Sheila Arellano is a financial advisor with Merrill, holding a Series 66 credential and one year of industry experience. Prior to joining Merrill, she worked at Bank of America and has academic experience at DePaul University, along with involvement at the Chicago Architecture Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Arroll Krumpelman is a Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in financial services, working with individuals and families from diverse backgrounds to help them build financial confidence and pursue their goals. Krumpelman specializes in developing personalized financial strategies aligned with clients' aspirations, concerns, and priorities. His expertise covers areas such as college education planning, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and ESG investing, special needs planning, women and wealth, tax minimization, and retirement income. He holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Born and raised in Michigan, Krumpelman currently resides in Chicago with his wife and their pets. He is engaged in various personal interests, including antiquing, basketball, drawing, football, golfing, horseback riding, ice hockey, music, spending time with family, and traveling. He is committed to empowering individuals and families through financial education and personalized planning, aiming to make financial success more accessible for all.

Michael Allen is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2009 and at Bank of America N.A. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jessica Bates is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill, Morgan Stanley, and Fifth Third Bank. Her career includes experience at major financial institutions in the Chicago area. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, charities, and institutional investors. The firm provides managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services, supported by extensive manager oversight and integration with Bank of America’s capital markets platform.

Jill Wendel is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked at Merrill since 2002 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michelle Walsh Gallegos is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2018. Prior to that, she held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

David Free is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including over a decade at Russell Investments and its affiliates before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Miguel Lopez is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on managing new wealth, personal retirement planning, sports and entertainment sectors, tax minimization, and retirement income. Miguel is dedicated to helping individuals, families, and business owners turn today's opportunities into tomorrow's legacy by aligning their finances with their most important goals. He holds a Bachelor's Degree from Lewis University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Miguel is fluent in both Spanish and English. His approach centers on listening to clients and providing clear, actionable strategies tailored to their needs. Outside of work, Miguel enjoys playing sports such as baseball, basketball, and boxing, exploring Chicago's food scene, and spending time with family and friends. He maintains a people-first mindset in all his client interactions.

Joel Moore is a Wealth Management Advisor based in Chicago, Illinois, providing investment advisory services to institutions and select families. He works with clients to determine their needs and aspirations and crafts customized strategies to help them achieve their goals. Joel joined Merrill Lynch Wealth Management in February 2015 after 12 years with Morgan Stanley. Joel's areas of focus include sustainable and impact investing strategies, client education, thought leadership, and impact investment guidance. His experience includes assisting clients with investment and spending policies, asset allocation, manager research, donor education, donor development, and overall relationship management. He holds the Series 7, 63, 65, and 31 FINRA registrations and professional designations including Chartered Advisor in Philanthropy (CAP), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). He graduated from Rockford University in 2000 with a Bachelor of Science degree. Joel serves on the Rockford University Board of Trustees, the Board of Directors at National Veterans Art Museum, and has volunteered on various committees including the Council of Michigan Foundations Impact Investing Committee, Indiana Philanthropy Alliance, and the Sustainable Local Food Investment Group (SLoFIG). His personal interests include baseball, biking, camping, music, skiing, and spending time with his family.

Mojisola Adeyinka Eagan is a financial advisor at Merrill with 20 years of industry experience. She has been with Merrill since 2015 and holds Series 63 and Series 66 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ariana Bhatia is a Private Wealth Advisor with The Bhatia Group at Merrill Private Wealth Management. She focuses on helping high-net-worth clients acquire, grow, and preserve assets, structure wealth for future generations, and identify the purpose behind their wealth. Ariana works with wealth creators from various backgrounds, including corporate executives, private investment professionals, company founders, individuals and families, as well as family offices and foundations. Prior to joining Merrill in 2024, Ariana spent her career investing in private equity, private credit, and real estate. She began her career at Goldman Sachs as a member of the Alternative Investments and Manager Selection team, where she was involved in selecting asset managers for institutional and private wealth portfolios. Subsequently, she joined Goldman’s Special Situations Group, focusing on asset-backed private equity and private credit investments. Most recently, she was a Vice President at The Vistria Group, executing private equity deals within the Financial Services sector. Ariana graduated with honors from Stanford University with a B.S. in Management Science and Engineering and earned her M.B.A. from the University of Chicago Booth School of Business, where she was a Wallman Scholar. She holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Ariana serves on the American India Foundation Board and is involved with Lake Forest Academy. She resides in Chicago's River North neighborhood and enjoys golfing, traveling, yoga, and spending time with family and friends.

James Snyder is a Private Wealth Advisor with Merrill Private Wealth Management. He has experience working in the financial industry across both Europe and the United States, providing wealth management advice to large families, entrepreneurs, athletes, entertainers, and other ultra-high-net-worth individuals. His expertise includes equity and fixed income management, concentrated stock management, asset allocation, alternatives selection, and estate planning services tailored for early and late-stage entrepreneurs. James began his career after graduating from the University of Texas at Austin, initially working as a Technology and Management Consultant at RSM US LLP. He then earned an MBA from INSEAD, studying in Paris, France, and Beijing, China. Following his MBA, he started his wealth management career in 2019 at Goldman Sachs in London, focusing on American expatriates living throughout the EMEA region. He joined Merrill in Chicago in September 2022. James holds the Personal Investment Advisor (PIA) designation and is fluent in English, Spanish, and French. Currently residing in the West Loop of Chicago, James serves as an active board member of both the Auxiliary Board at the Shedd Aquarium and the TREAT Foundation. In his free time, he enjoys playing basketball, golf, and coaching youth sports.

