Randy Carlson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been a team member since 1996. He leads the Executive Planning segment and focuses on delivering financial strategies tailored to long-term wealth plans. Randy has expertise in equity awards, retirement planning, and helps clients navigate volatile markets as they approach retirement and beyond. He holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is also certified as a Portfolio Manager through Merrill Lynch's Investment Advisory Program. Randy graduated from Texas Tech University with a bachelor's degree in business. He resides in Plano, TX, with his wife Hollie and their four sons. Outside of work, Randy volunteers by coaching his sons' sports teams, including baseball, soccer, and basketball.

Jeff Johnson is a financial advisor with Merrill based in Dallas, TX, holding a Series 66 designation and 23 years of industry experience. He has worked with Merrill since 2002 and has also been affiliated with Bank of America, N.A. since 2011. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage execution and custody services. The firm supports its investment management through various program strategies and maintains close integration with Bank of America affiliates and their capital-markets platform.

Emily Polito is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in wealth planning and retirement planning, with a focus on creating comprehensive, written financial plans that address the full financial picture of her clients. Emily helps clients prioritize and pursue their most important financial goals through personalized wealth management strategies. Emily joined Merrill in 2012 in the Wilmington, Delaware office. In 2017, she relocated to Dallas with her family. Her areas of client focus include college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, and supporting women and wealth. She holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. Emily earned her Bachelor's Degree from Trinity College. Outside of her professional work, she enjoys camping, cooking, hiking, reading, and spending time with her family.

Jose Reygadas is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing financial guidance to high net worth individuals, families, small businesses, trusts, and foundations. His areas of expertise include corporate executive services, family wealth management strategies, legacy planning, retirement income, and portfolio management services. Originally an electrical engineer with a bachelor's degree from the University of Texas at El Paso, Jose transitioned to financial advising in 2011 to better align his personal values and goals with his professional work. He joined Bank of America in 2015 and moved to a wealth management role with Merrill in 2016. Jose holds the Personal Investment Advisor (PIA) designation and is fluent in English and Spanish. Outside of work, Jose serves as chairman of Ducks Unlimited in Allen, TX. He enjoys adventure sports, baseball, boxing, cooking, fishing, football, hiking, hunting, skiing, and spending time with his family, with whom he shares busy weekends filled with various sports activities.

Stuart Brooks is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), indicating his specialization in personal investment strategies. Stuart earned his Bachelor's Degree from The University of Texas. His educational background, combined with his experience at Merrill Lynch, supports his ability to serve clients in managing their wealth and investment portfolios.

Arlene Tarver is a financial advisor at Merrill with 32 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1977. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Koons is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families build, protect, and grow their wealth through personalized financial planning and investment strategies. He is committed to providing clients with clear guidance and long-term strategies aligned with their financial goals and priorities. Originally aspiring to a medical career, Brandon discovered his interest in financial advising during his MBA program at Purdue University System. He holds a Bachelor's Degree from the University of Oregon and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise encompasses family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and serving clients involved in sports and entertainment. Outside of his professional work, Brandon enjoys football, ice hockey, traveling, and watching movies.

John Graham is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in advising high net worth individuals, family groups, and their businesses. He works closely with clients to articulate their financial goals and develop personalized strategies that align with their long-term objectives. John’s approach includes guiding clients through important financial and life decisions, with expertise in areas such as retirement income planning, portfolio management, tax minimization, philanthropic planning, small business strategies, and college education planning. John’s professional experience encompasses asset allocation, outside manager selection, structuring fixed income portfolios, managing customized equity portfolios, and evaluating alternative investment strategies. He also coordinates lending and trust services to help simplify clients’ financial lives. His credentials include the Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. John holds a Master’s Degree from Southern Methodist University and a Bachelor’s Degree from the University of North Carolina. Outside of his professional work, John is engaged in community service following the Merrill tradition of local participation. His personal interests include biking, golfing, music, and reading. John connects with clients who are retired or nearing retirement, business owners, or individuals undergoing divorce, offering tailored financial advice and strategies to meet their specific needs.

Jonah Aldridge is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting clients with corporate executive services, education planning, executive compensation, family wealth management strategies, endowment services, legacy and philanthropic planning, personal retirement planning, special needs strategies, and tax minimization. His expertise spans industries including healthcare, construction, and oil and gas. Living with type 1 diabetes (T1D) himself, Aldridge brings a unique perspective to his work, particularly in supporting individuals and families affected by T1D. He focuses on creating wealth plans that account for the long-term costs associated with diabetes management, such as medical expenses, insurance, investments, and estate planning. His professional path is driven by personal experience and a commitment to helping clients navigate critical financial decisions. Aldridge holds a Bachelor's Degree from the University of Alabama and is a Personal Investment Advisor (PIA). He participates in community organizations including JDRF International and Wayside Christian Mission. In his personal time, he engages in activities such as basketball, camping, chess, golf, hiking, pickleball, rock climbing, skiing, soccer, and traveling.

Lindsay Dollar is a financial advisor at Merrill with 11 years of experience at the firm and holds the Series 66 designation. Based in Dallas, TX, Dollar has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, implementing trading and account administration supported by internal and third-party investment teams.

