Evan Eastman is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 15 years of industry experience. His career has been devoted to serving business owners, executives, and high net worth families. Prior to joining Merrill Lynch, Evan spent over four years traveling the country hosting financial strategy seminars and retirement planning sessions for corporate executives and their employees. He works with clients to provide personalized wealth management strategies that align with their goals and changing market conditions, with access to investment insights from Merrill and banking services from Bank of America. Evan's expertise includes portfolio management, wealth transfer and allocation, retirement and estate planning, personal banking, and concentrated stock risk management. He and his team prioritize understanding each client's unique situation and objectives in order to develop customized approaches to wealth preservation and growth. Evan holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of South Florida and completed an accredited certificate program at Yale School of Management. In addition to his professional pursuits, Evan participates in various community organizations such as the American Heart Association, Habitat for Humanity, Keep Tampa Bay Beautiful, and the Salvation Army. He is active in numerous professional and social organizations including Rotary Club of Clearwater and Toastmasters International. Outside of work, Evan enjoys boating, cooking, dancing, music, reading, singing, swimming, traveling, watching movies, and spending time with his family.

Amanda Atwood is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2017 and previously spent four years at Tory Burch. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Maximillian Peddie is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. With over half a decade of experience in the financial industry, Maximillian specializes in a range of services including executive compensation, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management, small business strategies, special needs planning, tax minimization, and retirement income. He and his team focus on delivering a comprehensive client experience by offering various financial products and services alongside in-depth education. Maximillian holds a Bachelor's Degree from the University of New Mexico and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Originally from Texas, he currently resides in Tampa, Florida, where he and his team work to create personalized strategies that align with clients' financial goals and perspectives. Outside of his professional work, Maximillian is involved with the Dunedin Stirling Soccer Club and participates in several adventure and outdoor activities such as boating, camping, dancing, fishing, golfing, hunting, and soccer. He also values spending time with his family.

Kimberly Zerbarini is a financial advisor with Merrill in Clearwater, FL, holding a Series 66 designation and bringing 17 years of industry experience. She has been with Merrill since 2014 and concurrently affiliated with Bank of America since 2018. Outside of her advisory role, she serves as a power of attorney in fiduciary capacities for private individuals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, and charitable organizations.

Alberta McEuen is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She began her career there in 1984 and is a CERTIFIED FINANCIAL PLANNER® (CFP) certified by the Certified Financial Planner Board of Standards, Inc. Alberta holds a bachelor's degree from Texas A&M University. Her expertise includes college education planning, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, special needs planning strategies, women and wealth, tax minimization, and retirement income. Throughout her career, Alberta has been recognized in Forbes' "Best-in-State Wealth Advisors" list from 2019 through 2026, as well as in the "America's Top Women Wealth Advisors" lists. She has served on several charitable boards in Pinellas County, including the Lighthouse for the Visually Impaired, and was a former president of the Resource Center for Women. Alberta balances her professional work with personal interests such as adventure sports, boating, hiking, horseback riding, and traveling. She also values spending time with her family.

Sherry Wegmuller is a financial advisor at Merrill with 27 years of industry experience. She holds the Series 63 and Series 66 designations. Wegmuller has been with Merrill since 1998 and also works with Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Robert Hudson is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing together the full capabilities of Merrill and Bank of America to help clients align their investments, banking, lending, and retirement planning into a coordinated strategy. With more than 30 years of experience in financial services and having been with Merrill since 2000, he works closely with individuals and families to simplify complex financial lives and bring clarity to important decisions, particularly for those approaching or navigating retirement. His expertise includes working with entrepreneurs and business owners in growing and monetizing their businesses, as well as focusing on retirees and families preparing for the next chapter by preserving wealth and generating income. A significant aspect of his practice involves working with multiple generations of families to educate and engage future stewards of wealth. Additionally, he advises corporate retirement plans, helping both plan sponsors and participants improve retirement readiness and long-term outcomes. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Robert holds a Bachelor's Degree from National Louis University. Outside of work, he enjoys camping, gardening, hiking, music, spending time with his family, watching movies, and practicing yoga. He also participates in community volunteering activities.

Randall Marcum is a Wealth Management Advisor and Senior Vice President based in Clearwater, Florida. He focuses on understanding the needs and motivations of affluent families he works with, delivering integrated strategies that help further their financial priorities. Randall offers clients a wide range of services including portfolio construction, education planning, liability management, retirement and estate planning strategies, with an emphasis on developing lifetime retirement income streams. He also collaborates closely with businesses to customize retirement and cash management strategies. Randall holds multiple professional designations including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from Elon University. Randall works with specialists from Merrill and Bank of America to provide clients with comprehensive wealth management services that integrate investment insights, banking convenience, and lending solutions. Active in his community, Randall follows Merrill's tradition of participating in community service and volunteers with local organizations. His personal interests include baseball, boating, cooking, fishing, golfing, surfing, woodworking, and spending time with his family.

