Erica Waxman is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, also spending time at Bank of America. Prior to entering the financial industry, she was affiliated with the University of Missouri from 2013 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Moyer is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience. He advises individuals, families, business owners, and senior executives, focusing on integrating personal and professional financial priorities into cohesive strategies. His services include personal wealth planning, business and liquidity considerations, and consulting on corporate retirement plans for small and mid-sized companies. David holds a Bachelor's degree from the University of Illinois in Economics. He carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, David is involved in coaching youth athletics, reflecting his commitment to community engagement.

Justin Brosseau is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Thorndyke Group since 2017. He serves a diverse client base including business owners and executives, attorneys, athletes, consultants, and multi-generational families. Justin focuses on financial strategies supported by strategic asset allocation, portfolio management, and liquidity management tailored to clients' needs, goals, risk tolerance, investment time frame, and liquidity requirements. Before joining Merrill Lynch, Justin worked in the consulting industry. He holds a Bachelor's degree in Finance from Miami University and has completed Investment Management Theory and Practice at the Yale School of Management. His professional designations include Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Justin is involved in the Chicago community as a volunteer mentor with Big Shoulders Fund, educating 8th grade students about financial markets. Outside of his professional activities, he enjoys cooking, football, golfing, spending time with family, and traveling.

Monica Kotsores is a Series 66 credentialed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Boyer is a financial advisor at Merrill in Chicago, IL, holding a Series 66 designation with four years of industry experience. She has worked with Merrill since 2001. Outside of her advisory role, she serves as a board member on the fundraising and events committee for Shore Services, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Matthew Pomerantz is a Wealth Management Advisor with the Thorndyke Wealth Management Group, affiliated with Merrill Lynch Wealth Management. Since joining the team in 2015, he has focused on providing clients with personalized financial strategies guided by a goals-based wealth management approach. He collaborates closely with clients and their professional advisors, such as accountants and estate planners, to develop cohesive strategies tailored to their unique needs. Matthew's expertise spans family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds a Bachelor's Degree from Northern Illinois University and completed the Financial Planning Certificate Program at DePaul University. Additionally, he earned the CERTIFIED FINANCIAL PLANNER® certification in 2021 and holds the designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Outside of his professional work, Matthew lives in Northbrook with his wife and two children. He participates in community organizations such as Gilda's Club Chicago: Cancer Support Group and Ronald McDonald House. His personal interests include football, golfing, hiking, reading, running, swimming, traveling, watching movies, and spending time with his family.

Jennifer Kapov is a financial advisor with Merrill in Chicago, holding a Series 66 license and seven years of industry experience. She has worked at Bank of America and Merrill Lynch since 2018 and has prior experience at Northwestern University and Jiobit. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Mishelle Herrera Agudelo is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and five years of industry experience. Her prior work includes positions at Bank of America and Merrill, as well as roles in the hospitality and retail sectors. Outside of her advisory work, she has experience serving customers at Jefferson Tap & Grille. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individual, high-net-worth, and institutional clients.

Caroline Norris Jones is a Financial Advisor with Merrill Lynch Wealth Management, where she has been since 2019. She is part of a multi-generational team focused on providing a comprehensive, personalized approach to wealth management. Caroline emphasizes building trust-based relationships to create strategies aligned with clients’ unique financial goals. Her areas of expertise include family wealth management strategies, personal retirement planning, and supporting women in finance. Caroline holds a Bachelor's Degree from the University of Illinois and carries the Personal Investment Advisor (PIA) designation. She is a member of professional organizations including Alpha Chi Omega, Anti-Cruelty Chicago Young Associates, and Merrill's Chicago Women's Exchange. As a Chicagoland native, she integrates her local roots with her professional experience to guide individuals and families through complex financial landscapes. Outside of her financial advisory role, Caroline is committed to animal welfare and serves on the associates board of her local animal shelter. She is an avid traveler and adventure enthusiast who enjoys boating, skiing, hiking, and spending time with her family. Caroline also appreciates Chicago sports and engages actively in her community through organizations such as Anti-Cruelty Chicago.

