Terry Wheeler is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill and Bank of America N.A. since 2014. Outside of his advisory role, he serves as a director for the Evansville Christian Life Center, a charitable organization providing various community services, and holds leadership positions in family and property-related limited partnerships. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm’s investment approach includes multiple strategy types and tax-efficient capabilities, supported by integration with Bank of America affiliates and a comprehensive manager selection and monitoring process.

Kayla Acton is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 credential and previously worked at Robert Baird & Co. and Jjb Hilliard Wl Lyons. Outside of her advisory role, she serves as a board member for the Ivy Glenn Homeowners Association in Newburgh, Indiana. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kyle Leffel is a Financial Advisor with Merrill Lynch Wealth Management, where he supports individuals and families in achieving clarity and confidence in their financial lives through personalized wealth management, financial planning, and investment strategies. His approach begins with listening to understand clients' goals and values, ensuring recommendations align with what matters most to them. Kyle specializes in retirement planning, portfolio management, risk assessment, tax-efficient investing, and portfolio optimization. He guides clients through complex decisions to help align financial strategies with their long-term objectives while minimizing tax impact to preserve wealth for future generations. He holds series 7 and 66 FINRA registrations and a Personal Investment Advisor (PIA) designation. Kyle graduated with a bachelor's degree in Economics and Finance from the University of Southern Indiana. Prior to joining Merrill Lynch, he worked in sales for a local oil and gas distributor and served as a leader in a local college Christian ministry for nine years. He values the advisor-client relationship as a privilege and dedicates time outside work to his family, church, and watching Notre Dame football.

Lee West is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley for six years. His background also includes positions outside finance at Cresline Plastic Pipe and Reitz Memorial High School. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Gartner is a Financial Advisor at Merrill Lynch Wealth Management in Evansville, Indiana. He joined Merrill in 2022 and contributes to a team of Financial Advisors that provide clients with comprehensive wealth management services tailored to individual circumstances, risk tolerance, investment time frames, goals, and liquidity needs. Nicholas’s client focus includes family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, philanthropic planning, small business strategies, tax minimization, and retirement income. Before joining Merrill, Nicholas gained experience as a practicing attorney specializing in Trust and Estate law and working in a national bank trust department. He earned a Bachelor of Arts degree in History with a minor in Business from Indiana University in 2013 and completed his Doctor of Jurisprudence degree at Indiana University in 2017. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Additionally, he is a member of the American Bar Association, Knox County Bar Association, and Vanderburgh County Bar Association. Nicholas is originally from Vincennes, Indiana, with family roots tracing back to early French settlers and a history of farming on his paternal side. Outside of his role at Merrill, he serves on the Evansville Philharmonic Orchestra Board. His personal interests include basketball, cooking, golfing, reading, spending time with family, tennis, and traveling. Nicholas provides financial advice through his role at Merrill and does not offer legal advice.

Logan Baumann is a Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career with Merrill in 2025 following a transition from collegiate athletics, Logan has concentrated on building strong relationships with individuals, families, and business owners to support them in achieving their financial objectives. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Retirement Accredited Financial Advisor (RAFA), and Certified Plan Fiduciary Advisor® (CPFA). Logan earned his bachelor's degree in economics from the University of Louisville and his master's degree in business administration from Western Kentucky University. In addition to his professional work, he serves as a board member for the local Red Cross. Logan resides in Evansville, Indiana, with his wife, Paige, and their two children.

Charles Tiemann is a financial advisor at Merrill Lynch Wealth Management. He provides wealth management guidance to families, business owners, and retirees across the country. Charles began his career nearly 15 years ago as a financial advisor with the brokerage firm Morgan Stanley. In 2026, he joined Merrill Lynch, where he focuses on designing and implementing personalized portfolios to meet clients' financial goals while managing investment risk. Charles holds a Bachelor's Degree from Indiana University Bloomington and is a Personal Investment Advisor (PIA). He and his wife Melissa reside in Evansville, Indiana, with their two children. The family follows Indiana University athletics, and Charles has also participated in the Evansville City Golf Tournament, having been a past champion. In his free time, he enjoys practicing and playing golf competitively.

Joanna Yonts is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and previously worked for the Law Offices of Fine & Hatfield for ten years. Joanna is based in Evansville, IN. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Debbie Elbrink is a financial advisor with Merrill in Evansville, IN, holding Series 63, Series 65, and Series 66 designations and 24 years of industry experience. She has worked with Merrill since 2008 and with Bank of America, N.A. since 2012. Outside of her advisory work, she serves as a swim instructor at the YMCA in Evansville. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

David Hanas is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 1986, bringing experience from prior positions in the construction and mining equipment manufacturing industry as well as export financing. David joined Merrill in 1994 after eight years as an advisor at a regional brokerage firm in the Evansville area. David focuses on creating personalized financial strategies tailored to each client's goals and needs. His expertise includes education planning, legacy planning, liquidity management, retirement income, individual and corporate investment strategy, portfolio management, tax minimization, and philanthropic planning. He works closely with clients to set quantifiable objectives and regularly reviews their progress to ensure strategies remain aligned with life or business changes. He holds a Master of Business Administration in International Finance from Thunderbird, The American Graduate School of International Management, and a Bachelor of Science in Business from Carroll University. David also carries the Professional Investment Advisor (PIA) designation. Outside of his professional work, he enjoys golfing, music, reading, spending time with family, traveling, watching movies, and woodworking.

