John Negrete III is a Wealth Management Advisor specializing in retirement plan consulting for 401(k) and 403(b) plans. He works closely with CFOs, HR Directors, Executive Directors, and small to mid-market business owners to design and improve retirement plans aimed at helping employees and business owners achieve retirement readiness. His work involves evaluating plans, benchmarking, fund screening, and providing fiduciary consulting services, with a focus on succession and exit planning, plan conversion and implementation, and employee investment education. John holds a bachelor's degree from the University of California, Los Angeles (UCLA) and holds several professional designations, including Certified 401(k) Professional (C(k)P), Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He offers services through Merrill Lynch Wealth Management, providing access to fiduciary services, banking products from Bank of America, and Private Bank trust services. Originally from San Diego, John is multilingual, speaking Spanish, Korean, and English. He is involved in various community organizations such as Adventures Ahead, Boyle Heights Community Partners, and the Doug Flutie, Jr. Foundation for Autism, reflecting his commitment to giving back. John resides with his wife and four children, supporting causes related to Autism Spectrum Disorder and cognitive disabilities.