Jacob Schuster is a financial advisor with Merrill in Denver, CO, holding a Series 66 designation and five years of industry experience. His work history includes positions at Merrill, UBS Financial Services Inc., and Bank of America. Schuster’s background also includes teaching roles at the University of Denver and Pike's Peak Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyson Plowshay is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Denver. He is a founding member of the Plowshay-Jenkins Group, where he works primarily with high-net-worth and ultra-high-net-worth families, healthcare professionals, business owners, and nonprofits. Tyson focuses on delivering personalized wealth strategies that align with each client's goals and circumstances. He emphasizes building multi-generational relationships, with many client families spanning two or three generations, to provide coordinated advice as family priorities evolve. Before joining Merrill Lynch in 2016, Tyson spent over a decade in the software industry, managing large projects with hundreds of employees and budgets exceeding $1 billion. He holds a Bachelor's degree from Davidson College and is a Certified Financial Planner (CFP®). Tyson is also a member of the University Club of Denver. A native of Colorado, Tyson lives with his wife Julie, an actively practicing physician, and their three children. Outside of his professional work, he volunteers with the Denver Museum of Nature and Science, the Colorado Epilepsy Foundation, and the Davidson College Alumni Association of Colorado.

David Livran is a Wealth Management Advisor leading the financial advisory practice known as The LDS Group within Merrill Lynch Wealth Management. He has been involved in various roles within wealth management since 1998 and became a financial advisor in 2007. His team focuses on delivering customized financial strategies and investment plans that consider cash flow, retirement and education goals, insurance, and legacy planning needs. David holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Colorado System. He resides in Parker, Colorado with his wife, Rachelle, and their Pug, Murphy. David has two sons; one recently graduated from San Diego State University and the other is a junior at Gonzaga University. His personal interests include spending time with his family, traveling, attending sporting events, and playing golf.

Diane Padalino is a Private Wealth Advisor with Merrill Private Wealth Management, specializing in advising clients who have experienced liquidity events, including entrepreneurs, as well as divorced or widowed individuals. Her expertise encompasses navigating market volatility, structuring philanthropic endeavors, and guiding families in cultivating financial stewardship across multiple generations. Diane’s approach to wealth management is informed by her early career experience on the fixed income trading floor at JPMorgan in New York, where she advised companies on bond financings, interest rate derivative strategies, foreign exchange, and liability management. Diane began her financial services career in 1993 and moved to Denver in 2001, working with high-net-worth families first at JPMorgan’s Private Wealth Management Group, followed by Goldman Sachs for over six years, before joining Merrill Private Wealth Management in 2013. She is a CERTIFIED FINANCIAL PLANNER® professional and holds a B.S. degree in Management and Finance, awarded Summa Cum Laude from Binghamton University, part of the State University of New York system. Diane is also a member of Kent Denver and serves on the Marketing and Strategic Alliances Committee at The Denver Art Museum. Outside of her professional work, Diane enjoys hiking, reading, and spending time with her family. She resides in Colorado, where she engages with the local community through her involvement in cultural organizations.

Ana Rosenberg is a financial advisor with Merrill in Denver, CO, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill since 2015 in two separate periods totaling seven years. Rosenberg serves as a board member of Cherry Creek Has Heart, a charitable organization composed of Merrill employees. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Austin is a financial advisor with Merrill in Denver, CO, holding Series 63, 65, and 66 licenses and 15 years of industry experience. He has worked at Merrill since 2016 and previously spent seven years at Abbot Downing, a Wells Fargo business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jonathan Hammond is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Focused Alpha LLC and Wells Fargo Advisors LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Savio Nguyen is a Financial Advisor with Merrill Lynch Wealth Management in Denver. He works with individuals, families, and business owners to simplify complex financial decisions and develop personalized wealth strategies that align with their long-term goals. Nguyen assists clients in navigating important transitions such as retirement, business succession planning, family wealth transfers, and legacy planning. Nguyen began his education at Colorado State University studying Cell and Molecular Neuroscience with the initial intention of pursuing a medical career. His background in science has contributed to his analytical approach in financial advising, enabling him to analyze complex information and develop practical solutions. He holds a Bachelor’s Degree from Colorado State University and has earned the Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) designations. Outside of his professional role, Nguyen serves on the board of the Young Professionals Chapter for Children's Hospital Colorado and is involved with organizations such as Camp Wapiyapi and St. John XXIII. His personal interests include basketball, cooking, dancing, fishing, golfing, painting, reading, spending time with family, traveling, and watching movies.

Sean Sechler is a financial advisor with Merrill based in Denver, CO, holding Series 63 and Series 66 registrations and five years of industry experience. His prior work includes roles at Bank of America and his own copywriting business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Matthew Moskal is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Matthew earned a Bachelor's Degree from the University of Colorado and completed his high school education at Cherry Creek High School. His background includes experience in financial advising with a focus on wealth management.

David Barberis is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his financial services career in 2000 with Merrill Lynch, he has focused on developing wealth management strategies tailored to the unique situations, concerns, and goals of successful individuals and families. David provides personalized advice across a broad range of wealth management services, including corporate executive services, equity and executive compensation, family wealth management, retirement planning, portfolio management, and tax minimization. Prior to his current role, David served as a Senior Analyst in Merrill's Private Wealth Management Group, advising ultra-high-net-worth clients such as company founders, private equity partners, and senior executives. He has experience providing investment guidance across all asset classes and developing complex investment plans. David holds a Bachelor of Arts degree in Economics from the University of Colorado and is a Certified Investment Management Analyst® (CIMA®) professional, as well as a Personal Investment Advisor (PIA). David participates actively in his community by coaching youth sports, including baseball and football. He also enjoys golf, hunting, and spending time with his family. His approach emphasizes collaborative client relationships based on transparency and trust, aiming to simplify clients’ financial lives while addressing evolving personal and financial circumstances.