Jack Mullen is a Managing Director and Private Wealth Advisor at Merrill Private Wealth Management, where he serves as a senior leader of the CKWM Group. This group oversees over $13 billion in entrusted assets and liabilities as of early 2026, focusing on a select group of families. In his role, Jack supports wealth creators in achieving their life goals for themselves and their families. With more than a decade of experience, Jack specializes in advising ultra-high-net-worth entrepreneurs and families, particularly those involved in technology, logistics, healthcare, and real estate. His clients often include first-generation Americans pursuing their version of the American dream. Jack and his team focus on areas such as corporate executive services, family wealth management strategies, liquidity management, portfolio management services, and tax minimization. Jack holds a Bachelor's Degree from Auburn University and the Personal Investment Advisor (PIA) professional designation. He has received multiple national recognitions, including listings in Barron's Top 250 Private Wealth Management Teams and Forbes' Best-in-State Wealth Advisors and Next-Generation Wealth Advisors. Outside of his professional work, Jack's personal interests include basketball, golfing, and yoga.

Paul Ochoa Albelo is a financial advisor at Merrill in Chicago, IL, with 14 years of industry experience. He holds the Series 66 designation and has worked at Merrill Lynch Pierce Fenner & Smith since 2012 and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions. The firm uses internal Chief Investment Office teams and third-party managers to construct portfolios and supports trading, account administration, and custody.

Cynthia Di Gregorio is a Financial Advisor affiliated with Merrill Lynch Wealth Management. She partners with individuals, families, and business owners to develop personalized financial strategies that align with their goals, values, and priorities. Cynthia's expertise spans college education planning, divorce transition planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Cynthia holds a Bachelor's Degree from Northeastern University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She communicates fluently in English and American Sign Language (ASL). Her approach emphasizes clear communication, long-term relationships, and understanding what matters most to each client, aiming to help them feel confident and empowered through every stage of life. Outside of her professional commitments, Cynthia has personal interests that include boating, cooking, golfing, hiking, music, running marathons, writing, and yoga.

Jules Narod is a Financial Advisor at Merrill Lynch Wealth Management, serving individuals, trusts, businesses, and foundations. He specializes in financial planning, complex portfolio management, operational and strategic cash management, custom lending, retirement plan consulting, and business exit planning. His role often includes collaborating with tax advisors, legal counsel, and other professionals to help clients achieve their financial objectives. Jules holds a Bachelor's Degree from Indiana University's Kelley School of Business, with a dual focus in Finance and Corporate Innovation/Entrepreneurship. He has earned professional designations as an Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). He is a member of the Pi Kappa Phi - Alpha Psi Chapter professional organization. Outside of his professional work, Jules is involved in the community through iMentor. His personal interests include travelling, skiing, training in Brazilian Jiu-Jitsu, and cooking with friends and family. He is fluent in English and Russian.

Emery Lehman is a financial advisor at Merrill with a Series 66 designation. He has one year of industry experience and previously worked at Bank of America, N.A. Prior to entering the financial industry, he was employed at Thornton Tomasetti. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Michael Sawyer is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since 1982, he has focused on helping high net worth individuals, families, and small businesses pursue their financial goals through consistent and personalized guidance. Michael leads a team whose core mission centers on building long-term, trusted relationships through a disciplined and transparent process that emphasizes goals-based wealth management. With over 40 years of experience, Michael and his team specialize in retirement and income planning, wealth preservation and transfer, investment and risk management, tax minimization strategies, and providing access to personal banking and liability management services. Their approach is designed to help clients articulate and prioritize life goals related to family, health, work, leisure, philanthropy, and finances. Michael holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Kenyon College. Outside of his professional work, Michael is involved in community initiatives including volunteering for the North Shore Special Olympics. He enjoys golf, tennis, swimming, biking, reading, and the arts. He lives in Northfield, Illinois with his wife, Beth, and has three adult children.

Kristina Noth is a financial advisor with Merrill in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has worked at Merrill since 2011 and concurrently with Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Kienzle is a Wealth Management Advisor with Merrill Lynch Wealth Management in Chicago, Illinois. He has more than 16 years of experience in the financial services industry, focusing on serving high- and ultra-high-net-worth individuals and families, as well as young professionals building wealth. Sean’s expertise includes corporate executive services, family wealth management strategies, legacy planning, executive compensation, education planning, philanthropic planning, tax minimization, portfolio management, and personal retirement planning. Sean holds a Bachelor’s degree from the University of Michigan, where he completed a dual major in economics and psychology. He is also a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Throughout his career, Sean has worked with various financial institutions, including Fifth Third Bank, PNC Bank, JP Morgan Private Bank, and Merrill Lynch Wealth Management. He leverages Merrill Lynch’s tools, technology, and collaboration with specialists and clients’ professional advisors to develop tailored financial strategies that address clients’ complex needs. Outside of his professional work, Sean resides in Chicago’s Lincoln Park neighborhood with his wife and son. He is involved in several community organizations, including serving as a board member for the Chicago Coalition for Family Building. Sean participates in local groups such as After School Matters, Braven, Literacy Chicago, and the AIDS Foundation of Chicago. Additionally, he is a member of the Executives’ Club of Chicago and The Arts Club of Chicago. In his free time, Sean enjoys a range of sports and outdoor activities, including skiing, soccer, hiking, as well as reading and engaging with the arts.