T Hidinger is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients in Northern Arizona since 1997. He began his career in finance in 1995 at Banc of America Investment Services and has since focused on guiding families through multigenerational wealth planning, portfolio construction, stock selection, and risk management. Hidinger is a Portfolio Manager within Merrill’s Investment Advisory Program, developing investment strategies tailored to high-net-worth individuals and business owners, including personalized strategies that may incorporate individual stocks and bonds. Hidinger holds a Bachelor of Science in Business Administration with a major in Finance from Northern Arizona University, where he graduated as valedictorian in 1996. He earned the Chartered Retirement Planning Counselor (CRPC) designation and is recognized for his expertise in areas such as retirement planning, tax minimization, socially responsible investing, and family wealth management strategies. Throughout his career, he has supported clients with complex financial needs and strives to build long-term relationships that span generations. Residing in Flagstaff since 1992, Hidinger actively participates in his local community, including leadership roles such as President of the NAU W.A. Franke College of Business Department of Finance Advisory Council. Outside of work, he enjoys spending time with his wife and three children, with personal interests including boating, camping, fishing, hunting, photography, scuba diving, and skiing.