Gregory Slaton is a Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2018. His professional focus includes education planning, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Greg holds a Bachelor of Science degree in Exercise Physiology from The University of Tampa and has earned the Chartered Retirement Planning Counselor™ (CRPC®) designation as well as the Personal Investment Advisor (PIA) designation. He is engaged with the National Alopecia Areata Foundation as part of his community involvement. Outside of his professional work, Greg resides in St. Petersburg, Florida with his fiancée. His personal interests include gymnastics, music, running marathons, and watching movies.

Janet Zaloga is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has dedicated her entire 39-year career. She specializes in retirement, education, and estate planning services and focuses on educating clients to help them achieve their financial goals through personalized strategies. Janet holds a Bachelor's degree in economics from the University of Michigan and has earned the professional designations of Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her expertise encompasses areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Committed to community involvement, Janet follows the Merrill tradition of participating in local organizations, volunteering with groups including the Humane Society of Tampa Bay, Historic Tampa Theater, Raptor Center of Tampa Bay, and Maxx & Me Pet Rescue. She resides in Tampa, Florida, and has been married since 1984, with her team serving clients in Clearwater, Florida, and Farmington Hills, Michigan.

David Carruthers is a Wealth Management Advisor at Merrill Lynch Wealth Management who has been serving clients since 2004. He specializes in wealth management, focusing on retirement income planning, health expense planning, wealth transfer, and succession planning strategies. Through Merrill's relationship with Bank of America, he also offers access to a range of banking, credit, and lending services. His client focus areas include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, individual and corporate investment strategy, tax minimization, and retirement income. David holds a dual bachelor's degree in finance and economics from the University of South Florida. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Raised in Illinois, he relocated to Tampa for his education. Outside of his professional work, David participates in triathlons and long-distance cycling races. He also coaches his children's tennis and Little League Baseball teams. He is involved in community work with organizations such as Johns Hopkins All Children's Hospital and Metropolitan Ministries.

Kirk Thiel is a Wealth Management Advisor at Merrill Lynch Wealth Management in Countryside, Florida. He has been with Merrill Lynch since 2017, following five years in the asset management industry. In his role, Kirk develops customized financial strategies for high-net-worth individuals, families, and business owners, focusing on creating financial plans aligned with their personal goals. His approach centers on goals-based planning, addressing key concerns such as abundance and legacy. Kirk's expertise includes family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Finance and Real Estate from Florida State University and maintains professional designations as a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Kirk is affiliated with the Florida State University Alumni Association and the Tampa Bay Seminole Club. Outside of his professional work, Kirk is engaged in his local community and volunteers with organizations in the area. He enjoys basketball, boating, football, skiing, traveling, and spending time with his wife Stephani and son Everett in St. Petersburg.

Reem Heikal is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2020 and previously worked at Bank of America and Dreambee LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Akemi Bove is a Wealth Management Advisor with extensive experience in the financial services industry, having started her career in 1997. She works with a focus on helping clients with areas including college education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. Akemi's professional expertise includes investment management, retirement planning, concentrated stock strategies, and legacy planning, supporting executives, business owners, families, and divorcees through financial transitions. She holds a Bachelor's degree from Kwansei Gakuin University in Japan and has earned several professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). Akemi is affiliated with the CFP Board of Standards, Inc. and is fluent in English and Japanese. Committed to community involvement, she has volunteered with Volunteer Way since 2011. She resides in Pasco County with her husband and two daughters. Outside of work, Akemi enjoys cooking, gardening, music, and reading.

Thomas Meachum is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1999. He specializes in creating personalized strategies for high-net-worth individuals, families, small businesses, and retirees, focusing on areas such as family wealth management, retirement income, tax minimization, legacy planning, and portfolio management services. As a qualified Portfolio Manager in the Merrill Investment Advisory Program, he manages personalized or defined strategies that may incorporate individual stocks, bonds, Merrill model portfolios, and third-party investment options on a discretionary basis. Mr. Meachum holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, the CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®) designation from the National Association of Plan Advisors, and professional designations including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). He earned both his Bachelor of Science in Business Management and Master of Business Administration (MBA) from the University of Tampa. Thomas collaborates with clients' other professionals, such as attorneys and CPAs, to provide comprehensive retirement and estate planning services and to review the tax efficiency of investment portfolios. In addition to his professional work, Thomas Meachum lives in Palm Harbor with his wife and children. He is involved with community organizations including Journey Church and The University of Tampa. He has previously served on the University of Tampa’s Board of Trustees and held leadership roles in local churches. Outside of work, Thomas enjoys activities such as golfing, skiing, traveling, mentoring, coaching, and spending time with his family.

