Richard Piatas is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in financial advisory services. He focuses on serving entrepreneurs, corporate executives, and professionals who have transformed intellectual capital into financial capital. Richard's expertise includes corporate retirement plan services, education planning, equity compensation services, family wealth management strategies, employee financial health, legacy planning, managing new wealth, personal retirement planning, socially responsible investing, values-based and ESG investing, and retirement income. Richard holds a Bachelor's Degree in Economics from the University of Waterloo in Canada and a Master of Business Administration in Finance from Barry University in Florida. He has earned several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He leverages his extensive experience and the resources of Merrill Lynch and Bank of America to provide customized, transparent, and prudent financial advice. Outside of his professional work, Richard is an active supporter of the Juvenile Diabetes Research Foundation, motivated by his personal experience as a parent of a child with Type 1 Diabetes. He enjoys spending time with his wife and twin teenagers, participating in activities such as downhill skiing, whitewater rafting, and global travel.

Jennifer Aceves is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Curtiss Kaufman is a Series 66-licensed financial advisor with Merrill, based in Frisco, TX. He has 17 years of industry experience and has worked at Merrill since 2009, including time associated with Bank of America since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Hughes is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in investment advising, focusing on designing and implementing the equity portions of client portfolios. John works with clients on a range of financial planning areas including college education planning, corporate executive services, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, sports and entertainment, tax minimization, and retirement income. John earned a Bachelor of Business Administration in Finance with an emphasis on Econometrics from Southern Methodist University’s Edwin L. Cox School of Business. He holds the designation of Personal Investment Advisor (PIA). Outside of his professional responsibilities, John enjoys running, marathon running, surfing, skiing, playing chess, listening to music, reading, and spending time with his family.

Frederik Constantinesco is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, N.A., XRAM Capital, and self-employment ventures spanning eight years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tommy Pierce is a Private Wealth Advisor with Merrill Lynch Wealth Management, where he has been a team member for 18 years. He specializes in wealth management planning, single stock risk management, non-traditional investments, liability planning, and business succession planning, focusing on high net worth families and business owners. His experience includes identifying opportunities and assessing risk for corporate executives and business owners, aiding in the development of sophisticated strategies in today's marketplace. Tommy holds the Certified Private Wealth Advisor (CPWA) designation from the Investments & Wealth Institute at the University of Chicago Booth School of Business and the Certified Exit Planning Advisor (CEPA) designation. He earned his Bachelor's degree with an emphasis in Finance from Lamar University, where he received All-Academic honors and other awards while playing Division I baseball. Alongside his professional career, Tommy and his wife Ashley are active in the Frisco community, participating with Preston Trail Community Church and Casa Hogar Orphanage. They have twin daughters and contribute to local charitable activities.

Cynthia Tran Alecio is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bradley Willis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He assists clients in building, managing, and preserving their wealth, providing support and guidance during various life transitions. He works in collaboration with clients and colleagues to develop tailored financial strategies that address investments; banking, borrowing, and liability management; non-portfolio risk management; and trust and estate planning services. At Willis Wealth Management, Bradley applies an approach shaped by his background in history, holding a Bachelor's Degree from the University of Louisville. His perspective emphasizes responding to change with curiosity, courage, and calmness. He focuses on listening to understand clients' personal goals, family priorities, and life experiences in order to provide objective, unbiased, and cost-effective advice. Bradley's areas of expertise include college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) professional designations. Outside of his professional role, his personal interests include fishing, running marathons, and soccer.

Mary Ferrell is a financial advisor with Merrill in Frisco, TX, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. She has been with Merrill since 1984. Outside of her advisory role, she owns rental properties managed by outside companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Gregory Fallon is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in working with families and business owners to simplify the complexities of wealth and develop personalized strategies aligned with their financial goals. Gregory's client focus areas include family wealth management strategies, liquidity management, portfolio management services, small business strategies, tax minimization, and retirement income. He takes a comprehensive approach to financial planning by evaluating both sides of the balance sheet to ensure that all aspects of a client's financial life are coordinated toward their objectives. Gregory emphasizes understanding each client's unique circumstances, priorities, and aspirations to deliver personalized advice combined with Merrill's resources to help clients make informed decisions. Gregory holds a Bachelor's Degree in Finance and Economics from the University of New Hampshire and maintains the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys basketball, boating, fishing, football, golfing, spending time with his family, and traveling.

