Gregory Leahy is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. Since joining Merrill in 1991, he has focused on assisting clients with constructing customized investment portfolios tailored to meet their growth and income objectives while emphasizing risk management. Greg works with a diverse clientele, including corporate executives, professionals, medical practitioners, and families, helping them simplify complex financial decisions and proactively prepare for their future. Greg holds the Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Planning CounselorSM (CRPC) professional designations. He earned a bachelor's degree in Accounting from Indiana University. His advisory expertise spans areas such as college education planning, family wealth management strategies, legacy planning, retirement income, tax minimization, and portfolio management services. Outside of his professional role, Greg enjoys several personal interests including go-karting, water skiing, and car enthusiasm, participating in the Cincinnati Concours d’Elegance. He is a father to a young son, a son in high school, and a daughter in college.

Samantha Ray is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has been with Merrill since 2016 and previously worked at Bank of America for one year. She also has experience from Capital University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristin Fedders is a financial advisor with Merrill in Cincinnati, OH, holding Series 63 and Series 66 licenses and having 20 years of industry experience. She previously worked at Morgan Stanley and Citigroup Global Markets. Outside of her advisory role, she is an independent distributor for Advocare, a health and wellness company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Mark Ryan is a financial advisor at Merrill with over 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1995 and Bank of America since 2009. Outside of his advisory role, he serves on the investment committee for St. Xavier High School and is a board member of the National Underground Railroad Freedom Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, and institutional investors.

Joseph Spicer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings over 29 years of financial market experience to his role, focusing on delivering disciplined planning and investment services to his clients. Joe has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Portfolio Manager (CPM), and Personal Investment Advisor (PIA). He completed his Certified Portfolio Manager designation through the Academy of Certified Portfolio Managers, with coursework at Columbia University's Industrial Engineering & Operations Research Department in 2018. He holds a Bachelor's Degree from the University of Cincinnati. By carefully listening to clients' current situations, concerns, and future objectives, Joe creates customized financial strategies designed to meet their desired outcomes. His approach emphasizes patience, thoroughness, and adaptability, grounded in time-tested investment principles suited to evolving economic conditions.

Cynthia Yozwiak is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Baumgartner is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides comprehensive wealth planning services tailored to clients' unique ambitions and personal priorities. His work focuses on helping clients pursue goals such as funding education, planning for retirement, covering potential healthcare costs, and achieving long-term family objectives. Nicholas holds multiple professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from Xavier University.

Krystal Kirk is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2012. Kirk serves as a board member of the Brookside Swim and Tennis Club, a civic league focused on community maintenance and event planning in Cincinnati, Ohio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Zachary Martin is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families with family wealth management strategies, personal retirement planning, and portfolio management services. His areas of expertise include retirement planning, investment management, tax efficient strategies, wealth accumulation, and distribution planning. Zachary holds a Bachelor's degree from the University of the Cumberlands and has earned professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on providing personalized, proactive guidance designed to support clients' long-term financial goals. Outside of his professional work, Zachary enjoys adventure sports, baseball, camping, hiking, and spending time with his family.

Alissa Vanselow is a Series 66 licensed financial advisor at Merrill with four years of industry experience. She has worked at Merrill since 2021 and previously was involved with Roof Guard Roofing for two years. She spent eleven years as a stay-at-home parent before starting her advisory career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Allison Cogburn is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at US Bank, Boaz CO of Ohio, and PNC Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Tina Pasternak is a Financial Advisor at Merrill Lynch Wealth Management based in Cincinnati, Ohio. With over 15 years of experience in the financial industry, she specializes in guiding individuals and families through financial planning complexities, including wealth management, retirement income strategies, college education planning, and divorce financial analysis. Tina holds designations as a Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA). Tina attended California State University in Bakersfield where she earned All-American NCAA Swimming honors in 2001, 2003, and 2004 and was on the Academic Dean's List in 2004 while studying psychology. She holds a high school diploma from Los Alamos High School. Her approach as a financial advisor focuses on listening closely to clients' priorities to develop personalized financial plans that aim to grow and preserve wealth effectively. In addition to her advisory role, Tina is involved in community initiatives including Habitat for Humanity's Greater Cincinnati Area Women Build 2025 committee and the Dress for Success Greater Cincinnati fashion shows in 2025 and 2026. Outside of work, she enjoys gardening, painting, and spending time with her family.

