Debra Martin is a financial advisor at Merrill with 38 years of industry experience. She has worked at Merrill since 1990 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Julie Krieg is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and eight years of industry experience. She has worked at Merrill and Bank of America since 2018 and previously held positions at Howard Hanna Real Estate Services and Dillard's. Outside of her advisory role, she is a 25% owner of Allyson Gale, LLC, a consulting business unrelated to investment activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Catherine Montilva is a financial advisor at Merrill with a Series 66 designation and 11 years of industry experience. She previously worked at Citigroup Global Markets for 12 years before joining Merrill in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Pamela Moreland is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill Lynch Pierce Fenner & Smith Inc. since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Walter Lytle is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has been with Merrill since 1991 and is also associated with Bank of America since 2010. Lytle owns an inactive real estate license through a sole proprietorship. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marcel Pelegrin is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. He provides guidance on a range of financial topics including general investing, retirement planning, and preparing for unforeseen expenses. Marcel also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Chartered Retirement Planning Counselor (CRPC) designation and earned a Bachelor's Degree from the State University of New York at Plattsburgh. Fluent in English and German, Marcel is committed to understanding what matters most to his clients and delivering ongoing advice that adapts to their evolving needs. In addition to his professional responsibilities, he participates in community activities through the Glenville Rotary Club.