Albert Schreck III is a financial advisor with Merrill in Clearwater, FL, holding Series 63 and Series 65 designations and 45 years of industry experience. He has worked at Merrill since 1980 and has been affiliated with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Vicki Morgan is a financial advisor at Merrill with 31 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1992. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Eileen Thompson is a financial advisor with Merrill in Clearwater, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 1995. Outside of her primary role, she serves as a power of attorney for a non-investment-related entity in Green Cove Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Raymond Mckenney is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He has been assisting clients with financial decisions since 2010 and joined Merrill in 2018. Raymond holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Personal Investment Advisor (PIA) designation. He also maintains Series 6, 7, 63, and 66 registrations with the Financial Industry Regulatory Authority (FINRA). Raymond works with individuals, families, and business owners to develop tailored strategies that support their financial goals and long-term vision. His areas of focus include retirement income planning, wealth management, estate planning strategies, legacy planning, liquidity management, and personal retirement planning. He aims to simplify complex financial decisions and collaborates with tax and legal professionals to provide a cohesive planning experience. He attended the University of South Florida - Saint Petersburg, though no degree was conferred. Outside of work, Raymond enjoys traveling, attending sporting events, fishing, boating, baseball, golfing, and spending time with his family. He lives in St. Petersburg, Florida, with his wife, Erica, and their two children, and is actively involved in youth coaching and mentoring within his community.

Jean Pierre Di Vito is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on providing clients with personalized wealth and investment strategies tailored to their specific financial goals. His approach integrates investment research from Merrill and banking and lending solutions from Bank of America to deliver individualized plans designed for long-term success. Jean Pierre and his team possess extensive experience in wealth management strategies, including wealth transfer and allocation, retirement and estate planning services, banking, and managing concentrated stock risk. Collectively, their professional team brings more than 55 years of industry experience and maintains a commitment to understanding clients' unique situations to preserve and grow their wealth through innovative and sophisticated strategies. He holds a Bachelor's Degree from LaSalle University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jean Pierre is involved with various professional organizations such as the All Children's Foundation, Florida Orchestra, Keep Tampa Bay Beautiful, La Salle University Alumni, National Audubon Society, and St Petersburg Opera. Additionally, he contributes to the community as a volunteer with the American Red Cross and Habitat for Humanity.

Richard J. Cotton is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in financial services. As a Senior Portfolio Manager, he manages discretionary portfolios through his own personalized or defined strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His approach focuses on family wealth management, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income strategies. Rick Cotton holds the Chartered Financial Analyst® (CFA®) designation, along with certifications as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Florida and a master's degree from Nova Southeastern University. A lifelong resident of Florida, he is married and has two grown daughters. In addition to his professional work, Richard is active in community service through participation in organizations such as Rotary. His personal interests include fishing, football, and traveling.

Bethany Bedy is a financial advisor with Merrill in Clearwater, FL, holding a Series 66 designation and 24 years of industry experience. She has worked at Merrill since 2000 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angelina Day is a Financial Advisor at Merrill Lynch Wealth Management. She partners with clients including small business owners, entrepreneurs, young professionals, and women to offer proactive guidance and clear strategies aimed at building, preserving, and managing wealth. Angelina assists clients with a range of financial needs such as college education planning, family wealth management, legacy planning, liquidity management, personal retirement planning, small business strategies, and tax minimization. Angelina holds a Bachelor's Degree from the University of Florida and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her professional involvement includes participation in organizations such as the Heavener Leadership Challenge, Leadership Development Program, Safety Harbor Chamber of Commerce, and Tampa Women for Good. Beyond her professional work, Angelina contributes to several community organizations including Miami-Dade County Animal Services, Peaceful Paths Domestic Abuse Network, Second Harvest Food Bank of Central Florida, and Tampa Bay Humane Society. Her personal interests include chess, cooking, gardening, golfing, pickleball, reading, running, sewing, traveling, and volleyball.

