Vincent Clemente is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been providing financial advice and wealth management services since 1986, focusing on a holistic approach to wealth accumulation and retention through custom strategies designed to help clients achieve their financial goals. His expertise includes education planning, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, socially responsible and values-based investing, individual and corporate investment strategy, and retirement income. Vincent works with affluent families, corporate executives, professionals, and business owners, emphasizing disciplined, long-term investment approaches and quarterly portfolio performance reviews. Vincent holds a Bachelor of Science in Commerce degree from DePaul University with a concentration in investments and portfolio management, as well as an Associate's Degree from Wilbur Wright Junior College. He is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), and maintains Series 7, 31, 63, and 65 FINRA registrations. Outside of his professional work, Vincent has interests in baseball, basketball, and golfing.

Matthew Burns is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2001 and at Bank of America since 2009. Based in Chicago, IL, he has extensive experience serving a diverse client base within a major financial institution. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, supported by integration with Bank of America's broader banking and capital-markets platform.

Graham Gausnell is a Financial Advisor with the HLA Private Wealth Management team at Merrill Lynch Wealth Management. He works with business owners, executives, and high-income professionals to simplify complex financial decisions and build customized strategies tailored to their unique goals. Graham integrates investment management, banking, and lending solutions from Merrill and Bank of America to provide comprehensive guidance. He specializes in employee benefits planning, executive compensation, equity compensation services, legacy planning, tax minimization, and retirement income. Graham maintains long-term relationships with clients through proactive communication, ongoing reviews, and personalized advice that adapts to changing market conditions and life circumstances. Graham holds a Bachelor of Business Administration degree in Finance and Economics from the University of Missouri. He resides in Chicago, Illinois. Outside of his professional work, he enjoys playing hockey and flying small planes.

Maydene Moore is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Merrill since 2009. Moore also has a longstanding affiliation with Bank of America, N.A., where she has been employed since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a variety of model-based and discretionary investment strategies.

Karen White is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and 21 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gabriella Stern is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at Guaranteed Rate Inc and has academic experience from Loyola University Chicago and the University of Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ana Paula Sissi Arce Herrera is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at Merrill Lynch, Pierce, Fenner & Smith Incorporated, as well as various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Coverdale is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017 and Bank of America, N.A. since 2018. Prior to his current roles, he was affiliated with Northwestern University from 2013 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies supported by internal and third-party managers.

Timothy Finucane is a financial advisor at Merrill Lynch Wealth Management based in Chicago. Working within the J&R Group, he serves institutional and individual clients by assisting them in managing their assets to meet their unique financial goals. Tim and his team leverage extensive industry experience along with access to global banking resources and investment insights to offer comprehensive wealth management services. Tim's expertise encompasses financial advice, investment strategies through the Investment Advisory Program, and consulting for private companies' employee benefits and retirement plans. He also provides philanthropic management solutions to non-profit organizations. His client focus areas include divorce transition planning, institutional and corporate benefit services, services for endowments and foundations, defined benefit plans, employee financial health, personal retirement planning, small business strategies, investment strategy, tax minimization, and retirement income. Tim holds the Series 7 and 66 FINRA registrations and has earned the Certified Plan Fiduciary Advisor (CPFA) and Chartered Retirement Planning Counselor (CRPC) designations. He earned a bachelor's degree in finance and politics from Lake Forest College, where he also played football. Outside of work, Tim enjoys baseball, football, golfing, running, softball, traveling, and spending time with his family.

Patrick Casey is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with successful individuals, families, and business owners. He holds the Certified Exit Planning Advisor (CEPA®) designation and focuses on providing personalized financial strategies that align with clients' goals, values, and long-term visions. With over 20 years of experience at Wells Fargo Advisors in wealth management and compliance roles, Patrick brings a comprehensive understanding of financial planning. His expertise includes retirement planning, small business strategies, wealth management, legacy and estate planning, and multigenerational wealth planning. He emphasizes the importance of listening to clients to provide thoughtful guidance tailored to their unique circumstances. Patrick earned a Bachelor's Degree from Illinois Wesleyan University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, he enjoys football, golfing, hiking, ice hockey, interior decorating, music, running, spending time with his family, and traveling.

