Jennifer Bruckner is a financial advisor with Merrill, holding a Series 66 designation and over 15 years of industry experience. She has been with Merrill since 2010 and concurrently with Bank of America since 2015. Bruckner serves as an advisory board member for the IU Investment Management Workshop, mentoring students and providing input to the program's director. Merrill, in partnership with Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal Chief Investment Office teams and third-party managers.

Ihsan Rashid is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Bank of America and Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Erin Kalsto is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and has seven years of industry experience. She has worked at Merrill since 2007 and joined Bank of America, N.A. in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elizabeth Haney is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2016. Haney serves as a board member on the Chicago Public Library Foundation audit committee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elvis Hoxha is a financial advisor with Merrill, holding a Series 66 designation and bringing nine years of industry experience. His career includes roles at Bank of America, Morgan Stanley, AssetMark Financial, and Transamerica Financial Advisors. He is based in Chicago, IL. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Audre Melsbakas is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Her prior roles include positions at Bank of Montreal Private Bank and Bank of America. She is listed as a Power of Attorney for a non-investment related entity based in Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates internal Chief Investment Office teams and third-party managers to implement its investment solutions.

Timothy Hallman is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2011 and 2015, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Jules is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Neuberger Berman and Deutsche Bank. Jules serves as a board member of the Kohl Children’s Museum in Glenview, Illinois. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individual and institutional clients.

Michael Anderson is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Fifth Third Bank and Dick's Sporting Goods and has a background that includes time at Western Michigan University. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by a variety of investment strategies and tax-efficient services.

Timothy Jenkins is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his financial services career with Merrill Lynch in 1980 and has provided guidance to clients through various market cycles. Tim focuses on developing financial strategies and managing relationships for both individual and institutional clients. He is a qualified Portfolio Manager who manages personalized or defined strategies on a discretionary basis, incorporating individual stocks and bonds, model portfolios, and third-party investment strategies. Additionally, as a Retirement Benefits Consultant, Tim assists corporations in developing and executing equity compensation plans. Tim holds certifications including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree in finance and accounting from Michigan State University in East Lansing, Michigan. He is affiliated with professional organizations such as the Little Harbor Club Board of Governors and serves as a ski instructor in Vail. In his personal time, Tim enjoys skiing and cycling. He is involved in community efforts including Stop Puppy Mills Online. Tim resides in Wilmette, Illinois with his wife, Janie, and their two children, Lizzie and Sammie.

James Smythe is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Merrill Lynch and several positions connected to the University of Dayton. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Blaine White is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1992 and serves as the relationship manager for the group. He focuses on assisting clients in reaching their retirement, philanthropic, and legacy planning goals through wealth planning, proper asset allocation, and investment diversification. The White and Associates Wealth Management Group, led by Blaine, provides tailored, comprehensive wealth management guidance. They work with select families, businesses, and professional organizations to manage their wealth using carefully constructed financial strategies. Blaine emphasizes understanding clients' goals and aspirations to develop personalized strategies that address individual needs. Blaine holds a Bachelor's Degree from Missouri Southern State University and a Master's Degree from Indiana University. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA).

Judson Nierman is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Merrill since 1996 and has been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Rene Rivas is a Financial Advisor with Merrill Lynch Wealth Management, partnering with successful professionals, business owners, and families. He collaborates closely with clients to grow, preserve, and transfer their wealth with clarity and purpose, focusing on executive compensation, family wealth management strategies, legacy planning, liquidity management, retirement planning, investment strategy, and tax minimization. Rene leverages the full resources of Merrill and Bank of America to connect clients with specialists in investments, retirement, estate planning, lending, and business transitions. He emphasizes understanding each client's story to build personalized plans that align with their near-term needs and long-term vision. He is also committed to engaging the next generation by promoting financial literacy and stewardship. He holds a Bachelor's Degree from Governors State University and an Associate Degree from Joliet Junior College, along with professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Rene is fluent in English and Spanish and is active in professional and community organizations such as ALPFA, Junior Achievement, Men of Frassati at the Cathedral of St Raymond Nonnatus, Joliet City Park District Youth Soccer, and Junior Achievement of Chicago.

Gordon Kaye is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and eight years of industry experience. Before joining Merrill in 2017, he worked at Aramark and the University of Kentucky. Outside of his advisory role, he provides part-time services through Rover.com and works as a rideshare driver with Uber. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Milos Bjedov is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at HSBC Bank USA, HSBC Securities, and MUFG Union Bank. Outside of his advisory role, he is an officer and owner of River West Chi, Inc., a company involved in transportation equipment ownership and consulting. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Kelly Bliss is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2014 and Bank of America N.A. since 2022. Outside of her advisory role, she is the owner of Bay Road Holdings, LLC, a for-profit company managing a second home that is occasionally rented. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Dino Halilovic is a financial advisor at Merrill with two years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Bank of America, J.P. Morgan Securities, and MIO Partners (EU) GmbH. Outside of finance, he has been involved with Gold Coast Exotic Imports LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

William Rosemeyer is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 40 years of experience in the investment business, with extensive expertise in portfolio management focused on both fixed income securities and equities. In his role, he works closely with individuals and families to understand their financial situations, risk tolerance, time horizons, and liquidity needs, helping them develop customized wealth management strategies aligned with their long-term goals. He provides clients access to the investment insights of Merrill and the banking convenience of Bank of America to address various aspects of their financial lives. Mr. Rosemeyer holds a Bachelor of Arts degree in Economics from Boston College, graduating summa cum laude and Phi Beta Kappa, as well as a Master of Business Administration in Finance from the University of Chicago. He has earned the Chartered Financial Analyst (CFA®) designation and the Personal Investment Advisor (PIA) designation. He is a member of the Chicago Society of Security Analysts. A long-time resident of the Chicago area, he resides there with his wife of 37 years, Dawn.

Alexander Fidler is a financial advisor at Merrill with Series 63 and Series 66 designations and four years of industry experience. He previously worked at Fidelity Investments and has held roles in various industries including pharmacy and insurance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.