Gregg Pfeffer is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working in wealth management since joining Merrill in 1998. Gregg holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Gregg provides clients with a Personal Wealth Analysis to help ensure their financial goals are met, utilizing digital tools and integrated services such as banking, mortgages, and trusts offered through Bank of America. He serves a diverse range of individual and corporate clients and focuses on areas including college education planning, corporate benefits, divorce transition planning, family wealth management strategies, services for endowments and non-profits, defined benefit plans, personal retirement planning, portfolio management, and retirement income. He earned a bachelor's degree from Allegheny College. Gregg is a committee member of the Northwest Pennsylvania chapter of Ducks Unlimited and supports various non-profit organizations making an impact in the Erie community. His personal interests include golfing, hunting, and spending time with family.

Scott Lyons is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 28 years of experience in the financial services industry. He has spent 23 years at Merrill Lynch, following prior employment at Dreyfus Investments. His areas of expertise include education planning, family wealth management strategies, and legacy planning. Scott holds a Bachelor's degree from Tufts University and a Master's degree from Pennsylvania State University. He is also a Personal Investment Advisor (PIA). Outside of his professional work, Scott is involved with Erie Mission and enjoys golfing, reading, and spending time with his family.

Luke Jackson is a financial advisor at Merrill with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Merrill, he worked at Cetera and First National Bank of Pennsylvania. Outside of financial services, he provides baseball hitting and outfield lessons to players aged 6 to 18 at Bomb Shelter Indoor Cages in Erie, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kathleen Phillips is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 credential and has been with Merrill since 2009. Outside of her advisory role, she serves as a committee member assisting the treasurer at St. Peters Lutheran Church and is a board member of the Fort LeBoeuf School District. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Jillian Carroll is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked for eight years at Erie Federal Credit Union. Outside of her advisory role, she serves as a cheerleading coach at Mercyhurst Preparatory School in Erie, PA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Stockard is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 2002. In addition to his advisory role, he serves as the Senior Resident Director of the Erie office. John focuses on delivering personalized wealth management services for both individual and corporate clients. With two decades of experience, John holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He specializes in areas such as retirement planning, investment strategy, legacy planning, and services for defined benefit and defined contribution plans. John develops customized financial strategies based on a disciplined investment process and a comprehensive understanding of each client's financial situation. John earned his bachelor's degree from Clarion University of Pennsylvania. He is a member of the Rotary Club of Erie, serving as its president at one point, and actively supports local nonprofits, notably the United Way of Erie County.

Robert Cacchione is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the team in 2012 and has built a professional focus on providing personalized financial planning services. Robert works with a diverse range of clients, including trusts, corporations, and individuals, to help them visualize and achieve their financial goals through tools such as the Personal Wealth Analysis. Over his ten years of experience, Robert has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His areas of expertise encompass divorce transition planning, executive compensation, investment consulting for defined contribution plans, retirement income, and tax minimization, among others. Robert holds a bachelor's degree from Indiana University of Pennsylvania. Outside of his professional career, he dedicates time to his family, spending free time with his wife Kara and their three sons. He is involved in community service, serving on the board of the Children's Advocacy Center of Erie, and has been the president of the Erie American Heart Association board. Robert actively supports local non-profit organizations in the Erie community.

Kiersten Paulson is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and has been with Merrill since 2022. Prior to her current role, her work history includes positions outside the financial industry, such as driving for Instacart and various roles in healthcare and construction. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gabriel Veliz is a financial advisor with Merrill in Erie, PA, holding a Series 66 designation and seven years of industry experience. His career includes positions at Bank of America, Pennsylvania State Employees Credit Union, and roles in higher education and community organizations such as YMCA and Edinboro University. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Haffey is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2011 and has over 15 years of experience in the financial services industry. Ryan specializes in areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management, women and wealth, and retirement income. Ryan holds several professional designations, including the CERTIFIED FINANCIAL PLANNER™ (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning Counselor™ (CRPC) designation, the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Science in Business Administration from Gannon University, where he attended on a football scholarship. Prior to joining Merrill, Ryan was Vice President of Consumer Lending at HSBC Bank for nine years. Outside of his professional work, Ryan enjoys cooking, football, spending time with his family, and traveling. He emphasizes understanding clients’ values and goals through one-on-one conversations to create personalized financial strategies that help clients pursue their life goals and plan their legacies.

Mary Lindquist is a financial advisor with Merrill in Erie, Pennsylvania, holding a Series 66 designation and 28 years of industry experience. She has been affiliated with Merrill since 1998 and concurrently with Bank of America, N.A. since 2009. Outside of her advisory role, Lindquist is an owner of SAM2 LLC, a limited liability company, and holds ownership interests in family real estate partnerships. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Zachary Lyons is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes both internal Chief Investment Office teams and third-party managers to implement its strategies, supported by trading, account administration, and custody services.