Steven Teubl is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gerald Rixie is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has previously worked at US Bank Corp before joining Merrill and Bank of America in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Monika Walczak is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch since 2007, bringing a background in real estate and a strong focus on expanding client advisory relationships and enhancing her team’s presence in the Chicago metropolitan area. Monika collaborates closely with portfolio teams to develop personalized financial strategies that reflect her clients’ priorities. Monika holds a Bachelor's Degree in Psychology with a minor in Philosophy from Loyola University Chicago. Her educational background informs her understanding of investor behavior and the role of psychology in financial decision-making, particularly during market volatility. She holds the Personal Investment Advisor (PIA) designation and is fluent in both Polish and English. Residing in Chicago with her husband and two children, Monika engages in various personal interests including cooking, dancing, gardening, hiking, photography, reading, skiing, soccer, and yoga. She is involved in her community through volunteering with AYSO Peterson Park and coaching her son’s soccer team.

Anthony Mesi is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation. He has prior experience at Northern Trust and UBS, along with roles at the University of Miami and Chicago Electric Boat Company. Mesi has been with Merrill and Bank of America since 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Linda Burdi is a financial advisor at Merrill in Chicago, IL, holding a Series 66 designation with 25 years of industry experience. She has been with Merrill Lynch since 1999. Outside of her advisory role, she serves as a co-trustee of a living trust for herself and her spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Henrich is a Private Wealth Advisor with Merrill Private Wealth Management, joining The Baldwin Tyndorf Group in 2023. In his role, he focuses on business development, portfolio analysis and construction, investment due diligence, and managing client relationships. He specializes in working with small and midsize business owners, particularly those preparing to sell their companies within the next one to three years, helping them navigate the transition with clarity and confidence. Before joining Merrill, Peter served as Chief Development Officer at CBIS, a boutique investment manager, where he was part of the firm's Executive Committee and managed the distribution team. He also has nearly a decade of experience in Investment Banking with global banks including Credit Suisse, Citigroup, and UBS. Peter holds a Bachelor of Arts degree from Northwestern University and an MBA from the University of Michigan's Ross School of Business. His professional designations include Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Peter resides in Winnetka with his wife and their three children. His personal interests include billiards, golfing, music, reading, spending time with his family, and swimming. He is fluent in English, French, Spanish, and Italian.

Benjamin Liener is a Senior Financial Advisor at Merrill Lynch Wealth Management, focusing on corporate retirement plans and wealth management for affluent and high-net-worth individuals. His work with corporate clients centers on plan design to enhance retirement readiness, while he provides a personalized, goals-based approach to managing wealth for individual clients. Benjamin's expertise includes corporate benefits, executive services, divorce transition planning, employee benefits planning, institutional consulting, investment consulting, managing new wealth, and small business strategies. He holds professional designations as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree in Finance from Indiana University's Kelley School of Business, graduating Cum Laude. Outside of his professional responsibilities, Benjamin volunteers with several nonprofits, including the Cara Program, the Epilepsy Foundation, and Chicago Reach.

Joseph Shannon is a Senior Financial Advisor and Portfolio Advisor with Merrill Lynch Wealth Management, serving on the Thorndyke Sheppard Group. He has been with Merrill since 2016, utilizing a personalized, goal-based wealth management process to assist individuals and business owners in achieving their financial objectives. Joseph earned his bachelor's degree in economics from the University of Notre Dame in 2014 and has also studied at the London School of Economics. He holds the Personal Investment Advisor (PIA) designation. His client focus areas include college education planning, family wealth management strategies, legacy planning, retirement income, tax minimization, portfolio management services, and services for endowments, foundations, and non-profits. Beyond his professional work, Joseph is active in community organizations including Angel Tree and the University of Notre Dame Alumni Board, on which he serves. He is a member of several professional groups such as the Notre Dame Impact Partners at Mendoza College of Business and the University of Notre Dame Alumni Association Board of Directors. Joseph resides in the Old Town neighborhood of Chicago and enjoys spending time with family, traveling, and various sports and outdoor activities.

William Fritz is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with Merrill and its affiliate, Bank of America, N.A., since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lars Erceg Warner is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has a diverse background including work with the Peace Corps and involvement in various international and hospitality roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies alongside account administration and custody support for a broad client base.