Nicholas Malcolm is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in crafting personalized wealth management strategies that align with his clients' long-term financial goals and manage investment risks. His areas of expertise include college education planning, executive compensation, equity compensation services, family wealth management, portfolio management, tax minimization, and retirement income. Nicholas is committed to understanding his clients' financial situations in detail, enabling him to design customized strategies tailored to their needs. Nicholas holds the Certified Private Wealth Advisor® (CPWA®) designation awarded by the Investments & Wealth Institute™, in conjunction with The Yale School of Management. He also holds the Personal Investment Advisor (PIA) designation. He earned his bachelor's degree from Kean University. Outside of his professional responsibilities, Nicholas spends time with his wife and daughters and engages in community volunteer activities. His personal interests include basketball, boxing, football, and golfing.

Brian Wong is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). With a degree in Economics from Rutgers University, Brian brings a consultative approach to wealth management. He focuses on working closely with clients to develop detailed, written financial strategies tailored to their individual goals. His expertise encompasses career transitions, retirement planning, estate planning, and tax-efficient disciplined investing. Brian emphasizes collaboration with clients and their other trusted advisors, such as accountants and attorneys, to achieve long-term financial success. Outside of his professional work, Brian is an active member of the Church of Living Grace of New Jersey in Parsippany. He resides in Bedminster, New Jersey, and enjoys playing basketball and spending time with his wife, Tiffany, and their two children.

Jeffrey Canfield is a Senior Financial Advisor at Merrill Lynch Wealth Management. His professional focus is on creating and implementing financial strategies for high net-worth individuals, their families, and businesses to help them achieve both their short and long-term goals. Jeffrey's approach to wealth management involves listening to clients' financial situations, preferences, and goals before presenting asset allocations aligned with their income and growth expectations. He engages in ongoing discussions on investments, retirement, estate planning services, and philanthropy. His client focus areas include college education planning, divorce transition planning, personal retirement planning, portfolio management services, and retirement income. He graduated in 2009 from Lafayette College with a Bachelor of Science in economics and business, with a concentration in finance. Jeffrey holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He resides in Armonk, New York and participates in community volunteering activities aligned with Merrill's tradition of community involvement.

Margaret Milite is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2007 and has worked at Bank of America, N.A. since 2014. Outside of her advisory role, she is a co-owner of a family rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based, discretionary, and tax-aware investment strategies.

Brian Hale is a financial advisor at Merrill in Florham Park, NJ, holding a Series 66 designation with four years of industry experience. Prior to joining Merrill in 2026, he worked at Buckman, Buckman & Reid, Inc. for four years and has held various roles in other firms and organizations. His background includes engagements outside finance, such as work with political campaigns and consulting. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Paul Kilcullen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves clients by focusing on wealth preservation and managing cash flow needs as foundational elements of his wealth management process. Paul emphasizes proactive client service and transparency in his advocacy for clients and their families. As a CERTIFIED FINANCIAL PLANNER™ professional, Paul develops comprehensive wealth management plans that coordinate various aspects of his clients' lives. His expertise also extends to Social Security, Medicare, insurance planning, executive compensation, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, socially responsible and ESG investing, and tax minimization. Paul holds a Bachelor's Degree in Political Science from the College of the Holy Cross. He resides in Mendham, New Jersey with his wife Stephanie and their three children. Paul is actively involved in his community and volunteers as a Certified EMT.

James Cole is a Wealth Management Advisor with the Barth Group at Merrill Lynch Wealth Management in Short Hills, NJ. His approach integrates planning, investments, and banking using customized strategies tailored to clients' individual goals. He works with a select group of families, retirees, corporate executives, business owners, and non-profit organizations primarily in the greater New Jersey/New York City area and nationwide. The team emphasizes education to empower clients in making informed financial decisions and aims to simplify and bring clarity to their financial lives. Jim is a CERTIFIED FINANCIAL PLANNER4 (CFP4) certificant, awarded by the Certified Financial Planner Board of Standards, Inc. He also holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from the University of Oregon. Prior to his financial advisory career, Jim served as an officer in the United States Marine Corps and later served with the New Jersey Army National Guard until his retirement in 2008. He focuses on various client areas including retirement income, family wealth management strategies, legacy planning, socially responsible investing, and managing new wealth. Jim emphasizes regular client engagement, including multiple meetings per year and an annual Financial Physical to review goals and strategies. Outside of his professional role, Jim spends time with his family, enjoys traveling, and watching movies.