Angela Shaw is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2007. Based in Frisco, TX, her career has been focused on delivering investment services within a large institutional firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Wagoner is a financial advisor at Merrill with 25 years of industry experience. He has been with Merrill since 2009 and has concurrently worked with Bank of America N.A. since 2007. Outside of his advisory role, he serves on the golf committee at Royal Oaks Country Club, organizing tournament formats for the club's men's golf association. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Pavell is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and bringing 19 years of industry experience. He has been with Merrill since 2009 and is also affiliated with Bank of America. Outside of his advisory role, Pavell volunteers as Chair of the Finance Committee at Fort Worth Bible Church and serves on a scholarship committee for the Crescent Scholarship Foundation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Janine Hartman is a financial advisor at Merrill with 7 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Goldman Sachs, Fidelity Investments, JP Morgan Securities, and JP Morgan Chase. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paige Kendrick is a financial advisor with Merrill in Frisco, Texas, holding a Series 66 credential and 15 years of experience at the firm. She serves as a board member of Ascend Dallas, a nonprofit focused on empowering women and addressing poverty through confidence and skill-building programs. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Damian Escobar is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2009, previously working at Bank of America and Banc of America Investment Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Fontenot is a Wealth Management Advisor and Vice President with Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Sam Houston University. Since beginning his career in the financial services industry in 1993, Michael has developed expertise in creating customized financial strategies tailored to clients' individual needs. His areas of focus include financial strategies, retirement planning, college planning, investment planning, life insurance, and long-term care insurance. Michael emphasizes a diversified investment approach that considers clients’ risk tolerance and time horizons to manage risk and reduce vulnerability to market fluctuations. He is committed to regularly reviewing each client's financial plan to help them stay focused on their long-term goals. Michael is also engaged in community activities and dedicates time to volunteering with local organizations, reflecting the Merrill tradition of community involvement. His professional philosophy centers on working closely with clients one-on-one to develop personalized financial strategies aligned with their objectives.

Jayden Mcdougal is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Merrill, Jayden worked at Fidelity Investments and has held various roles including positions in education and hospitality. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Cantleberry is a Financial Advisor with Merrill Lynch Wealth Management, based in Dallas, Texas. He works closely with individuals, families, and business owners to align their wealth with their liquidity needs and financial objectives, with a particular focus on retirement planning. John develops custom wealth plans for clients and uses scenario analysis to simulate the impact on their financial lives and potential wealth. John has over a decade of experience in the financial services industry. Prior to joining Merrill Lynch in 2017, he served as President of a private equity fund focused on residential investment property. He also cofounded a residential real estate firm in Dallas, which acquired over 600 houses under his leadership, and directed business development for B2R Finance, a Blackstone company financing investment properties. His career began in engineering and management roles at General Motors, American Airlines, Siemens, and Corning. He earned a Bachelor’s Degree in Mechanical and Electrical Engineering from Kettering University, graduating Cum Laude, and an MBA from the Wharton School of the University of Pennsylvania. John holds the Personal Investment Advisor (PIA) designation and is proficient in German, Spanish, and English. He previously served on the advisory board for the Carr P. Collins Salvation Army facility in Dallas from 2011 to 2017. John lives near Lake Lewisville in The Colony, Texas, with his wife, Jane, and enjoys outdoor activities, fitness, golf, sports cars, electric vehicles, history, and traveling.

Suzanne Ingram is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management based in Frisco, Texas. She holds a Bachelor's Degree from Texas A&M University in Economics and has over 20 years of experience in investing and wealth management. Suzanne's expertise encompasses college education planning, managing new wealth, personal retirement planning, investment strategy, and tax minimization. Throughout her career, Suzanne has developed comprehensive skills across portfolio construction, risk analysis, retirement and estate planning. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She specializes in retirement planning with a focus on trust and estate strategies. Beyond her professional role, Suzanne engages with her community through volunteer work with the children's program at Hope Fellowship Church. Her personal interests include biking, running, and singing.