Ramon Smith is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has built a career spanning over 30 years focused on providing financial strategies grounded in trust and transparency. Ramon begins each client relationship with a Personal Wealth Analysis (PWA) to establish a clear roadmap tailored to the client's growth and risk management goals. His expertise includes navigating changing market conditions through a disciplined, results-oriented approach. Ramon specializes in areas such as college education planning, corporate benefits, institutional investment consulting, and employee financial health. He values building long-term relationships and aims to be a steady resource for clients during life transitions. Ramon holds professional designations including Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He obtained his high school diploma from Bouge Chitto High School. In addition to his professional work, Ramon participates in community volunteering aligned with the Merrill tradition of community involvement. His personal interests include adventure sports, baseball, gardening, family time, table tennis, tennis, and volleyball.

Henry Medina is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial plans tailored to their unique ambitions, including education funding, retirement planning, and managing potential healthcare costs. His approach emphasizes understanding clients' individual perspectives and priorities to create transparent and straightforward wealth management strategies. Medina holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from A C Jones, an Associate's Degree from Coastal Bend College, a Bachelor's Degree from the Texas A&M University System, and completion of an Accredited Certificate Program at Southern Methodist University.

Catherine Polinard is a Financial Advisor at Merrill Lynch Wealth Management, where she partners with high-net-worth individuals and families to manage complex financial landscapes, including tax considerations and long-term wealth planning. She focuses on helping clients preserve and strategically position their assets to create lasting, multigenerational impact. Catherine's client focus includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, philanthropic planning, and serving endowments, foundations, and non-profits. With more than 15 years of experience in business and finance, Catherine takes a comprehensive, goals-based approach to planning that centers on her clients' unique circumstances and priorities. As a fee-only advisor, she commits to acting in her clients' best interests, providing personalized guidance and tailored strategies. Catherine earned a Bachelor's Degree from Texas A&M University and holds the Personal Investment Advisor (PIA) designation. Outside of her professional role, Catherine is involved in several community organizations, including 100 Women of the Coastal Bend, the American Heart Association, Coastal Bend Food Bank, Communities In Schools of the Coastal Bend, and Ronald McDonald House. Her personal interests include adventure sports, biking, boating, camping, hiking, pickleball, traveling, and spending time with her family.

John David Hampton is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been serving clients since 1999 and joined Merrill Lynch in 2005. His role includes managing individual wealth through multiple and complex market cycles, and as a Senior Portfolio Advisor, he manages custom investment strategies on a discretionary basis. John David works primarily with high-net-worth individuals and families, focusing on understanding their financial situations, risk tolerances, time horizons, and liquidity needs to develop aligned financial strategies. He integrates personalized service with investment insights from Merrill Lynch and access to banking services through Bank of America. John David holds the CERTIFIED FINANCIAL PLANNER4 professional certification and a bachelor's degree from the University of Kentucky, obtained in 1998. His expertise encompasses various financial planning areas including college education planning, family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management, tax minimization, and small business strategies. He has been recognized as a member of The Bielski, Bielski & Hampton Group on the Forbes "Best-in-State Wealth Management Teams" list for multiple years. Outside of his professional work, John David and his wife, Julie, have three sons and are active in their community and church, First Baptist Church in Corpus Christi, TX. As an Eagle Scout, he serves as an adult leader with the Boy Scouts and Cub Scouts of America. He is also involved in community initiatives such as Making Strides Against Breast Cancer with the American Cancer Society and Scouting for Food with the Corpus Christi Food Bank.

F Glen Bielski is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads The Bielski, Bielski & Hampton Group, providing financial advice to individuals, families, and their businesses by focusing on their short and long-term financial objectives. The group manages a range of services including discretionary portfolio management, customized investment strategies using individual stocks, mutual funds, and ETFs, as well as banking services, loan management, and mortgage financing. As a Portfolio Manager, Glen also manages personalized and defined strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Glen began his financial services career with Merrill Lynch Wealth Management in 1979. He holds a Bachelor's Degree from Wayne State University in Detroit, Michigan, and served in the US Navy. Over the years, the group has overseen assets exceeding $685 million as of January 2026. Glen has been married for over 50 years to Peggy Bielski and has three children: Greg, Brent, and Brianna. His client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, tax minimization, and retirement income. Glen holds the Personal Investment Advisor (PIA) designation.