Jennifer Loeb is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior experience includes 18 years at Merrill Lynch, Pierce, Fenner & Smith Incorporated and a year at Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

William Sabo III is a financial advisor with Merrill who holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has worked at Merrill since 2019 and previously spent three years at JPMorgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Patricia Barksdale is a Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management with over 40 years of experience in financial services, including 33 years at Merrill. She provides guidance to individuals and families in establishing their financial goals through personalized wealth management strategies, focusing on areas such as college education planning, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, and sports and entertainment sectors. Patricia holds dual bachelor's degrees in Finance and Economics from Kean University and completed Merrill's Financial Advisors Leadership Program at the University of Pennsylvania Wharton School of Business. She holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Throughout her career, she has been recognized as a 2025 GameChangHer by Insights Marketing, a 2007 Woman of Influence in Finance, and honored as a 2014 Kean University Distinguished Alumni. Beyond her professional role, Patricia is active in financial literacy education, volunteering and speaking with organizations such as Kean University, Newark Public Schools, the Jackie Robinson Foundation, and Junior Achievement of New Jersey. She is involved with professional and community organizations including the National Association of Black Female Executives in Music and Entertainment, the Executive Women's Golf Association, and has served on advisory boards for Kean University and the Kean University Foundation. Her personal interests include playing golf, dancing, listening to music, attending Broadway shows, cooking, and spending time with her family.

Michael Mastrangelo is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized investment strategies that align with their short-, mid-, and long-term financial goals. Michael serves as a resource for a broad range of financial needs, including investing, retirement planning, and emergency savings. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rutgers University.

James Kiely is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth management for high-net-worth clients. With a career in the financial industry beginning in 1983, he focuses on managing risk across investments, retirement, and wealth transfer while coordinating closely with clients' legal and tax advisors. James serves a select group of affluent individuals, including business owners, entrepreneurs, and professionals, providing strategies that address succession, liquidity events, and intergenerational wealth transfer. James holds a Bachelor’s degree in Economics from Rutgers University and has earned multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to a disciplined, risk-managed approach to financial planning that supports clients' long-term goals such as retirement income, tax minimization, legacy planning, and family wealth management. Residing in Mountain Lakes with his wife and three daughters, James is involved in his community through his role on the Board of Governors of the Lakeland Hills YMCA. His personal interests include boating, football, hiking, scuba diving, traveling, and spending time with his family.

Bruce Barth is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1973. He holds professional designations including Certified Financial Planner (CFP) and Chartered Retirement Planning Counselor (CRPC). Bruce focuses on various client needs such as college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. Throughout his career, Bruce has been recognized in multiple industry rankings, including Barron's Top 1,000 and Top 1,500 Financial Advisors from 2009 through 2026, as well as Forbes Best-In-State Wealth Advisors from 2018 to 2026. He holds a bachelor's degree from West Virginia Wesleyan College and participates actively in his community as a member of the 200 Club of Union County, NJ. Bruce emphasizes client education as a key component of his practice, aiming to keep clients informed about events affecting their finances and ensuring they are comfortable with their decisions. A lifelong resident of the Short Hills area, Bruce's personal interests include baseball, fishing, football, gardening, golfing, horseback riding, reading, skiing, and watching movies. He also serves on the boards of several local organizations.

Philip Ortolani is a Senior Financial Advisor with Merrill Lynch Wealth Management. He also serves as a Managing Partner of Ortolani, Wong and Associates. Mr. Ortolani has been in the financial services industry since 1985, focusing on developing strategies for high-net-worth individuals, their families, and their businesses to meet both short- and long-term financial goals. Mr. Ortolani holds a Bachelor of Science in Business Administration from Villanova University and earned a Master of Business Administration in Finance from Fairleigh Dickinson University. His areas of expertise include personal retirement planning, legacy planning, portfolio management services, and retirement income. He holds the designation of Personal Investment Advisor (PIA). Residing in Chatham, New Jersey with his wife and three grown children, Mr. Ortolani participates in community activities including the Corpus Christi Parish Community Soup Kitchen and Habitat for Humanity. He is also a member of the Villanova University North Jersey Alumni Association. In his personal time, he enjoys golfing, hiking, skiing, traveling, and watching movies.

