Fatimah Banker serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, she works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Her objective is to equip clients with the knowledge and tools to manage their financial lives effectively and select the platform that suits their needs. Fatimah holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Georgia Southern University. She approaches her work with the philosophy of helping clients uncover what matters to them and their families to develop strategies for pursuing their financial goals.

Paulina Treistman is a Series 66-licensed financial advisor with six years of industry experience. She is currently with Merrill, where she has held roles since 2018, including previous positions at Mountain West Advisors, Norc, and Gianni Rae Associates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Epping is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 30 years of experience managing individual portfolios. He focuses on personal retirement planning, portfolio management services, and both individual and corporate investment strategies. William works with high net worth clients, business owners, executives, and retirees, helping them develop customized financial plans that align with their individual investment objectives. His approach emphasizes creating diversified portfolios and capitalizing on market dislocations to build long-term financial strategies. William holds a Bachelor's Degree from the University of Wisconsin-Whitewater and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He is part of the Martin/Epping Group, which collaborates closely with clients and their other professional advisors to address comprehensive financial needs. Beyond his professional work, William is involved with the Miracle League of Denver and supports initiatives for children and adults living with various mental and physical challenges. His personal interests include basketball, fishing, golfing, hunting, tennis, and traveling.

Nathan Handl is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, JPMorgan Chase Bank, and JP Morgan Securities LLC. Prior to his finance career, he was employed at Cox Communications and a Trek Bicycle Store in West Phoenix. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients, supported by internal and third-party asset managers.

Olga Leonova is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in working with high-income professionals, including business owners and corporate executives, to help them transition to a work-optional lifestyle while maintaining their current standard of living. Olga and her all-female advisory team provide a personalized approach, combining the attentiveness of a boutique family office with the resources of a global institution. Their services include creating sustainable, tax-efficient income streams, structuring resilient portfolios, planning for liquidity events, coordinating tax strategies, integrating alternative investments, and preparing the next generation for responsible wealth management. Olga holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned both her bachelor's and master's degrees from the University of Massachusetts System. Fluent in Russian and English, Olga draws on her background as an immigrant from Russia to relate to clients facing complex financial decisions, especially those who are also immigrants. In addition to her professional work, Olga is involved in community volunteering through Merrill’s tradition of service. Her personal interests include hiking, ice skating, skiing, spending time with family, traveling, and practicing yoga.

John Garcia is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill Edge since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Elissa Chawdhry is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. She has worked at Merrill since 2022 and previously held roles at TD Ameritrade and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional plans.

Nicolas Spicola is a Financial Advisor with Merrill Lynch Wealth Management. He provides financial planning and investment services to clients as part of the firm's wealth management division. Specific details regarding his experience, areas of expertise, education, credentials, and personal interests have not been provided.

Charles Schlaepfer is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. His work history includes roles at Bank of America, Beyond6/Chevron, and Amp Americas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Cole is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized wealth management strategies that reflect their unique financial situations, goals, and lifestyles. His approach involves connecting all aspects of clients' financial lives to prioritize and pursue their most important objectives. John has expertise in areas including family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, and retirement income. He addresses the complexities of managing significant net worth, especially during the transition to retirement, offering guidance on tax-efficient strategies, holistic wealth management, and aligning finances with clients' future lifestyles. He holds a Bachelor's Degree from the University of Portland and has earned professional designations including Chartered Financial Consultant (CHFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional role, John participates in community volunteering and enjoys personal interests such as fishing, golfing, hiking, and traveling.

Shane Micheel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill as a Financial Advisor in 2015 and holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the University of Colorado System and a Master's Degree from the College for Financial Planning. Shane focuses on developing financial strategies for individuals, families, and businesses by understanding their short- and long-term objectives. His client areas include divorce transition planning, family wealth management strategies, personal retirement planning, and retirement income. He works closely with a limited group of families to provide tailored financial advice aimed at managing risk and cost-effectiveness. Originally from California, Shane moved to Colorado to attend the University of Colorado Boulder. He and his wife live in Littleton with their four children and actively support community organizations such as Special Olympics Colorado, Rachel's Challenge, Royal Family Kids Camp, Junior Achievement USA, Ken Caryl Little League, and Avout Racing - Mountain Bike Team.