J Degroft is a Wealth Management Advisor with Merrill Lynch Wealth Management, supported by a team known as The Renie DeGroft Arthur Hall Group. They provide customized wealth management advice and fiduciary services to high net worth individuals and institutional clients. J Degroft has over 35 years of experience with Merrill. His areas of expertise include investment management, fiduciary services, retirement income planning, wealth structuring, college funding, lending, and tax minimization strategies. He holds professional designations such as Certified Investment Management Analyst (CIMA) and Certified Plan Fiduciary Advisor (CPFA). J Degroft earned a bachelor's degree from the University of Dayton and completed executive education programs at the University of Pennsylvania's Wharton School of Business and Harvard University. His team utilizes resources from both Merrill and Bank of America to create customized investment portfolios tailored to clients' risk and return objectives. Outside of his professional responsibilities, J Degroft volunteers coaching special needs hockey with the Cincinnati Cyclones Special Hockey Program. He resides in Mason, Ohio, and focuses on working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Kerri Boss is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Jennifer Hall is a financial advisor with Merrill in Cincinnati, OH, holding a Series 63 designation and 25 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2015. Outside of her advisory role, she serves as president of the Northeast Women's Republican Club, where she organizes meeting agendas and represents the club at state meetings. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage and custody services. The firm integrates closely with Bank of America affiliates and emphasizes manager selection, tax-efficient strategies, and a variety of program options for client and advisor discretion.

Nicole Wulker is a financial advisor at Merrill with over 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2000. Outside of her advisory role, she is an owner of rental properties in Cincinnati, Ohio. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Stephanie Stegmuller is a Financial Advisor at Merrill Lynch Wealth Management, bringing over 16 years of experience in the financial services industry. She offers comprehensive wealth management strategies, focusing on areas such as college education planning, family wealth management, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Stephanie began her career with a niche in qualified plans and has since expanded her expertise to cover broader financial planning, investments, retirement, and estate planning services. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Stephanie earned her high school diploma from Colerain High School. Outside of her professional role, Stephanie enjoys cooking, gardening, interior decorating, playing pickleball, traveling, practicing yoga, and spending time with her husband and four children.

Lauren Beckert is a Wealth Management Advisor with Merrill Lynch Wealth Management who began her career at Merrill in 2010. She focuses on developing long-term financial strategies tailored to each client’s unique financial situation, prioritizing their cash-flow needs and risk tolerance at every stage. Lauren works with clients to construct and monitor customized investment portfolios aimed at balancing growth, income, and risk management. Her areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement income, philanthropic planning, tax minimization, and portfolio management services. Lauren earned her CERTIFIED FINANCIAL PLANNER® certification in December 2018 and holds a Bachelor’s degree from Miami University. In addition to her professional pursuits, she spends time with her family, enjoys kickboxing and ballet, and participates in community service activities.

Maxwell Festa is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Spot Health, Unilever, Cintrifuse, Oakley/Luxottica, Cedar Fair, and Chick-fil-A. He attended Xavier University from 2021 to 2025. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Cimis is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his career in financial services in 1993 and joined Merrill Lynch in 1992. Andrew provides clients with a comprehensive wealth management approach, focusing on creating strategies tailored to individual needs through careful listening and informed decision-making. Andrew holds several professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor’s degree in Philosophy from Siena College. His experience encompasses wealth management, investment management, retirement income planning, asset preservation, and risk management. Outside of his professional role, Andrew lives in Terrace Park, Ohio with his wife Michelle and their two children, Lauren and Nicholas. His personal interests include adventure sports, boating, camping, fishing, ice hockey, reading, spending time with family, watching movies, and woodworking.