Santiago Nalbandian serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he assists clients with personalized wealth management strategies tailored to their financial goals and changing market conditions. He works closely with clients one-on-one to develop financial strategies designed to pursue long-term objectives. His expertise covers a wide range of financial areas including executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Santiago holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Central Florida and an MBA from Lynn University. Outside of his professional work, Santiago participates actively in community volunteering. His personal interests include boating, golfing, music, skiing, soccer, and spending time with his family.

Marcia Lisboa is a Financial Advisor at Merrill Lynch Wealth Management and a member of the Wilson Heeg Lisboa Wealth Management Group. She brings over 19 years of experience providing strategic financial guidance to both domestic and international clients. Her work centers on wealth preservation, succession planning, and structuring thoughtful tax strategies for families, individuals, and corporations across multiple jurisdictions. Marcia holds a Bachelor's Degree from Universidade de Sorocaba and is a Personal Investment Advisor (PIA). She collaborates closely with clients' legal, tax, immigration, and other specialized advisors to deliver coordinated financial strategies. Fluent in English, Portuguese, and Spanish, with a working knowledge of Italian, she effectively communicates complex financial matters to a diverse clientele. Beyond her professional commitments, Marcia is involved with organizations such as the Brazilian-American Chamber of Commerce of Florida, Brazil-Florida Business Council, HOLA - Hispanic/Latino Organization for Leadership & Advancement, and the Parents and Caregivers Network. She is a mother of two daughters and enjoys spending time with her family, traveling, and being near the ocean.

Gary Russell is a financial advisor with Merrill in Delray Beach, Florida, holding a Series 63 designation and 48 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2008 and 2009 respectively. Outside of his advisory role, he serves as a co-trustee for a private entity in Boynton Beach, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs model-based and discretionary investment strategies developed by internal and third-party managers, with a focus on strategic and tactical asset allocation, including tax-aware options for investors with higher tax sensitivity.

Eitan Aharon is a Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2014 and joined Merrill in 2026. Eitan holds the CERTIFIED FINANCIAL PLANNER® certification and the Personal Investment Advisor (PIA) designation. He earned both a Bachelor's Degree and a Master of Business Administration (MBA) with a concentration in Finance from Bar Ilan University. Eitan focuses on helping individuals, families, and business owners develop personalized financial strategies tailored to their unique goals, priorities, and values. His approach involves understanding each client's comprehensive financial situation, risk tolerance, and long-term objectives to address wealth accumulation, retirement planning, wealth preservation, and legacy considerations. Through Merrill Lynch, he provides clients with access to investment insights as well as banking and lending services through Bank of America. Born and raised in Tel Aviv, Israel, Eitan immigrated to the United States in 2005. He speaks English, Hebrew, French, and Farsi. Outside of his professional work, he enjoys various sports including baseball and basketball, as well as chess, cooking, reading, soccer, and traveling.

Alexander Nabhan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in guiding ultra-high-net-worth individuals and families, particularly business owners, through complex financial decisions such as the sale of private businesses, liquidity management, tax minimization, and retirement income planning. His approach focuses on coordinating comprehensive wealth management strategies that align tax, investment, estate, and risk management needs to preserve assets and support clients' long-term financial goals. Alexander holds a bachelor's degree from the University of Miami and is a Personal Investment Advisor (PIA). He has been recognized by publications such as Boston Magazine and Forbes, earning distinctions including "America's Top Next-Gen Wealth Advisor" and "Best-in-State Wealth Advisor." Fluent in English and Spanish, he works with a select number of families, providing tailored financial strategies that integrate the various aspects of their financial lives. In addition to his professional work, Alexander is involved in community organizations including the ASPCA, Caron Foundation, Homes for Our Troops, Humane Society, MSPCA, Woburn Animal Shelter, and Wounded Warriors. He lives in the Boston Seaport area with his family.

Alexander Hykel is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their unique financial goals and concerns, providing tailored strategies to pursue short-, mid-, and long-term objectives. His approach involves serving as a comprehensive resource, covering areas from general investing and retirement planning to small business solutions, often coordinating with Bank of America specialists for banking, credit, and home financing needs. Alexander's areas of expertise encompass retirement income planning, portfolio management, trust and estate planning, tax strategies, business exit planning, and risk management. He focuses on diverse client needs including college education planning, family wealth management, legacy planning, and managing new wealth. Alexander emphasizes accessibility and attention to detail, aiming to simplify complex financial decisions and provide ongoing advice as client needs evolve. He holds a degree in Economics and Business from Florida State University and the Personal Investment Advisor (PIA) designation. Beyond his professional role, Alexander is involved in community organizations such as the Coral Restoration Foundation, Habitat For Humanity, and serves as a NOAA Volunteer. He was born and raised in Delray Beach, where he continues to help local families and businesses grow.

Rose Raphael is a Financial Advisor at Merrill Lynch Wealth Management, specializing in retirement planning, investment management, and financial decision support. She holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. Rose focuses on managing new wealth, personal retirement planning, women and wealth, and retirement income. She works with clients to develop personalized investment strategies aligned with their goals and priorities. Rose emphasizes understanding each client's unique situation to provide tailored advice and ongoing guidance. She earned her High School Diploma from South Tech Academy. Outside of her professional role, Rose enjoys cooking, music, reading, and spending time with her family.