Brian Murphey is a financial advisor at Merrill with 23 years of industry experience and holds a Series 66 designation. His career includes prior roles at JPMorgan Securities LLC, Morgan Stanley, Bank of America, and earlier tenure at Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Hickey is a financial advisor affiliated with Merrill Lynch Wealth Management. He focuses on assisting clients with investing, retirement planning, and long-term financial strategies. Patrick works to understand each client's unique priorities and perspectives to develop personalized plans aimed at achieving their financial objectives. His areas of expertise include education planning, equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Patrick holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned his Bachelor's degree from the University of Illinois System. Outside of his professional role, Patrick enjoys biking, playing music, traveling, and spending time with his family and friends.

Catherine Callaghan is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, with a brief tenure at Bank of America, N.A. outside of Merrill. Callaghan serves on the board of the Barrett Bear Callaghan WIN IT Foundation, a charitable organization, where she participates in several committees including endowment, executive, fundraising, and investment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carolyn George is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in creating personalized wealth management strategies tailored to each client's unique financial picture and long-term goals. Carolyn leverages investment insights from Merrill and the banking and lending solutions of Bank of America to develop flexible strategies that adapt to changing market conditions. Carolyn holds a Personal Investment Advisor (PIA) designation and earned her bachelor's degree from the University of Illinois System. She is committed to engaging with the communities she serves, dedicating time to volunteer with local organizations. Her approach centers on working closely with clients one-on-one to develop financial strategies aimed at helping them achieve their personal objectives.

Damon Griffin is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. He has previously worked at J.P. Morgan Securities LLC, Morgan Stanley, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Deborah Shepherd is a financial advisor at Merrill with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1990. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed by internal Chief Investment Office teams and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Gebert is a Private Wealth Advisor with Merrill Private Wealth Management, where he is a member of The Bhatia Group. In his role, he is responsible for maintaining and growing client relationships, performance reporting, portfolio reviews, and assisting the team with investment manager due diligence and alternative investment implementation. Matthew joined The Bhatia Group in 2018 after spending three years as an analyst within Merrill Private Wealth Management in Los Angeles. He holds a Bachelor’s Degree in Economics and Spanish from Denison University. His expertise aligns with serving ultra-high-net-worth families, business owners, corporate executives, and institutions, focusing on areas such as executive compensation, family wealth management strategies, legacy planning, portfolio management, and tax minimization. In addition to his professional role, Matthew is involved in his community as a member of A Better Chicago's Impact Council and the Associate Board of Chicago Scholars. He resides in Chicago and has personal interests that include tennis, golf, and spending time with family and friends.

Jason Neiman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1992 and joined Merrill Lynch in 2013. Jason focuses on developing strategies and providing investment guidance for individuals, their families, and businesses by understanding their short- and long-term financial objectives. He holds a bachelor's degree in Finance from Arizona State University and holds the Personal Investment Advisor (PIA) designation. Jason resides in Long Grove, Illinois, with his wife Lisa and their daughters Jordyn and Lindsey. He is active in his community, volunteering with local organizations, reflecting the Merrill tradition of community participation.

Robert Hamman is a Private Wealth Advisor at Merrill Private Wealth Management in Chicago. He joined the HLA Group in January 2022 after over 15 years in the Global Commercial Banking group at Bank of America. In his previous role, his team worked closely with business owners, financial executives, and other key management of publicly listed, private equity owned, management owned, and multi-generational family held business enterprises with revenues up to $5 billion annually. His work focuses on areas such as corporate benefits, executive compensation, family wealth management strategies, and personal retirement planning. Robert began his career at American National Bank before joining LaSalle Bank, which was acquired by Bank of America in 2007. He is a graduate of the College of Business at the University of Illinois at Urbana-Champaign and holds the Personal Investment Advisor (PIA) designation. A lifelong Illinois resident, Robert grew up in Naperville and currently lives in Glencoe with his wife Laurie and their three children. He is active in his church community in Winnetka and supports organizations including Feed My Starving Children, Ronald McDonald House Chicago, and Workplace in the Schools. In his free time, he enjoys spending time with his family, playing paddle tennis, golfing, boating and fishing in Lake Geneva, and cooking on his Big Green Egg.

William Wright is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He previously worked at Bank of America, Hightower Advisors, Northwestern Kellogg, and Ernst & Young. Wright serves on the Associates Board of the Golden Apple Foundation, a Chicago-based organization focused on addressing the teacher shortage by supporting educator preparation programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Joon Choi is a financial advisor with Merrill based in Chicago, IL, holding a Series 66 license and two years of industry experience. His prior roles include positions at J.P. Morgan Securities and Chicago Financial Services, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.