Kim Sheets is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 30 years of experience in financial advising, beginning his career in 1984 at Merrill Lynch and has since returned to the firm to continue his professional work. Kim specializes in wealth accumulation, portfolio preservation, income distribution planning, investments, portfolio and retirement planning, insurance, and estate planning. He maintains ongoing communication with clients through regular portfolio review meetings and conference calls. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification along with FINRA Series 3, 7, 8, 63, and 65 securities registrations, and licenses in life, health, and variable annuities. Kim earned a High School Diploma/GED from Louisiana State University. Outside of work, Kim enjoys golf, clay target sports, hunting, and spending time with his wife, Dena, and their two daughters.

Luciano Salazar is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2005 and is a member of the McCracken Salazar Group, which focuses on understanding every aspect of clients' financial needs and life goals to customize retirement strategies, financial strategies, education funding, and legacy planning. His client focus areas include college education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. Mr. Salazar began his career in the financial market in 1998. Prior to joining Merrill Lynch, he worked as an institutional bond salesman for Banc of America Securities, LLC in Charlotte, North Carolina, and Los Angeles, California. He holds a Bachelor of Science degree in Management Science with a Minor in Economics from the Massachusetts Institute of Technology (MIT) and has earned the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is fluent in Spanish and English. He serves as an Education Counselor for MIT and is a member of the Rotary Club of Corpus Christi. Luciano resides in Corpus Christi, Texas, with his wife, Corina, and their five children. His personal interests include basketball, football, and spending time with his family.

Rebecca Rossner is a financial advisor at Merrill with 28 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Rossner holds Series 63 and Series 65 registrations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charities.

Anne Hale is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career with Merrill Lynch in February 1999 as a client associate and transitioned to a Financial Advisor role with the McCracken Salazar Group in 2014. Her areas of focus include Personal Retirement Planning, Portfolio Management Services, and Women and Wealth. Anne earned a Bachelor of Science in Business Administration from Texas A&M University-Corpus Christi and holds a certification in Secondary Education. She also holds the designation of Personal Investment Advisor (PIA). Anne resides in Corpus Christi with her significant other, John. Outside of her professional work, Anne is involved with the Humane Society of Aransas Pass. Her personal interests include boating, cooking, dancing, fishing, spending time with family, surfing, and traveling.

Rogerio Silva is a Financial Advisor with Merrill Lynch Wealth Management based in Corpus Christi. After 25 years working as an engineer, he transitioned into financial advising to assist individuals and families in approaching retirement with confidence and a solid plan. He supports clients who value clear guidance and a long-term perspective as they work to achieve their financial goals. Rogerio specializes in managing new wealth, personal retirement planning, portfolio management services, and retirement income. His approach focuses on understanding clients beyond their portfolios, addressing how to organize retirement assets, create income strategies aligned with lifestyles, and manage tax and investment risks. He utilizes Merrill's investment resources and Bank of America's banking capabilities to develop personalized wealth management strategies. He holds a Bachelor's Degree from the Texas A&M University System and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Rogerio is also involved in community activities such as the Buc Days Leadership Program, Knights of Columbus - OLPH Catholic Church, and St. Helena Catholic Church Men's Club. In his personal time, he enjoys football, golfing, photography, spending time with family, and watching movies.