Amy Paschold is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies that align with clients’ individual financial goals. Utilizing insights from Merrill and the resources of Bank of America, she helps clients navigate changing market conditions to pursue their long-term objectives. Amy holds a Bachelor's Degree from the University of Georgia and is a Personal Investment Advisor (PIA). She is committed to working closely with clients one-on-one to develop tailored financial strategies. Outside of her professional role, Amy is actively involved in community service and volunteers with local organizations. Her personal interests include boating, music, reading, spending time with her family, tennis, and traveling.

Poleth Armas is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she held positions at Bank of America, Florida Atlantic University, FK Construction Funding, Citibank NA, Banco de Desarrollo del Ecuador, and Universidad de Las Américas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual, institutional, and charitable clients.

Ali Abbas is a financial advisor affiliated with Merrill Lynch Wealth Management, specializing in personalized financial and retirement planning. He focuses on guiding individuals and families through their financial journeys by developing tailored strategies that align with their unique goals and priorities. His expertise includes college education planning, family wealth management strategies, personal retirement planning, small business strategies, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. With a bachelor's degree from the University of Miami and holding the Personal Investment Advisor (PIA) designation, Ali emphasizes education and transparency to help clients make informed decisions. He is committed to building trust-based relationships by understanding each client's individual needs and simplifying complex financial concepts. Ali is also involved in community service through his participation in the organization Big Brothers and Sisters. Outside of his professional work, Ali enjoys football, hiking, music, reading, running, spending time with his family, traveling, and watching movies. He communicates fluently in English, Hindi, and Urdu.

Addison Sherman is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He leads a wealth management team based in White Plains, New York and Delray Beach, Florida, working with a diverse group of clients to identify financial goals, implement cohesive strategies, and provide disciplined follow-through. Addison's team emphasizes a customized approach that focuses on discerning each client's unique financial priorities and challenges, fostering long-term relationships built on an empathetic understanding of individual circumstances. Addison began his financial services career in 1984, giving him over three decades of experience navigating varied market environments. His expertise includes investment management, retirement strategies, cash flow analysis, lifestyle maintenance, trust and estate planning services, and access to lending through Bank of America, N.A. He holds a Bachelor's Degree from Florida Atlantic University and the Personal Investment Advisor (PIA) designation. Addison is also a member of the ASPCA. Beyond his professional work, Addison volunteers in beach clean-up efforts and supports various charities. He divides his time between the White Plains and Delray Beach offices and spends his personal time with his wife enjoying activities such as walking their dogs, attending live music events, and spending time with their adult children.

Gorsan Semsettin is a Financial Advisor with The Rubin Wealth Management Group, bringing over 25 years of experience in financial services and international wealth management. Prior to his current role on the Delray Beach Branch team, he served as Market Client Relationship Manager at Merrill Lynch’s Boca Tropics Market in the Southeast Division. Mr. Semsettin began his career in 1998 at Fidelity Investments, progressing through various roles including sales and management, before joining Morgan Stanley in Connecticut. He later relocated to Southeast Florida and accepted positions that expanded his expertise in client relationship management and wealth advisory services. Mr. Semsettin holds a Juris Masters from Florida State University College of Law and a Masters degree from Johnson & Wales University. He is a Personal Investment Advisor (PIA) and is fluent in English, Turkish, and French. His client focus areas include college education planning, international wealth management, personal retirement planning, portfolio management services, and retirement income strategies. Outside of his professional commitments, Mr. Semsettin resides in Florida with his wife and three sons. He enjoys cooking, gardening, photography, tennis, woodworking, and spending time with his family. He is also involved with the East Farmington Fire Department.

Marilee Agostino is a Financial Advisor with Merrill Lynch Wealth Management, specializing in serving small business owners and their families. She focuses on helping entrepreneurs preserve and grow retirement savings, manage personal and business assets, and establish strong succession plans. Marilee begins her client relationships with a thorough assessment of their current financial situation, identifying unique circumstances and building tailored roadmaps to achieve financial independence and retirement goals. Her areas of expertise include college education planning, family wealth management strategies, employee financial health, legacy planning, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Marilee holds a Bachelor's and a Master's degree from The City College of New York and holds the Personal Investment Advisor (PIA) designation. She is involved with professional and community organizations including the League To Save Lake Tahoe, the ASPCA, and Keep Tahoe Blue. Outside of her professional role, Marilee enjoys antiquing, hiking, skiing, following baseball, basketball, and football, as well as spending time with her family and traveling.

Walker Henderson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he provides investment planning and consulting guidance to individual investors including professionals, retirees, small business owners, and large corporations. With over 30 years of experience in individual and family wealth management, Walker also specializes in retirement benefits consulting for small businesses and corporate 401(k) plans. He holds the internal designation of Retirement Benefits Consultant at Merrill Lynch, attained through extensive training and consulting experience. Walker’s areas of expertise include college education planning, divorce transition planning, family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management, and retirement income planning. He holds a Bachelor’s degree in Finance from West Virginia University and professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Additionally, Walker holds FINRA registrations Series 7, 9, 10, 63, and 65. Outside of his professional work, Walker is a member of the Impact 100 Men organization. He has personal interests in antiquing, cooking, gardening, golfing, hiking, music, reading, traveling, and writing, and values spending time with his family.