Melyssa Slusarz is a financial advisor at Merrill with 10 years of industry experience and a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she operates Melyssa Slusarz Photography, a part-time photography business based in Boulder, Colorado. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Sean Horsley is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners with customized strategies for wealth accumulation, distribution, and preservation. His expertise spans family wealth management, legacy planning, retirement income, portfolio management, tax minimization, and both individual and corporate investment strategies. A native of Denver, Sean holds a Bachelor's Degree from the University of Colorado System. He is a Personal Investment Advisor (PIA) by designation. Outside of his professional role, Sean enjoys outdoor and recreational activities such as camping, skiing, golfing, tennis, and woodworking, and values spending time with his wife and two children.

Clelio Boccato is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he began his financial advisory practice in 2011. He is a member of the JB Group, advising affluent client families nationally across diverse industries. Clelio collaborates with his teammates to deliver client-centric advisory experiences, focusing on strategic financial insights and customized wealth management strategies that align with clients' life narratives. Prior to his financial career, Clelio worked as a project manager on notable films such as Erin Brockovich, Traffic, Ocean's Eleven, and Ocean's Twelve. He brings his extensive collaborative experience and interest in narrative development to his advisory practice. His expertise encompasses areas including college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and socially responsible investing. A California native, Clelio attended Loyola High School of Los Angeles before earning a bachelor's degree from the University of California, Berkeley, where he was a football scholar-athlete. He holds an MBA from the University of Southern California's Marshall School of Business. He is a CERTIFIED FINANCIAL PLANNER4850975253 4)tM, Chartered SRI Counselor (CSRIC), and Chartered Advisor in Philanthropy (CAP) certificant. Clelio resides in Denver, Colorado, with his wife and children, and enjoys activities such as baseball, basketball, cooking, football, music, skiing, traveling, watching movies, and writing.

Brett Dammeyer is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and previously worked at O'Connell Group, LLC, Julian's Pizza Bar & Kitchen, and Wake Forest University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carly Wendt is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has worked since 2016 as part of the Beckley-Wendt financial advisory team. She specializes in creating customized financial plans for individuals and families, focusing on client-centered goals that include retirement planning, legacy planning, and socially responsible investing. Carly holds the CERTIFIED FINANCIAL PLANNER® designation among other professional certifications such as the CERTIFIED PLAN FIDUCIARY ADVISOR and Retirement Accredited Financial Advisor. Before joining Merrill Lynch, Carly gained experience in corporate governance, public relations, and investment management, most recently managing pension and savings plan assets for a public oil and gas company. She earned her bachelor's degree in journalism from the University of Nebraska-Lincoln and a Master of Business Administration in Finance from Baruch College in New York City. Carly emphasizes ongoing financial and investment education to support her work. Active in the community, Carly serves on the Board of Trustees and Investment Committee for The Women's Foundation of Colorado and has held a position on the Women's Leadership Foundation Board of Directors. She is also involved with the Women's Estate Planning Council and the Women's Chamber of Commerce. Outside of her professional commitments, Carly enjoys running, skiing, cycling, and exploring the mountains with her husband, Will Herrmann, and their Rhodesian Ridgeback.

William Bradford is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as a First Vice President with The Thisted Group. He primarily works with executives, business owners, and affluent families, focusing on personalized wealth management strategies to pursue clients' goals. Mr. Bradford takes a client-centric, goals-based approach, tailoring custom strategies using a wide range of tools after careful analysis to meet unique client needs. His expertise includes executive compensation, family wealth management strategies, legacy planning, portfolio management services, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Additionally, he advises clients on credit and lending through Bank of America, estate and trust planning strategies, risk management for concentrated stock positions, hedging, monetization, and philanthropic services. Mr. Bradford holds a Bachelor's Degree from the University of Iowa and holds the professional designations of Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). He resides in Denver with his wife and enjoys reading, skiing, traveling, and golf in his free time.

Samuel Sweeney is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to connect all aspects of their financial lives, helping them prioritize and pursue goals such as legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Samuel holds a Bachelor's Degree from Saint Lawrence University and carries the Personal Investment Advisor (PIA) designation. His approach involves bringing simplicity and transparency to wealth management, focusing on personalized plans that take into account individual clients' perspectives and priorities. Outside of his professional work, Samuel has personal interests that include adventure sports, boating, camping, chess, golfing, hiking, ice hockey, music, and rock climbing. He draws parallels between his experiences, such as his 2016 thru hike of the 485-mile Colorado Trail, and the discipline required in wealth management.

Joseph Gibbons is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill Lynch since 2006 and Bank of America since 2009. Outside of his advisory role, Gibbons serves as an officer and board member of a homeowners association in Vail, Colorado. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

James Chestnut is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked previously at Elevations Credit Union, Prudential, Lyft, and Honor Society Handcrafted Eatery. Outside of his advisory role, he occasionally performs in theatrical and cabaret productions in Denver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.