Arnold Plonski is a financial advisor with Merrill, holding a Series 63 designation and with 44 years of industry experience. He has worked at Merrill since 1981 and has been associated with Bank of America since 2009. His spouse is involved in several business ventures unrelated to investment management, including an antique center and a glass school organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, and institutions.

Melissa Politi is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Drew Rosenfeld is a Wealth Management Advisor at Merrill Lynch Wealth Management. He assists clients in managing various aspects of their financial lives, from daily transactions to long-term strategies tailored to their defined objectives. His approach incorporates liability management, estate planning, tax minimization, and philanthropic strategies into comprehensive investment advice, creating thoughtful overall financial plans. Drew holds multiple professional designations including the Certified Private Wealth Advisor® (CPWA®), Certified Investment Management Analyst® (CIMA®), and Chartered Retirement Planning Counselor™ (CRPC™). He is a qualified Senior Portfolio Advisor who manages custom investment strategies on a discretionary basis, utilizing Merrill Lynch Wealth Management model portfolios and third-party investment options. Drew earned his bachelor's degree in finance from The College of New Jersey, where he also played basketball for four years prior to joining Merrill Lynch in 2007. Outside of his professional work, Drew is involved in his children's schools and enjoys activities such as basketball, golfing, music, yoga, and spending time with his family.

Barry Mendelsohn is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing customized financial strategies for high-net-worth individuals, their families, and businesses to help meet both short- and long-term financial objectives. Barry works collaboratively with clients to create tailored investment plans that align with their unique goals, preferences, and risk tolerance. With a career in financial services starting in 1985, Barry is a qualified Portfolio Manager who manages personalized strategies that may include individual securities, Merrill model portfolios, and third-party investment options. He holds FINRA Series 7, 63, and 65 registrations, as well as Life/Health, Annuity, and Long Term Care Insurance licenses. Barry earned his Bachelor of Science degree in Chemistry from The City College of New York and has pursued graduate studies at St. John's University, Adelphi University, and Fairleigh Dickinson University. Barry emphasizes a consultative approach by listening carefully to clients, providing objective advice, and coordinating with other professionals such as attorneys and CPAs when requested. His professional designation includes Personal Investment Advisor (PIA).

Harold Cho is a Senior Financial Advisor based in the Short Hills, NJ Merrill Complex. He joined Merrill Lynch Wealth Management in 2014 and works closely with clients to design, implement, and manage financial strategies tailored to their specific objectives. Harold focuses on helping clients with wealth creation, preservation, and the transfer of assets by providing the necessary education and information for informed decision-making. Harold began his career at Lehman Brothers and Morgan Stanley before joining Merrill Lynch. He holds a Bachelor of Science degree in Finance from the University of Connecticut and maintains FINRA Series 3, 7, 9, 63, and 65 registrations. Additionally, he holds the Personal Investment Advisor (PIA) designation. Outside of his professional life, Harold enjoys sports such as tennis, soccer, and golf. He also spends time cooking, exploring new hot sauces, and being with his family.

Caleb Orr is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to help them gain control over their financial future through education, planning, and portfolio implementation. He focuses on helping clients identify and prioritize their financial objectives, leveraging collaborative relationships within the team to ensure that investments are strategically aligned to contribute to long-term financial success. Prior to joining Merrill Lynch, Caleb worked with local business owners, specializing in providing effective risk mitigation solutions. Caleb holds a Bachelor of Science degree in Agribusiness and a Master of Science degree in Applied Economics and Statistics, both from Clemson University. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). He is involved with the New Jersey Farm Bureau and the South Carolina Farm Bureau and participates in community organizations such as the Branchville Cemetery Association and the Sussex County Agriculture Development Board.

Caitlin Gilligan is a Series 66-licensed financial advisor with Merrill in Florham Park, NJ, and has 22 years of industry experience. She has been with Merrill since 2010. She also holds a fiduciary role as a power of attorney outside of her advisory duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Haig Shahinian is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on assisting clients with a wide range of financial planning needs, including general investing, retirement planning, and preparing for unexpected financial events. He also facilitates access to specialists at Bank of America for services such as banking, credit, home financing, and small business solutions. His areas of expertise encompass executive compensation, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, and tax minimization. Haig holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Haig earned his Bachelor's Degree from Drexel University. Outside of his professional work, he enjoys camping, football, ice hockey, music, and tennis, and remains active in his local community.

Elizabeth McKenna is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 29 years of experience in the financial services industry. She has been practicing as a financial advisor since 2000 and holds the CERTIFIED FINANCIAL PLANNER® certification earned in 2008, as well as the Chartered Special Needs Consultant® designation. As a Portfolio Manager, Elizabeth manages her own Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies to help clients pursue their financial objectives. Elizabeth focuses on collaborating with clients to develop personalized financial plans that address specific goals. While she serves a broad client base, she emphasizes working with professional women, families of individuals with special needs, and older clients with unique financial challenges. She offers guidance on investment portfolios, liquidity issues, risk tolerance, concentrated stock and restricted stock management, retirement transition, and wealth transfer strategies. Elizabeth holds a Bachelor's Degree from Rutgers University School of Business and a high school diploma from North Hunterdon High School. Outside of her professional work, she is involved in the Rotary Club of Summit/New Providence and The Rose House.