Samant Sharma is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Samant organizes client wealth to empower achievement of desired life goals and brings a straightforward, client-focused approach to managing portfolios and addressing financial well-being. With experience serving a diverse clientele including physicians, entrepreneurs, corporate executives, and retirees nationwide, Samant specializes in areas such as college education planning, corporate benefits, family wealth management strategies, philanthropic planning, and services for endowments and non-profits. He maintains proactive client communication to manage lending solutions, insurance needs, estate planning, and tax considerations, drawing on the resources of Merrill and Bank of America. Samant earned a Bachelor's Degree from the University of Nebraska System and completed an Accredited Certificate Program at Boston University. He speaks English, Hindi, and Spanish. Outside of his professional role, Samant's personal interests include running, traveling, and yoga.

Daniel Montana is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with clients to define their financial goals and develop personalized investment strategies tailored to their individual needs. His approach involves providing ongoing advice and adjusting portfolios in response to changes in clients' situations. Daniel's areas of expertise include college education planning, employee benefits planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a High School Diploma from Brick Township High School and communicates with clients in both English and Spanish. Outside of his professional work, Daniel enjoys cooking, running marathons, playing soccer, spending time with his family, traveling, and watching movies. The discipline and dedication required in endurance sports reflect the approach he brings to assisting clients in pursuing long-term financial success.

David Schreck serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2006, providing financial advisory services to his clients. His expertise is supported by his professional designations, including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). David earned his bachelor's degree in finance from Auburn University, graduating cum laude. Alongside his professional commitments, he is an instrument-rated pilot and engages in boating, mountain biking, and traveling. He resides in Clearwater Beach, Florida, with his wife and two daughters.

Derek Holstein is a Financial Advisor at Merrill Lynch Wealth Management who specializes in wealth management, retirement planning, and comprehensive financial planning. He focuses on helping individuals, families, and business owners achieve their financial goals through personalized strategies tailored to their unique circumstances and long-term aspirations. Derek's approach centers on building meaningful relationships and providing thoughtful guidance, objective advice, and ongoing support to empower clients at every stage of their financial journey. Since beginning his career with Merrill Wealth Management in 2018, Derek has developed expertise in managing and preserving wealth through disciplined investment guidance and personalized planning. He holds the Certified Private Wealth Advisor® (CPWA®) designation, reflecting his commitment to serving the sophisticated needs of high-net-worth clients. Additionally, he has earned the Personal Investment Advisor (PIA) credential. Derek graduated from Florida State University with a Bachelor's degree in Finance and a minor in Entrepreneurship. Outside of his professional work, he enjoys activities such as baseball, boating, cooking, fishing, football, golfing, music, reading, running, and spending time with his family.

Michael Works is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 1996, he has focused on providing financial strategies to help individuals, families, and businesses achieve both their short and long-term goals. He is a member of the Carlson Group, a goals-based wealth management team that serves clients across the country with portfolio management strategies tailored to their objectives. The team provides services designed to assist with wealth acquisition, growth, preservation, and transfer. Michael earned the CERTIFIED FINANCIAL PLANNER® (CFP®) designation from the Certified Financial Planner Board of Standards, Inc. in 2002. He is also a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Michael graduated from the University of Missouri and holds a bachelor's degree. Prior to his financial career, he earned the designation of United States Marine in 1983. He lives in Odessa, Florida, with his wife Amy and their two children. Outside of his professional commitments, Michael enjoys spending time with his family, following sports teams, and playing golf.

Brandon Barrett is a Financial Advisor at Merrill Lynch Wealth Management and a partner of the Hughes Thiel and Associates Team. He specializes in providing personalized wealth management strategies for business owners and families. Brandon focuses on creating tailored financial plans that align with individual goals, whether related to retirement, business planning, investment management, or estate planning services. His areas of expertise include Divorce Transition Planning, Family Wealth Management Strategies, Personal Retirement Planning, Portfolio Management Services, and Individual and Corporate Investment Strategy. Brandon holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida State University. Outside of his professional work, Brandon enjoys baseball, basketball, fishing, golfing, pickleball, and spending time with his family. He emphasizes understanding clients' priorities to develop collaborative and personalized financial strategies.

Daniel Stout is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he delivers comprehensive wealth management services with a focus on retirement and estate planning, asset preservation, cash flow management, and tax minimization strategies. His expertise extends to providing guidance on various credit products through Bank of America, leveraging his background as a Private Banker to address both asset and liability management for clients. Daniel works with a range of client focus areas, including college education planning, divorce transition planning, executive compensation, family wealth management, legacy planning, liquidity management, small business strategies, and retirement income planning. Daniel earned his bachelor's degree from the University of South Florida. He holds several professional designations, including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also involved in community activities such as Career Village. Outside of work, Daniel enjoys outdoor activities including biking, running marathons, swimming, golf, camping, fishing, scuba diving, and traveling. He spends his personal time with his wife and children, embracing an active lifestyle.