Thomas Clark is a financial advisor with Merrill in Dallas, TX, holding a Series 66 designation and 24 years of industry experience. He has worked with Bank of America and Merrill Lynch since 2001. Merrill serves a diverse range of clients including individuals, retirement plans, corporations, pension and profit-sharing plans, charities, and institutional clients. The firm offers managed account programs, discretionary portfolio management, and brokerage execution services, supported by a deep integration with Bank of America affiliates and a variety of investment strategy options.

Clayton Young is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2018. Prior to his current roles, he spent three years at the University of Kansas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Merkel is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1994 and holds the Professional Investment Advisor (PIA) designation. Mr. Merkel graduated from the University of North Carolina at Chapel Hill with a bachelor's degree in Economics. He is certified as a Portfolio Manager through Merrill Lynch's Investment Advisory Program. His focus includes liquidity events for high net worth individuals and stable asset management strategies. He takes a comprehensive approach in working with clients to address assets, liabilities, wealth structure, retirement, and wealth management planning. In addition to his professional responsibilities, Thomas Merkel has served and continues to serve on the boards of various faith-based and non-profit organizations. He resides in Dallas with his wife, Sue, and their four children.

Derrick Lytle is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their financial situations and to introduce solutions available through Merrill and Bank of America. His approach focuses on empowering clients to make informed decisions about their financial lives and selecting platforms that meet their needs. Derrick's areas of focus include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He holds the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his bachelor's degree from Oklahoma State University and is a member of the CFA Institute. Outside of work, Derrick is involved in various community activities including serving as a board member for Men of the Sacred Hearts and Legatus, and participating with children's soccer teams. His personal interests include adventure sports, music, reading, soccer, and spending time with his family.

Candice Gladney is a Financial Advisor with Merrill Lynch Wealth Management, based in the Dallas-Fort Worth area. She focuses on helping professionals navigate significant life transitions such as career changes, divorce, and retirement by developing personalized financial strategies. Candice serves as a resource for a broad range of financial needs, including investing, retirement planning, and unexpected expenses. She also connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Before becoming a financial advisor, Candice worked as a social worker and mortgage lender, experiences that shaped her understanding of financial challenges beyond numbers to include confidence and lasting security. She holds a Bachelor's degree from Tarleton State University and a Master's degree from the University of Texas at Arlington. Candice is also a Personal Investment Advisor (PIA) and a member of Texas Wall Street Women (TXWSW). Outside of her professional life, Candice enjoys reading, spending time with her family, and traveling.

Daniel Reyes is a Financial Advisor with Merrill Lynch Wealth Management specializing in clear guidance, steady income strategies, and fostering long-term client relationships. He focuses on developing financial plans that align with his clients' individual goals, emphasizing simplicity and achievability in long-term financial success. With expertise in areas such as education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income, Daniel takes the time to understand what matters most to each client and tailors strategies accordingly. He serves as a continuous resource, providing answers and guidance through every stage of the financial journey to help clients feel confident and supported. Daniel holds a Bachelor's Degree from the University of Texas El Paso and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is a member of Delta Sigma Pi and is involved with the Special Olympics. Fluent in English, Spanish, and German, Daniel maintains a balanced lifestyle with interests in basketball, camping, football, rock climbing, running, scuba diving, soccer, tennis, and traveling.

Anne Benton is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2012. Benton also has seven years of experience at Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cathy Locke is a financial advisor with Merrill in Dallas, TX, holding a Series 66 designation and 24 years of industry experience. She has been with Merrill since 2009 and concurrently affiliated with Bank of America, N.A. since 2011. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Moran is a Wealth Management Advisor with Merrill Lynch Wealth Management in Dallas, TX. He brings over 25 years of experience working with institutional investments and high net worth individuals. His role centers on creating personalized financial strategies tailored to individual long-term goals, supported by Merrill's investment insights and Bank of America's lending solutions. Before joining Merrill, Robert served as Chief Investment Strategist for a local CPA firm where he managed client assets exceeding $1 billion. He was responsible for the firm's asset allocation strategy and investment manager due diligence. He also has experience as a discretionary portfolio manager and team leader serving high net worth individuals and trusts at Bank of America. Robert holds the Chartered Financial Analyst (CFA) designation, earned in 2002, a Master of Business Administration from the Thunderbird School of Global Management, and a Bachelor of Arts in Liberal Arts from the University of Oklahoma. He is a member of the Dallas Association of Investment Analysts and participates in community activities including volunteering with the Boy Scouts of America. His personal interests include adventure sports, camping, hiking, and running.

Jason Dinsmore is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Carlson, Merkel & Dinsmore team. He joined Merrill Lynch in August 2006 and contributes by providing clients with knowledge about financial markets and Merrill products. Jason focuses on goals-based wealth management to simplify the complexities of financial aspects for his clients. He specializes in areas including Corporate Executive Services, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Managing New Wealth, and Personal Retirement Planning. Jason holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards and is also a Personal Investment Advisor (PIA). He earned a Bachelor of Business Administration in Finance from Oklahoma State University in 2005. Jason lives in Dallas with his wife, Evy, and their three children. His personal interests include cooking, fishing, running, spending time with his family, and playing tennis.