Brad Crow is a financial advisor with Merrill in Evansville, IN, holding a Series 66 credential and eight years of industry experience. He previously worked at Bank of America, N.A., Edward Jones, Securian Financial Services Inc, Shoemaker Financial Services, and Natchez Corporation. Outside of his advisory role, he is a 30% stakeholder in Locker Racing Stables, a horse racing limited liability company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gina Davis is a financial advisor with Merrill in Evansville, IN, holding Series 63 and Series 65 licenses and 14 years of industry experience. She worked previously at J.J.B. Hilliard, W.L. Lyons LLC for 11 years before joining Merrill in 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mina Smith is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been working in the financial services industry since 2006, focusing on helping clients achieve their personal and financial goals through access to resources and expertise. Mina provides guidance on investment opportunities and navigating market conditions that can affect portfolio returns. She specializes in areas such as education planning, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Mina holds a Bachelor of Science degree in Business Administration with concentrations in Finance and Marketing from the University of Evansville, and a Master of Business Administration from Murray State University. She also holds the CERTIFIED FINANCIAL PLANNER® certification, Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Mina is a native of Evansville and currently lives there with her husband Damion, daughter Madison, and puppy Mazy. Her personal interests include biking, cooking, music, running, skiing, spending time with family, tennis, traveling, watching movies, and yoga.

Adam Roth is a financial advisor with Merrill based in Evansville, Indiana. He holds a Series 66 designation and has six years of industry experience, including prior roles at LPL Financial and CUNA Brokerage Services. Outside of his advisory work, Roth serves as an Elder and board member at Bethel Church in Evansville, where he participates in overseeing financial and spiritual leadership. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Holmes is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is part of a team of financial advisors that provide products and solutions tailored to clients' goals, risk tolerance, investment time frame, and liquidity needs. He works with individuals and family groups to develop wealth management strategies, investment planning, education planning, and retirement income strategies. Holmes brings over 30 years of experience in the financial services industry to his role. He holds a Bachelor's Degree from the University of Kentucky and is a Certified Public Accountant (CPA), although he does not provide tax or accounting advice in his current position. He is also a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). Additionally, he holds Series 7 and Series 66 FINRA registrations. Outside of his professional work, Holmes is involved in community organizations including the Evansville Philharmonic Orchestra, and has served as Treasurer for the Children's Center for Dance Education and Sporting SI Soccer Club from 2012 to 2016. His personal interests include basketball, boating, hiking, running, soccer, spending time with his family, tennis, and traveling.

Charles Hedde II is a Wealth Management Advisor with Merrill Lynch Wealth Management. He and his team work with clients and their families to help achieve their financial goals through personalized wealth management strategies. Charles joined Merrill Lynch Wealth Management as a Financial Advisor in June 2016 after serving as Vice President at Harding, Shymanski & Company, an accounting firm in Evansville, Indiana. His experience includes employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, small business strategies, investment strategy, and tax minimization. He holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from the University of Evansville and a Master's Degree from Indiana University. Charles is active in the community, having served on the boards of Ronald McDonald House Charities of the Ohio Valley, Youth First, and Right to Life of Southwestern Indiana. Outside of work, he enjoys spending time with his wife and two children, as well as participating in golf, outdoor activities, and coaching youth sports.

Michael Powers Jr. is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. He has worked at Bank of America and Merrill Lynch since 2013. Powers serves as an advisory board member for The Salvation Army in Evansville, Indiana, contributing one hour per month. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Hayden is a financial advisor with Merrill in Evansville, IN, holding a Series 66 designation and three years of industry experience. Prior to Merrill, he worked at Old National Bank for 20 years. Outside of his advisory role, he is a part-owner of an engine remanufacturing business and participates in local community organizations including a school sports booster club and a country club golf committee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Jeffrey Rhymer is Senior Resident Director at Merrill, leading a team of investment industry professionals. He provides a full range of wealth management services, combining industry knowledge with the global resources of Merrill to assist high and ultra high net worth families, corporate executives, and business owners. Jeffrey focuses on areas such as executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. With 16 years of experience in the financial services industry, Jeffrey joined Merrill Lynch Wealth Management in 2007. He has expertise in corporate benefit programs, including equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He helps corporate executives integrate their corporate benefits into long-term financial strategies. Jeffrey has earned the Certified Exit Planning Advisor (CEPA®) designation and holds the Personal Investment Advisor (PIA) credential. Jeffrey holds a bachelor's degree from the University of Evansville. He lives in Evansville, IN with his wife Rebecca and their three children. Outside of work, he enjoys coaching and supporting his children's activities, as well as hunting, fishing, and golfing.

