Megan Pagliaro is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2022, with prior experience at Hughes Klaiber LLC and periods focused on homemaking. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Melissa Hertzberg is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she collaborates with individuals, families, and business owners to develop personalized financial plans and tailored investment portfolios aimed at achieving their specific goals. Melissa's approach focuses on delivering service, strategic guidance, and advice to help grow and protect client wealth. She graduated with Highest Honors from the College of Business and Economics at Lehigh University, an honor awarded to those ranking in the top 5% of their class. Melissa holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). Her areas of expertise include college education planning, corporate executive services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, women and wealth, and individual and corporate investment strategy. Beyond her client work, Melissa serves on the board of the Morristown Short Hills Market Women's Exchange, an employee network group focused on enhancing client service and supporting the careers of women through philanthropic and educational initiatives. She grew up in Somerset County, New Jersey, and currently resides in Hoboken. Melissa's personal interests include basketball, chess, cooking, dancing, skiing, spending time with her family, and watching movies.

Greg Bayvel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a qualified Portfolio Manager who provides traditional advice and guidance, as well as builds and manages personalized investment strategies for his clients. These strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, and can be managed on a discretionary basis through the firm's Investment Advisory Program. Greg has been working in the financial services industry since 2005 and joined Merrill Lynch Wealth Management in 2012. He holds a Bachelor's degree with a double major in Economics and Management and Labor Relations from Rutgers University, awarded in 2004, and a Master of Business Administration from Rutgers Business School with a focus on Finance, completed in 2012. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Greg is an active community member involved with organizations such as Habitat for Humanity, St. Peter's Orphanage, Team in Training, and The Hoboken Shelter. He has completed over twenty marathons while raising money for charities including the Leukemia and Lymphoma Society and the ALS Association of NYC. Greg resides in Boonton Township, New Jersey, with his wife, Casey, and sons, Jack and Cameron.

Michael Venturi is a financial advisor at Merrill with 25 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1994. He holds a Series 66 designation and is based in Florham Park, New Jersey. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Samay is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has built his career since 1999. He supports high-net-worth individuals by developing customized wealth management strategies, including private equity and alternative investments. In his role as a Portfolio Manager, he constructs and manages portfolio strategies and can manage clients' personalized or defined investment strategies on a discretionary basis. William focuses on retirement strategy, emphasizing its importance regardless of a client's financial standing. Additionally, he offers small- and mid-sized business owners services such as retirement plan administration, cash management, succession strategies, and credit and lending solutions through Bank of America. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been recognized nationally, having been named to Forbes' "Best-in-State Wealth Advisors" list from 2020 through 2026. William holds a bachelor's degree in Economics and Finance from the Stillman School of Business at Seton Hall University. He has contributed to the firm's Financial Advisor Development Program as a coach and instructor. He resides in Montclair, NJ, enjoys adventure sports, fishing, music, and spending time with his family, and is involved with the Commonwealth Club of Montclair.

Lisa Bazzani is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2019. Her previous roles include positions at Morgan Stanley, LPL Financial, and Private Advisor Group, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Delgado is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' financial goals across short-, mid-, and long-term horizons. He collaborates closely with clients to develop personalized wealth management strategies that align with their priorities and the dynamic conditions of today's markets. Timothy offers expertise in areas including general investing, retirement planning, and emergency savings. He also facilitates access to specialists at Bank of America for banking, credit, home financing, and small business solutions. As a Personal Investment Advisor (PIA), he provides ongoing advice and guidance tailored to clients' evolving needs. He holds a Bachelor's Degree from William Paterson University. Timothy’s approach centers on uncovering what matters most to clients and their families to help pursue their financial goals.

Matthew Compton is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies that align with their long-term goals, utilizing insights from Merrill and banking services from Bank of America. Matthew holds a Bachelor's Degree in Business Administration with a focus on Financial Planning from Liberty University, where he graduated Summa Cum Laude. He is a Certified Financial Planner (CFP) and a Personal Investment Advisor (PIA). He participates in community service activities in accordance with Merrill's tradition of community involvement.

