Jorge Maquilon is an International Wealth Advisor at Merrill Lynch Wealth Management. He began his career in international banking, working for nine years at Santander Private Banking in Miami. During this time, he held roles including fixed income trader and banker covering multiple Latin American countries such as Mexico, Venezuela, Argentina, and Chile. Jorge joined Merrill Lynch Wealth Management in 2007 and focuses on International Wealth Management, Managing New Wealth, and Sports & Entertainment. Jorge brings over 20 years of experience in asset and risk management, portfolio construction, financial strategies, and wealth management planning. He holds a Bachelor's Degree from Florida International University, a Master of Business Administration from the University of Miami, and a Master's Degree from Florida International University. Jorge is a Personal Investment Advisor (PIA) and is fluent in both Spanish and English. His approach emphasizes delivering personalized financial strategies tailored to clients’ risk tolerance, time horizon, liquidity needs, and overall investment goals. Outside of his professional work, Jorge enjoys chess, soccer, traveling, and spending time with his wife Silvia and their two daughters. He also participates in community volunteering, following Merrill's tradition of engagement in the communities they serve.

Victoria Corrigan Fine is a financial advisor with Merrill in Coral Gables, FL, holding Series 63 and Series 65 licenses. She has 38 years of industry experience and has worked at Merrill since 1987 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Chong Ling is a Series 66 licensed financial advisor with Merrill in Coral Gables, FL, with 37 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Muzzy Jackson is an International Wealth Advisor with Merrill Lynch Wealth Management. He joined the firm in 2010 following a 20-year career in Major League Baseball as a player, scout, and executive across the Royals, Reds, Diamondbacks, and White Sox organizations. In his advisory role, Muzzy specializes in developing disciplined financial strategies tailored for professional athletes, coaches, agents, executives, and other sports industry professionals, as well as their families and businesses. His expertise lies in addressing the unique financial needs of public figures while safeguarding their privacy. Muzzy holds a Bachelor of Science degree from Mercer University and a Master of Education from East Stroudsburg University. He also completed an internship with the NCAA National Office in Administration & Finance. He carries professional designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Muzzy participates in various charitable organizations and is an advocate for youth athletics. He is affiliated with several professional groups, including the Buck O’Neil Scouts and Coaches Association, Kappa Alpha Psi Fraternity, Inc., Mercer University Alumni Association, and the Minority Baseball Prospects (MBP) Helping Hands Foundation.

Eduardo Gonzalez is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 designations. His career includes over three decades at Merrill and nine years at Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ruth Gonzalez is an International Wealth Advisor and Senior Vice President with Merrill Lynch Wealth Management. She specializes in providing goals-based wealth management to affluent families, accomplished professionals, and successful business owners. Fluent in English and Spanish, Ruth focuses on delivering personalized financial strategies tailored to each client's unique objectives, drawing on her expertise in areas such as legacy planning, liquidity management, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income planning. Ruth holds a Bachelor's Degree from Florida International University and an MBA with a focus on Finance and Marketing from the University of Miami. She is also a designated Personal Investment Advisor (PIA). Committed to building long-lasting client relationships, Ruth works with a team of specialists to offer customized advice and a disciplined investment approach. Her professional philosophy centers on helping clients develop flexible strategies that align with their long-term goals. Beyond her professional work, Ruth participates in community activities, including volunteering with organizations such as FhedeCristo. Her personal interests include boating, painting, photography, pickleball, running, soccer, and writing.

Michelle Diaz is a financial advisor at Merrill with 25 years of industry experience and holds a Series 63 designation. She has been with Merrill since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maryann Erdman is an International Wealth Advisor with Merrill Lynch Wealth Management. In her role, she provides wealth management services to clients, focusing on international financial matters. She holds the Personal Investment Advisor (PIA) designation, underscoring her expertise in investment advising. Maryann earned both her Bachelor's and Master's degrees from the University of Dallas.

Gabriel Guilarte Ramos is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he collaborates closely with clients to develop personalized financial strategies tailored to their long-term goals. He leverages the investment insights of Merrill alongside the banking and lending solutions of Bank of America to offer flexible wealth management approaches that adapt to changing market conditions. Gabriel holds a Bachelor's Degree from the University of Havana and a Master's Degree from Florida International University. He carries the Professional Investment Advisor (PIA) designation. Committed to community involvement, he participates in local organizations and volunteers his time in alignment with Merrill's tradition of community engagement.