Edward Joos V is a financial advisor with Merrill in Corpus Christi, TX, holding a Series 66 designation and seven years of experience at the firm. His prior work includes roles at Academy Sports and Outdoors, Delmar College, and the Corpus Christi Hooks. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Bielski is a Senior Financial Advisor at Merrill Lynch Wealth Management where he also serves as a Portfolio Advisor. He began his career at Merrill Lynch in 2009, focusing initially on client profile maintenance. Over 15 years, Gregory has been involved extensively in investment research, identifying top-tier securities to assist clients in achieving their financial goals. His investment strategies include individual stocks, mutual funds, Separate Money Managers, Annuities, and Exchange Traded Funds (ETFs). In addition to traditional advisory roles, he coordinates Client Focus Events aimed at educating and engaging clients. Gregory earned his Bachelor of Science degree with a concentration in Finance from Trinity University in San Antonio in 2008. He holds the Personal Investment Advisor (PIA) designation. His client focus areas include legacy planning, personal retirement planning, portfolio management services, and retirement income. Gregory is part of The Bielski, Bielski & Hampton Group team that has been recognized on Forbes "Best-in-State Wealth Management Teams" lists for multiple years. Outside of his professional responsibilities, Gregory enjoys spending time with his wife Katie and their children Brooke and Lincoln. He is an avid outdoorsman who enjoys playing and coaching sports, hunting, and fishing, with a particular interest in saltwater angling. Additionally, he follows the Houston Texans football team.

Tony Martinez is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in investment consulting for defined contribution plans, personal retirement planning, portfolio management services, tax minimization, and retirement income. Tony works closely with clients to develop personalized wealth management strategies tailored to their changing financial needs and goals. Tony holds the professional designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He earned his high school diploma from William H Wells. Committed to community involvement, Tony follows Merrill’s tradition of volunteering with local organizations. Outside of work, he enjoys basketball, camping, football, golfing, hiking, music, singing, spending time with his family, and traveling.

Andrew Harlan is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping families and businesses achieve their financial goals. He focuses on college education planning, family wealth management strategies, and personal retirement planning, providing clients with tailored strategies aligned with their unique objectives. With a background in customer relations, financial planning, and business acquisition, Andrew brings a comprehensive approach to wealth management. He holds a Personal Investment Advisor (PIA) designation and earned a degree in Agricultural Business from Oklahoma State University. As a husband and father of two, Andrew values financial security and long-term planning for families. Outside of his professional work, he enjoys fishing, golfing, hunting, and spending time with his family.

April Delgado is a financial advisor at Merrill with a Series 66 designation and has been with the firm since 2024. Her prior experience includes roles in healthcare and service industries in the Corpus Christi, TX area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kimberly Sellars is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked for UBS Financial Services Inc. for 12 years before joining Merrill in 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Teresa Flores is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been employed since 1994. She specializes in portfolio management and review, focusing on insurance products and employer retirement plans. Teresa is part of the Wise/Flores Team, which combines over 60 years of experience to provide clients with strategies tailored to their financial goals. Teresa holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She completed her high school education at Ingleside High School. Her client expertise includes areas such as Divorce Transition Planning, Education Planning, Services for Defined Benefit Plans, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Small Business Strategies, Women and Wealth, and Retirement Income. Beyond her professional work, Teresa has a longstanding commitment to community and education. She has served on the Ingleside Independent School District Board of Trustees since 1999, holding all officer positions, and was president of the Texas Association of School Boards in 2017/2018. Teresa is also a director on the Coastal Bend Food Bank and the San Patricio County Economic Development Corporation. She is married with two children and three grandchildren and enjoys baseball, football, reading, and spending time with her family.

Hannah Weaver is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. She has previously worked at Morgan Stanley, Equitable Advisors, and J. Spencer, among other roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of investors including individuals, high-net-worth clients, and institutional accounts.

Christie Nitzel is a financial advisor with Merrill in Corpus Christi, TX, holding a Series 66 designation and having one year of industry experience. Prior to joining Merrill in 2024, she worked in education for several years. She serves as Secretary of the Board for VolunTexas, a local charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Medina is a Senior Financial Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management. He has been with Merrill Lynch since May 1994, following in his father's footsteps. Stephen is a qualified Senior Portfolio Manager who manages personalized or defined investment strategies on a discretionary basis. These strategies may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Stephen earned a Bachelor of Business Administration degree from Texas A&M University-College Station in 1992. Outside of his professional work, he enjoys biking, golfing, hunting, and spending time with his family. He is married to the former Veronica Carrizales.

