Adam Insley is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, he held roles at Hobby Lobby Stores Inc. and worked at Salisbury University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anna Touchard is a financial advisor with Merrill in Dover, Delaware, holding a Series 66 designation and 32 years of industry experience. She has worked at Merrill since 1991. Outside of her advisory role, she serves as a consultant for Meleleuca, a company involved in the sale and use of home products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alicia Baione is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2024, she was self-employed and held roles at Postal Impact LLC and Embrace Delaware Inc. She is designated as a second successor statutory durable power of attorney for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individual and institutional clients, including high-net-worth individuals and pension plans.

Kathleen Hawkins is the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management. She has been working in the financial services industry since 1998 and joined Merrill Lynch in 2004. In her role, she focuses on building long-term relationships with clients to assist them in meeting their investment needs through various life stages. Kathleen helps clients develop financial strategies aimed at achieving goals such as wealth accumulation, funding education, retirement planning, and transferring assets to future generations. She maintains ongoing engagement with clients to identify suitable investment opportunities aligned with their objectives. Her client focus areas include college education planning, retirement income, philanthropic planning, socially responsible investing, and services for endowments and non-profits. She holds a Bachelor's degree in Finance from the University of Delaware and an MBA from Drexel University. Kathleen is a CERTIFIED FINANCIAL PLANNER® professional, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). She serves as a Trustee of the University of Delaware and is involved with the CenDel Foundation and Christ Episcopal Church. Kathleen lives in Smyrna, Delaware, with her husband and son and enjoys cooking, gardening, and spending time with her family.

H Connell is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1994 and Bank of America since 2011. Outside of his advisory role, he serves as an advisory board member for the Glasgow Lions Club, a charitable organization based in Delaware. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Courtney Duncan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with the firm since 2014, focusing on providing guidance in areas such as college education planning, personal retirement planning, socially responsible investing, and wealth management for women. Courtney earned a Bachelor's Degree from the University of Delaware in 2013. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She actively participates in her community through the CenDel Foundation, a board on which she serves, aimed at fostering philanthropy in Central Delaware. Outside of her professional role, Courtney enjoys activities such as cooking, drawing, knitting, music, painting, reading, and spending time with her family. She lives in Dover, Delaware with her husband.

John Ohlson is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His career includes prior roles at Neuberger Berman, Charles Schwab & Co., Inc., RMB Capital Management, and Michael Paul Armstrong. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gianna Bannach is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual goals and provide personalized financial strategies. Her approach involves ongoing advice and guidance tailored to clients' evolving needs. Bannach's expertise includes general investing, retirement planning, and saving for unexpected expenses. She holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Rutgers Business School.

Nicholas Alexander is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2015 and focuses on providing goal-based planning and comprehensive investment advice for individuals, families, and small businesses. His expertise includes portfolio management services, retirement income planning, and family wealth management strategies. Nick holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Plan Fiduciary Advisor (CPFA®) designations, as well as registrations including Series 7 and 66. He earned a Bachelor's degree in Finance from the University of Delaware in 2006. Prior to joining Merrill Lynch, he had eight years of experience in the financial services industry. In addition to his professional work, Nick volunteers with the Delaware Financial Literacy Institute and serves on the board of directors for the non-profit organization Arise. He is a member of Grace Presbyterian Church in Dover, Delaware. Nick resides in Hartly, Delaware with his wife and four children and enjoys camping, golfing, and hunting.

Nancy Herlihy is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. She has worked at Bank of America, N.A. since 2011 and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, with a range of portfolio implementation approaches including tax-aware and cash management options.

Lynn Redding is a financial advisor at Merrill with a Series 66 designation and over 30 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.