Robert Dalia is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2011, concurrently associated with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board and as a committee member for the Shepards of Youth Charitable Trust, a nonprofit organization focused on education for underserved populations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Onel Gonzalez is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and eight years of industry experience. His prior experience includes roles at UBS Financial Services Inc. and The Chatham Club. Merrill and its affiliate Managed Account Advisors LLC provide managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Owen O Keefe is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. He has held various positions since 2016, including multiple roles at Bryant University and work in property management. Outside of advising, he is an investor in Boneworks Real Estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Hunter is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with high net worth individuals and families, offering long-term partnership to help steward wealth, navigate complex financial situations, and support client priorities over time. His approach focuses on building enduring relationships, applying comprehensive strategies that consider markets, risk, taxes, legacy, and family dynamics. Scott's role encompasses financial and cash flow strategy creation, portfolio construction and management, and guiding clients through significant financial decisions. Scott began his financial advisory career in 2001 after graduating from Rutgers University. He has worked at firms including Tucker Anthony and UBS prior to joining Merrill Lynch in 2008. He holds several professional designations including Certified Private Wealth Advisor (CPWA®), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also registered for Series 7 and 66 and holds a life insurance license. Outside his professional work, Scott lives in Morris County, New Jersey, with his wife and three children. He enjoys coaching youth sports, cooking, and volunteers as a CrossFit® Level 1 coach. He is involved in his local community through volunteer leadership and staff roles for Habitat for Humanity and the Park Youth Lacrosse Program.

Robert Haderer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in wealth management and individualized portfolio development, managing personalized or defined strategies on a discretionary basis. His strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. Robert began his career with Merrill in 1994. He focuses on areas such as family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategies, and retirement income. He holds the Personal Investment Advisor (PIA) designation. He graduated from Villanova University with a Bachelor's degree in Commerce and Finance. Robert is involved in community activities and volunteers with organizations in his local community.

Elizabeth Padewski is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Raymond James Financial Services Advisors and Money at Work, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Jon Wohlgemuth is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 29 years of experience in the financial services industry, with a background in investment banking and trading. This experience allows him to provide a customized approach to investing and risk management for his clients. Jon holds the professional designations of Chartered Retirement Planning Counselor (CRPC) from the College for Financial Planning Institutes Corp and Personal Investment Advisor (PIA). He earned his high school diploma from Glen Ridge High School and a bachelor's degree from Montclair State University. He currently resides in North Caldwell, NJ, with his wife Tara and their children, Jack and Kate.

Lauren Caruso is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and four years of industry experience. Her career includes roles at Bank of America and Merrill since 2022, along with previous experience at the University of Delaware and other positions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Evelyn Gonzalez is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her financial services career in 2009 at Merrill Lynch Wealth Management and The Barth Group. Throughout her career, Evelyn has held various roles within wealth management that have shaped her expertise in the field. Her professional focus centers on assisting families in planning for both short-term and long-term financial goals. Evelyn employs a disciplined process to listen, identify, and prioritize client goals, developing strategies aimed at building, managing, and preserving wealth for current and future generations. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, and retirement income. Evelyn holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. and the CERTIFIED FINANCIAL PLANNER® (CFP) designation. She earned her bachelor's degree in Finance and Business Management from Rutgers Business School. Evelyn resides in Scotch Plains with her husband, Roberto, and their daughters. She has personal interests in dancing, soccer, and traveling.

Lindsey Healy is a Financial Advisor at Merrill Lynch Wealth Management, where she joined The Heim Group in 2022. She brings a strong operations background, having previously worked as a Merrill Operations Analyst. In that role, she was responsible for approving and monitoring money movement requests, coordinating with advisors and clients, and training new operations team members. Lindsey assists clients with transactional, administrative, and account needs, serving as a responsive liaison with specialists throughout the firm. She focuses on areas including family wealth management, defined benefit and contribution plan consulting, legacy planning, personal retirement planning, portfolio management, small business strategies, women and wealth, and retirement income. She earned a Bachelor's Degree in Finance from Manhattan College, where she was a four-year member of the Dean's List and played on the Division I soccer team, receiving All-Academic MACC team honors each year. Lindsey holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, is a Personal Investment Advisor (PIA), and is accredited as a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA).

Robert Lucente is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces solutions available through Merrill and Bank of America. His objective is to provide clients with the knowledge and tools necessary to manage their financial lives effectively and select the platforms that align with their needs. Robert holds the designation of Personal Investment Advisor (PIA) and earned his bachelor's degree from Moravian College. His approach centers on helping clients identify what matters most to them and their families, enabling the creation of strategies to pursue their financial goals.

Thomas Pegel is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and NJ Claims Associates. Outside of finance, he has experience working in the hospitality and carpentry sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.