Vincent Dipaola is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with clients to develop personalized wealth management strategies that align with their life priorities and adapt to changing market conditions. He provides access to Merrill's investment insights as well as the banking and lending solutions available through Bank of America. Vincent holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from South Side Senior High School. He follows the Merrill tradition of community participation and volunteers with organizations such as The Gideons International. His approach focuses on understanding what matters most to clients to help them pursue their financial goals.

Alexander Joyce is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch Wealth Management in 2011, initially working in the operations department in the Morristown, New Jersey branch. In December 2013, he joined The Harbor Group as a Registered Client Associate, where he focuses on providing wealth planning services to clients. Alexander's areas of expertise include college education planning, equity compensation services, family wealth management strategies, liquidity management, retirement income, and tax minimization, among others. He supports a client base comprising hedge fund and private equity principals, Big Four accounting firm partners, as well as Wall Street and corporate executives, offering client-focused advice and guidance. He holds the CERTIFIED FINANCIAL PLANNER (CFP) credential and is a Personal Investment Advisor (PIA). Alexander earned a bachelor's degree from Washington College in 2011. Outside of his professional work, his personal interests include football, golfing, reading, and spending time with his family.

Connie Gois is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1995. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Nancy Seus is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals and couples fulfill their financial potential by working collaboratively to strengthen their preparedness for the future while addressing their current needs and goals. Nancy emphasizes understanding each client's unique priorities and creating personalized plans tailored to their family, goals, and aspirations. Her expertise includes areas such as divorce transition planning, executive compensation, LGBT wealth planning, personal retirement planning, philanthropic planning, socially responsible and values-based investing, and women and wealth. Nancy holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned her Bachelor's Degree from Carnegie Mellon University. Nancy is involved in her community through organizations such as NORWESCAP, where she serves on the Board of Trustees, the American Association of University Women - Mountain Lakes, and Beacon UU Summit. Her personal interests include boating, gardening, golfing, reading, and traveling.

Michael Campbell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing investment strategies that analyze clients’ current financial positions and identify their short- and long-term needs. Working closely with the Merrill Global Institutional Consulting Group and the Merrill Lynch Wealth Management platform, he provides guidance to a diverse client base including endowments, charitable organizations, C-suite executives, family trusts, and individual investors. His approach focuses on designing holistic investment strategies tailored to meet the comprehensive needs of his clients. With a career spanning over three decades, Michael has held roles such as Portfolio Analyst and Director of Merrill's Global Equity Sales and Trading. He also served as a senior member of the Global Relationship Management team, managing relationships with major global sovereign wealth funds, mutual funds, hedge funds, pension funds, and multinational investment banks. His professional expertise is complemented by his registrations in FINRA Series 7, 9, 10, 55, 63, 66, as well as a New Jersey Insurance License, and the Personal Investment Advisor (PIA) designation. Michael earned a bachelor's degree in Accounting from Iona College and holds an MBA in International Business from Seton Hall University. He is active in community and philanthropic activities and participates in organizations including Saint Patrick’s Cathedral in New York City, the Delbarton School Brotherhood Committee, Friendly Sons of Saint Patrick NYC, Summit Elks Lodge, National and New York State Traders Associations, and the Hedge Fund Roundtable. Michael and his wife reside in Chatham, New Jersey, where they have raised their four children.

Annette Mavropoulos is a financial advisor with Merrill, holding a Series 66 designation and bringing 40 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Thomas Cassiliano is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and 21 years of industry experience. He has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexia Gravvanis is a Financial Advisor with Merrill Lynch Wealth Management in Chicago. She specializes in holistic wealth management, assisting individuals and families in achieving their financial goals. Her expertise encompasses investment and portfolio management, comprehensive wealth planning, retirement analysis and tracking, executive compensation management, tax minimization strategies, and business retirement plans. Alexia holds a Bachelor's Degree from the University of Illinois at Urbana-Champaign and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She is actively involved in professional and community organizations, serving on boards such as the Goodmand Theatre, Josephinum Academy of the Sacred Heart, Lurie Children's Hospital Junior Council, and Merrill's Women's Exchange. Committed to community engagement, she aims to dedicate over 50 volunteer hours annually.

Stephen Kowalski is a financial advisor at Merrill with 24 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2003 and also has 15 years of experience with Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jake Del Greco is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2018. Prior to that, he held positions at Private Wealth Management Group, Quick Chek Corporation, and Wake Forest University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Perrone is a Series 66-registered financial advisor with Merrill, based in Florham Park, NJ, and has five years of industry experience. He has worked at Merrill since 2021 and previously held positions at National Financial Services LLC and Fidelity Investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.