Gonzalo De Quesada Jr. is a financial advisor with Merrill in Coral Gables, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been affiliated with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gabriela Adessi is an International Wealth Advisor and Portfolio Manager at Merrill Lynch Wealth Management with over 30 years of experience in private wealth management and trust services. She works extensively with multigenerational families and manages investments under complex trust structures. Gabriela provides traditional advice and guidance, as well as builds and manages personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She also manages strategies on a discretionary basis through the Firm's Investment Advisory Program. Gabriela holds a Bachelor's Degree from Florida International University and an MBA from Nova Southeastern University. She is a qualified Personal Investment Advisor (PIA) and is fluent in both Spanish and English. Gabriela is active in the Miami South Florida community, serving on the University of Miami's Citizen Board, United Way Professional Advisor Committee, and United Way Women United Group. She volunteers with Baptist Health South Florida's NICU, Habitat for Humanity, and His House Children's Home. Gabriela also founded and served as President of Bella Preemie Miracles, Inc., and has been involved with the Junior League of Miami and The Commonwealth Institute Advisory Board.

Rachel Kelley is a Private Wealth Advisor with Merrill Private Wealth Management, serving clients from offices in Boston, MA, and Miami, FL. She began her career with Fidelity Investments in 1993 before joining Merrill in 2000, where she co-founded The Kelley Group, a Private Wealth Management Team. Rachel holds the designations of CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned her bachelor's degree from Hartwick College. Rachel specializes in comprehensive wealth management strategies that include family wealth management, legacy planning, retirement income, philanthropic planning, and tax minimization. She works extensively with corporate executives, entrepreneurs, company founders, and multigenerational families, aiming to help clients articulate goals and make empowered decisions aligned with their long-term objectives. Her expertise is recognized through multiple honors, including repeated selections to Forbes' "Best-In-State Wealth Advisors," "America's Top Women Wealth Advisors," and Working Mother/Shook Research's "Top Wealth Advisor Moms." Beyond her professional work, Rachel is actively involved in community efforts, supporting the Carroll School for Language Based Learning Disabilities. In her personal time, she enjoys traveling with her family, boating, cooking, golfing, skiing, swimming, tennis, yoga, and reading.

Michael Persinski is a Managing Director and Private Wealth Manager with Merrill Private Wealth Management, bringing over three decades of investment management experience. He specializes in creating customized asset allocation and investment portfolios for ultra-high-net-worth individuals, their private companies, and foundations. His expertise covers multiple asset classes, including fixed income, global equities, private equity, real estate, and hedge funds. Additionally, he is experienced in capital markets capabilities for both opportunistic investing and hedging. Before joining Merrill Private Wealth Management, Michael spent 18 years with Citi Private Bank, where he managed the Investment Division for the Eastern Region and served on the Executive Committee for Investments. His early career includes senior portfolio management roles at NationsBank and First Union Bank. He holds an MBA with a concentration in Investments from the University of Pittsburgh and a bachelor's degree in Finance from the University of Maryland. Michael is a Chartered Financial Analyst (CFA) charterholder and is a member of the Miami CFA Society. Michael enjoys playing golf and is a member of the Washington Golf and Country Club. He values spending time with his family and has interests in ice hockey and reading.

Daniel Halley Wright is a financial advisor with Merrill, holding a Series 66 designation and 12 years of industry experience. He has worked at Merrill since 2013 and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angel Ferrer is a Private Wealth Advisor at Merrill Private Wealth Management in Coral Gables, Florida. He serves as the primary point of contact for ultra-high-net-worth families, working closely with a team of specialists to provide a comprehensive range of financial services, including investment management, personal banking, customized lending, wealth management planning, trust and estate services, and brokerage services. With over 35 years of experience in finance, Mr. Ferrer has held positions at prominent institutions such as Citi Private Bank, Wachovia Wealth Management, Northern Trust Bank of Florida, and Barnett Bank. He also served as Director of Investor Relations for UniCapital Corporation, where he played a key role in executing a $532 million initial public offering. He began his banking career in 1986 and graduated with a Bachelor of Science degree in Finance from the University of Miami in 1985. Mr. Ferrer holds the Personal Investment Advisor (PIA) designation and is fluent in Spanish and English. Mr. Ferrer is a member of the Board of Directors of Voices for Children Foundation, a nonprofit organization focused on improving outcomes for children in foster care in Dade County. In his personal time, he enjoys boating, golfing, and traveling.

Ruben Trenche Olivero is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Inc. for 23 years and holds a Series 66 designation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John O'rourke III is a CFP® professional at Merrill with two years of industry experience. Prior to joining Merrill, he spent seven years at First American Bank and over two decades at Montica Corporation. He is a co-owner of a family-operated retail jewelry business and serves as a board member for both the Estate Planning Council of Greater Miami and the Coral Gables Chamber of Commerce Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.