Bradley Williams is a Senior Financial Advisor at Merrill Lynch Wealth Management in Evansville, Indiana. He has 10 years of experience in financial services and focuses on providing wealth management advice to individuals, families, and organizations. Bradley guides clients in developing appropriate asset allocation strategies and implements wealth management plans tailored to their needs. His client base includes families, business owners, physicians, trusts, and estates. Bradley earned a Bachelor of Science degree from Indiana University in 2003. He holds the Professional Designation of Personal Investment Advisor (PIA). Beyond his professional responsibilities, Bradley serves on the board of directors for the Boys & Girls Club of Evansville. He and his wife, Jessica, live in Evansville with their two children.

Traye Mattingly is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2012, bringing over a decade of experience in financial advising. Prior to joining Merrill, Traye spent five years working in the small business sector. In his current role, he focuses on helping clients organize their financial lives and design strategies aligned with their goals. Traye also serves as the co-coordinator of the Practice Management Development program for new Merrill Lynch Wealth Management Financial Advisors. Traye's expertise includes college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds a Personal Investment Advisor (PIA) designation and graduated from the University of Southern Indiana with a bachelor's degree in Accounting and Finance. Outside of his professional work, Traye is involved in his community through volunteering at Christian Fellowship Church and Isaiah 117 House in Evansville. He lives in Evansville with his wife and two daughters.

Anna Hargis is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in a range of client focus areas including Corporate Executive Services, Education Planning, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Philanthropic Planning, Portfolio Management Services, Women and Wealth, and Tax Minimization. Anna holds several professional designations including Chartered Financial Consultant (ChFC), Certified Exit Planning Advisor (CEPA), Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is also a CPA with Series 7 and Series 66 FINRA registrations. Anna earned her bachelor's degree from the University of Evansville. She has experience working in the for-profit, non-profit, and government sectors and is committed to helping individuals and families navigate their financial journeys. Her approach emphasizes asking good questions, listening carefully to clients, and developing financial strategies that align with clients' priorities effectively and efficiently. Outside of her professional work, Anna enjoys cooking, music, reading, running, scrapbooking, sewing, spending time with her family, playing table tennis, traveling, and watching movies. She is involved in her community through activities such as Bethel Church and serving as a board member of the Welborn Baptist Foundation. She has also previously served on the boards of Big Brothers Big Sisters of the Ohio Valley and United Way of Southwestern Indiana.

Christian Mc Nett is a Financial Advisor with Merrill Lynch Wealth Management based in Evansville, Indiana. He works closely with individuals, families, businesses, and organizations to help them achieve their financial goals by developing strategies tailored to their short-, mid-, and long-term objectives. Christian’s approach involves understanding the client’s priorities and providing resources encompassing general investing, retirement planning, and saving for unexpected events. Christian’s areas of expertise include college education planning, family wealth management, services for endowments and non-profits, legacy planning, philanthropic planning, portfolio management, investment strategy, tax minimization, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christian earned a Bachelor's Degree from Western Kentucky University. Outside of his professional work, he enjoys activities such as billiards, boating, camping, cooking, fishing, football, golfing, hiking, hunting, and traveling.

Daniel Bishop Jr. serves as a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Evansville, Indiana. He began his financial services career in 1993 with Merrill Lynch in Louisville, Kentucky, and has spent his entire career with the firm. In 1998, he was relocated to manage the Evansville branch. Daniel works with clients to develop comprehensive wealth management strategies tailored to their individual needs, focusing on areas such as personal retirement planning, small business strategies, sports and entertainment, and retirement income. Daniel holds a Bachelor of Arts degree in Economics from Bellarmine University, earned in 1992. He has earned the Chartered Retirement Planning Counselor139; designation, which enhances his expertise in retirement planning and investment management. As a Wealth Management Advisor, he helps clients build customized portfolios aligned with their risk tolerance and financial objectives. In addition to his professional work, Daniel is active in his community and serves on the board of the Buffalo Trace Council of the Boy Scouts of America. He is married to Amie Bishop, and they have three sons. Outside of his career, Daniel enjoys cooking, golfing, hiking, soccer, tennis, and spending time with his family.

Cynthia Phillips is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill Lynch since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Meredith Connors is a financial advisor with Merrill in Evansville, IN, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. She has been with Merrill since 2014 and has also worked at Bank of America, N.A. Aside from her advisory role, she is a general partner and managing member of Starfish Cove LLC, a company owning and maintaining vacation property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.