John Hemmens serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he collaborates closely with retirement plan benefit committees and plan participants. In his role, he provides strategies aimed at increasing confidence in financial planning and retirement outcomes. John's expertise encompasses divorce transition planning, employee benefits planning, institutional and corporate benefit services, investment consulting for defined contribution plans, and retirement income solutions. John holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is part of a select group of Merrill advisors qualified as a Retirement Benefits Consultant, offering access to fiduciary services to 401(k) plans. John also manages personalized and defined investment strategies for individual clients, which can include individual securities, Merrill model portfolios, and third-party investment strategies. He earned both his Bachelor's and Master's degrees in Finance and Investments from Rutgers University. Outside of his professional responsibilities, John enjoys skiing, golfing, tennis, biking, fishing, gardening, music, soccer, and traveling. He actively supports his daughters' school and athletic activities and participates in community and charitable initiatives in the communities he serves.

Michael Spellman is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2000. He specializes in retirement and investment income strategies, focusing on business executives, physicians, and retirees. As a partner of the GCCA Group, an 11-person team managing approximately $2 billion in client balances, Michael contributes to delivering personalized financial services backed by the resources of Merrill Lynch. Michael began his academic journey at Rutgers College on a track-and-field scholarship, earning a bachelor's degree in political science. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials support his expertise in areas such as tax minimization, wealth accumulation, asset preservation, retirement income planning, and wealth distribution. Outside of his professional work, Michael enjoys long-distance running, Rutgers football games, and fishing. He and his wife, Jessica, who is an Associate Professor of Anesthesiology at Columbia University, live in Essex Fells and spend time with their twin sons.

Lawrence Bahneman is a Financial Advisor at Merrill Lynch Wealth Management with more than 30 years of experience in the financial services industry. He provides personalized, relationship-driven guidance to help clients make informed decisions, build lasting financial security, and align their wealth with their priorities. His approach encompasses understanding each client's unique goals, family dynamics, and long-term vision to deliver thoughtful strategies supporting them through every stage of life. Mr. Bahneman specializes in assisting successful individuals and families with financial decision-making and gaining confidence about their future. Beyond investment management, he serves as a personal family resource, coordinating complex financial decisions that impact clients' lives, families, and long-term legacy. His expertise includes retirement income and Social Security strategies, tax-efficient wealth transfer, estate planning considerations, insurance and risk management evaluation, as well as collaboration with CPAs, attorneys, and other trusted professionals to provide a comprehensive approach. He holds a Bachelor's Degree from Kings College and has earned professional designations as a Chartered Life Underwriter (CLU) and Personal Investment Advisor (PIA). Outside of his professional work, Mr. Bahneman is involved in his community through Grace Church On The Mount in Netcong, NJ. He also enjoys various recreational activities including baseball, basketball, boating, bowling, football, golfing, ice hockey, pickleball, traveling, and watching movies.

James Ahern is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Summit, New Jersey. He is part of the Hinds Fisher Ahern Group, collaborating with colleagues to provide comprehensive financial services. Their team offers wealth management and investment guidance, complemented by access to banking and lending solutions from Bank of America. This integrated approach is designed to help clients monitor and manage their finances efficiently through a single platform. Mr. Ahern’s career spans multiple major financial institutions including JP Morgan, Smith Barney, Legg Mason, and the Depository Trust. He joined Merrill Lynch in 2008, initially supporting Financial Advisors in implementing alternative investment strategies such as hedge funds, private equity, and structured investments. His experience included a role managing sales of structured investments in the Midwest region before relocating back to New Jersey in 2016 to focus on serving families and businesses alongside his team. He holds a Bachelor's Degree from Yale University and professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, Mr. Ahern resides in Manasquan, New Jersey with his wife and four children. He is active in his local community and coaches youth baseball and basketball.

Mario Milelli is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management. He is a qualified Portfolio Manager who provides traditional financial advice and guidance, helping clients pursue their objectives through personalized or defined investment strategies. These strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. In his role, Mario manages strategies on a discretionary basis through the firm's Investment Advisory Program. With over 30 years of experience, Mario offers expertise in college education planning, divorce transition planning, institutional consulting, retirement planning, portfolio management, and investment strategies for both individuals and corporations. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. and the Personal Investment Advisor (PIA) designation. Mario earned bachelor's degrees from both the Pennsylvania State University System and the University of Maine System. Mario resides in Denville, New Jersey with his wife and two daughters. He is fluent in English, Italian, and Spanish. Outside of his professional work, he enjoys gardening, music, soccer, spending time with his family, and traveling. He is involved with the Morris County Hispanic Chamber of Commerce.

Erika Evleth is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Before joining Merrill in 2022, she worked in media roles including positions at Cheddar News and the MLB/NHL Network. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.