Luca Saponieri is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their values and develop tailored strategies to help them achieve their financial goals. Luca provides access to Merrill's global investing resources as well as the credit, lending, and banking services of Bank of America. His areas of focus include Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Small Business Strategies, Tax Minimization, and Retirement Income. Luca holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Chaminade High School and obtained a Bachelor's Degree from George Washington University.

Joshua Miller is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2009. Outside of his advisory role, he serves as a board member for North Shore PAL Roller Hockey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Dawn Vittorio Pike is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. She has worked at Merrill since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Dawn Eggers is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Handel is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding individuals and families through their financial journeys. He focuses on a range of client needs including family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management, special needs planning, individual and corporate investment strategies, tax minimization, and retirement income. Michael holds a Bachelor's Degree from the University of Michigan and carries the Personal Investment Advisor (PIA) designation. He adheres to a client-centered philosophy, working one-on-one to develop personalized financial strategies tailored to long-term goals. In addition to his professional work, Michael is involved in his community as a youth sports coach. Outside of work, his personal interests include golfing, ice hockey, music, pickleball, reading, skiing, and yoga.

Tracey Bierman is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked at Merrill since 2012 and previously held positions at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory work, she operates a part-time sole proprietorship focused on crafts and handmade party supplies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a broad range of individual and institutional clients.

Ashley May is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in helping clients build solid financial frameworks tailored to each chapter of their lives. Ashley's focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, women and wealth, and retirement income. Ashley has been in the financial services industry since 2011. She holds the Certified Private Wealth Advisor (CPWA) designation and the Personal Investment Advisor (PIA) credential. She earned her bachelor's degree from New York University, where she graduated magna cum laude and was awarded the College Prize in Politics for excellence in her field and service to the department. Ashley lives in Locust Valley, New York. She is involved with Cove Animal Rescue and participates in walking shelter dogs. Her personal interests include biking, reading, yoga, and spending time with her family.

Richard Eisman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing investment portfolios and providing financial advice to individuals and families. Richard focuses on creating personalized wealth management strategies to help clients pursue their long-term financial goals through tailored investment planning. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income planning. Richard holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Massachusetts System. Outside of his professional work, Richard enjoys baseball, biking, camping, gardening, music, reading, spending time with his family, traveling, and watching movies. His approach emphasizes one-on-one collaboration to develop financial strategies aligned with clients' personal objectives.

Charles Carson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill for more than 25 years, providing one-on-one financial advice to business owners, executives, and multigenerational families. Charles focuses on helping clients pursue a secure and purposeful financial future by listening to their priorities and offering tailored strategies that consider the broader economic environment. His expertise spans multiple facets of wealth management, including investment strategies, trust and estate planning services, retirement planning, charitable giving, and business succession planning. Charles holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He earned his education from SUNY Buffalo. Born and raised in Long Island, Charles has supported community initiatives in the area and is a past board member of the Long Island Leukemia Society. He resides in Northport and enjoys boating, spending time with his two children, and pursuing his interest in cars.

Neil Carlin is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. He works closely with clients to develop personalized financial strategies aimed at achieving their long-term goals. With a career beginning at Prudential Bache Halsey Stuart, Neil has been part of the Garden City office of Merrill since 1984. His professional experience includes crafting investment, retirement, liability, tax minimization, and estate planning strategies. Neil holds the Personal Investment Advisor (PIA) designation and attended the University of South Florida without a degree conferred. He also holds a high school diploma from Valley Stream North High. Outside of his professional work, Neil is active in his community and participates in volunteer activities. His personal interests include adventure sports such as fishing, music, running, skiing, surfing, and yoga. As a lifelong resident of Long Island, he lives in St. James with his wife and their three children.

Tracy Scahill is a Senior Financial Advisor at Merrill Lynch Wealth Management with 39 years of experience at the same firm and office. She has focused her career on building enduring relationships with multi-generational families, prioritizing client needs and delivering personalized financial strategies. Tracy specializes in personal retirement planning, portfolio management services, and retirement income. She holds a Bachelor's Degree from Villanova University and a High School Diploma from St Mary's High School. Tracy also holds the Professional Investment Advisor (PIA) designation. Her approach emphasizes collaboration with clients to develop tailored financial plans that align with their long-term goals. Outside of her professional work, Tracy is engaged in endurance sports and physical fitness, having completed the New York City Marathon three times and participated in fifteen consecutive years of triathlons and half marathons. She holds a black belt in Shotokan karate and enjoys golfing, running marathons, playing tennis, and spending time with her family.