Kaushik Bhakta is a Senior Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2020 after four years at Edward Jones. He specializes in guiding families, business owners, and professional practices toward a wide range of financial objectives, including business succession, legacy planning, home financing, and establishing business lines of credit. His client base includes entrepreneurs, law firms, and family-owned businesses. Prior to his financial advisory career, Kaushik spent over 20 years managing, staffing, acquiring, and building hotels, beginning in his family's hotel business in the Corpus Christi area. This background provides him with insights into the wealth management challenges faced by business owners. His approach to wealth management is customized, flexible, and service-oriented, emphasizing close client relationships and ongoing communication. Kaushik was born in India and raised in South Texas. He attended the University of Houston, studying finance. He holds the Personal Investment Advisor (PIA) designation and is licensed with NMLS#2045273. Outside of work, he enjoys spending time with his family, watching football and basketball, and traveling with his wife. They have visited multiple continents, including Africa, Australia, Asia, and South America.

Sharon Squyres is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including LPL Financial, Cetera Advisor Networks, VOYA Financial Advisors, and NEXT Financial Group. Outside of her advisory role, she serves as Secretary of the San Patricio County Riding and Roping Club, a volunteer-run equine sports organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Joseph Wise Jr. serves as the Senior Resident Director at Merrill Lynch Wealth Management, bringing decades of experience to his role. He specializes in total portfolio management, asset allocation, and diversification strategies, applying his expertise to help clients pursue their financial goals. With a career spanning over 35 years at Merrill Lynch, Joseph has held significant leadership positions including Senior Financial Advisor and Senior Resident Director of the Corpus Christi office. His professional credentials include the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Joseph earned a Bachelor's degree from the University of Houston System and an Associate's degree from Del Mar College. Beyond his professional work, he contributes to the community through involvement with organizations such as Corpus Christi's Science and History Museum, Northwest Rotary, and the USS Museum Lexington On The Bay.

Jeffrey Wise is a financial advisor with the Wise/Flores Team at Merrill Lynch Wealth Management, focusing on client portfolio management. He brings a unique perspective to his role, drawing from his previous military service and diverse professional experiences. Jeff graduated from Mary Carroll High School in Corpus Christi, TX, in 2006 and served eight years in the United States Marine Corps as an infantry mortarman, including four deployments. Following his military service, he earned a Bachelor of Business Administration in Marketing from Texas Tech University. Jeff has held various marketing positions across nonprofit and corporate sectors throughout the United States. He holds the Personal Investment Advisor (PIA) designation and is actively involved in his community through organizations such as Rotary Corpus Christi Northwest, Scouting America, and the South Texas Botanical Gardens & Nature Center. Outside of work, Jeff enjoys running, surfing, and spending time with his family.

Kevin Mccracken is a financial advisor with Merrill in Corpus Christi, TX, holding Series 63 and Series 65 credentials and with 32 years of industry experience. He has worked at Merrill since 1994 and has been associated with Bank of America, NA since 2009. Outside of his advisory role, he serves in fiduciary capacities, including as an executor and power of attorney for family-related estates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Brianna Resendez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work history includes roles at Bank of America and Texas A&M University, as well as experience in retail and nonprofit sectors including Zara and the Art Museum of South Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Clark is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies tailored to clients' individual and family financial situations, goals, and changing market conditions. Stephen leverages the investment insights of Merrill and the banking services of Bank of America to offer a comprehensive approach to managing wealth. His areas of expertise include corporate executive services, divorce transition planning, employee benefits planning, family wealth management, services for endowments and non-profits, philanthropic planning, tax minimization, and retirement income. Stephen holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Trinity University. Committed to community involvement, Stephen follows Merrill’s tradition of volunteering and dedicates time to support local organizations. Outside of his professional role, his personal interests include biking, reading, running, and traveling.

Charles Hrissikopoulos is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that align with each client's unique financial goals and market conditions. Charles integrates investment insights from Merrill and banking services from Bank of America to support his clients’ financial plans. He holds a Personal Investment Advisor (PIA) designation and earned both a Bachelor's Degree and a Master's Degree from Texas A&M University. Charles is committed to community involvement and dedicates time to volunteering with local organizations, reflecting the Merrill tradition of active participation in the communities served.