Natalie joined Merrill in May 2020 and holds Series 7 and 66 FINRA registrations, as well as the Personal Investment Advisor (PIA) designation. She earned her Bachelor of Arts with honors from The University of Missouri (Columbia, MO) with concentrations in Finance and Banking, and has completed an accredited certificate program at Florence University of Arts. Her areas of client focus include college education planning, executive compensation, international wealth management, personal retirement planning, portfolio management services, small business strategies, special needs planning, tax minimization, and retirement income. In addition to her professional work, Natalie is involved in several community and professional organizations. She serves on the board of Ann & Robert H. Lurie Children’s Hospital of Chicago and is an active league member of Misericordia, a nonprofit supporting individuals with developmental disabilities. Her community involvement also includes participation in F.I.S.H (Friends in Service and Hospitality), Girls on the Run International, Special Camps, and Special Olympics Illinois. Outside of work, Natalie enjoys boxing, gardening, golfing, gymnastics, music, racquetball, yoga, spending time with her family, and watching movies.

Thomas Hickey is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Merrill since 1978 and has worked at Bank of America since 2009. Outside of his advisory work, he is involved in a Chicago-based rock band and holds ownership rights at CME Group. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm leverages multiple program strategy types and emphasizes tax-efficient investment solutions while integrating closely with Bank of America affiliates for trading and capital-markets activities.

Benjamin Holmgren is a financial advisor at Merrill based in Chicago, IL, with 19 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America across multiple periods since 2006, with a brief tenure at Morgan Stanley and experience at Job-Site Safety Ltd. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

David Pusinsky is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and 14 years of industry experience. He has worked at Merrill since 2014, with a brief tenure at Bofa Securities, Inc. in 2019. Pusinsky serves on the Community Advisory Subcommittee for Glen Ellyn School District 41, a group that provides feedback on educational affairs to the district superintendent. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.