Colin Pedersen serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Merrill clients to assess their current financial situations and introduce them to solutions available through Merrill and Bank of America. His focus is to provide clients with the knowledge and tools necessary to manage their financial lives and select the platform that aligns with their needs. Colin holds the Professional Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Quinnipiac University. His approach involves helping clients identify what matters most to them and their families to develop strategies aimed at achieving their financial goals.

Gregory Ferdinand is a Financial Advisor at Merrill Lynch Wealth Management. He has over three decades of experience in the financial services industry, beginning his career in 1991. Greg works with high net worth individuals, families, and businesses to provide goals-based wealth management, focusing on personalized financial strategies that address what matters most to each client as they plan for future life stages. His expertise includes areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, tax minimization, portfolio management, and investment strategies for both individuals and corporations. He serves affluent families, accomplished professionals, and successful business owners, collaborating with a team of specialists to deliver customized advice and disciplined investment approaches. Greg holds a Bachelor's degree in Business Administration from Adelphi University. Outside of his professional work, he enjoys a variety of sports and outdoor activities, including baseball, basketball, boating, fishing, football, gardening, golfing, ice hockey, skiing, and tennis. Greg is also a member of the Heart Of Worship organization.

Gaynell Hunte is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Rosenstein is a Senior Financial Advisor and co-head of a wealth management team at Merrill Lynch Wealth Management in Garden City, New York. He leads a disciplined financial planning process that begins with understanding clients' current situations and goals, followed by designing and implementing customized plans with ongoing communication to adapt to changing markets and personal circumstances. Michael's expertise includes portfolio management, individual portfolio construction, and overseeing portfolio performance. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Chartered Retirement Planning Counselor™ (CRPC) designation, and the Personal Investment Advisor (PIA) designation, reflecting his commitment to helping clients set meaningful and attainable financial goals. He has been named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019, 2022, 2023, and 2024. Michael earned a Bachelor's degree in Finance from the University at Buffalo's School of Management. He is fluent in Russian and English. He lives in Melville with his wife and two children.

Daniel O'Connell is a financial advisor at Merrill with 42 years of industry experience. He holds a Series 63 designation and has been with Merrill since 1983, concurrently working at Bank of America since 2009. Outside of his advisory role, he serves as an officer for the Backus Farm Homeowners Association, overseeing dues collection for property maintenance, and is a member of Pine Neck Realty, LLC, which focuses on liability protection and estate planning. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Megan Mc Gowan is a financial advisor at Merrill with 8 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2019. Prior to joining Merrill, she was employed at Foresters Financial and has experience in both financial services and other sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Carpentier is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to help clients pursue their long-term goals through one-on-one collaboration. David holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). His educational background includes an Associate's Degree from Nassau Community College, a Bachelor's Degree from SUNY Geneseo, and a Master's Degree from Molloy College. Committed to community involvement, David actively participates in local organizations, reflecting the Merrill tradition of serving the communities in which they operate.

Rachel Coronel is a Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding individuals, medical professionals, and business owners through personalized financial strategies. She focuses on understanding each client's unique financial goals and investment style to build individualized plans that reflect their needs. Rachel's approach centers on collaboration and maintaining discipline to help clients pursue their objectives effectively. With 19 years of experience in financial services, Rachel's expertise encompasses education planning, legacy planning, managing new wealth, personal retirement planning, small business strategies, socially responsible and values-based investing, special needs planning, women and wealth, individual and corporate investment strategies, and retirement income. She holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree in political science from Columbia University. Rachel is actively involved in community organizations focused on education, mentorship of young women, Latino businesses, and autism awareness. She speaks English, French, and Spanish, and lives on Long Island with her husband and their three bilingual children.

Daniel O’Connell Jr. is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. He has worked at Merrill and Bank of America since 2020 and previously was employed at Precise International. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.