Samantha Poster is a financial advisor with Merrill in Greenwood Village, CO, holding a Series 66 license and four years of industry experience. She previously worked at Wedbush Securities and Bank of America. Outside of finance, she operates Pottery by Chaucy, a retail pottery business, where she provides freelance graphic and web design services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jessica Goudy is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she works with the Guthrie, Goudy and Pahl Group in Denver. She specializes in personalized wealth management and retirement planning, integrating disciplined investment strategies with a strong emphasis on client education. Jessica partners with individuals and families to support their personal, charitable, and financial objectives through customized strategies. Jessica holds the Certified Divorce Financial Analyst® (CDFA®) and Chartered SRI Counselor™ (CSRIC®) designations. She earned her Bachelor's Degree in Finance from Regis University. Her professional focus includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, and socially responsible investing. In addition to her professional role, Jessica is actively involved in her community. She and her family live in Denver and participate in volunteer efforts related to education and environmental initiatives. Jessica is also engaged with her church and supports the law enforcement community through various commitments. She is a member of organizations including the Colorado Women's Chamber of Commerce, Ellevate Network, Junior League of Denver, and others.

Deanna Myer is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Greenwood Village, Colorado. With over 40 years of experience in the financial services industry, she works closely with individuals, families, small business owners, and retirees to help them navigate their financial lives. Her areas of focus include college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, individual and corporate investment strategies, and retirement income. Deanna holds a Bachelor's Degree from Eastern Illinois University and an Associate's Degree from Kankakee Community College. She has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Deanna is committed to client education, aiming to simplify and clarify financial matters to help clients make informed decisions. She has been active in the community, serving on the Junior League of Denver Board of Directors and its Foundation Board, and has organized a company charity golf tournament for over 25 years to support qualified charities across the state. In her personal time, Deanna enjoys spending time with her family and engaging in activities such as golfing, swimming, tennis, reading, sewing, and traveling. She is available to assist clients who are considering retirement, recent job changes, divorce, or those seeking financial advice and guidance.

Jonathan Beegle is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1996, concurrently serving at Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Guthrie Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1996 following his service as a U.S. Naval Officer. In his role, Robert implements and oversees the planning process that supports the team's strategic and tactical financial recommendations. Robert specializes in assisting individuals and families in developing financial strategies to meet their goals. His expertise includes corporate executive services, education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and special needs planning strategies. He utilizes Merrill Lynch Wealth Management's resources and Bank of America's banking capabilities to provide customized financial solutions, including estate planning support, balance sheet and cash flow analysis, and business planning strategies. He holds a Bachelor's Degree from the University of Colorado System and has earned the CERTIFIED FINANCIAL PLANNER (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Special Needs Consultant (ChSNC) designation awarded by the American College of Financial Services. Robert is involved in several professional and community organizations, including Kappa Sigma Fraternity, the President's Leadership Class at the University of Colorado, Big Brothers Big Sisters, Colorado Young Leaders, Cottonwood Institute, the Crohn's & Colitis Foundation of America Rocky Mountain Chapter, and the Juvenile Diabetes Research Foundation Rocky Mountain Chapter.

John Herpers is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2002 and has over 18 years of experience. John holds a Bachelor's degree in International Business from The University of Denver. His areas of expertise include education planning, executive and equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, personal retirement planning, philanthropic planning, portfolio management, socially responsible investing, and women and wealth. John holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He was named to Forbes’ "Best-in-State Wealth Advisors" list in 2018, 2019, and 2020. John lives in Denver, Colorado with his wife, Kristen, and their two sons. His personal interests include fishing, golfing, and running.

Cody Hester is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients gain clarity and confidence in their financial future by understanding their unique personal and financial circumstances. Cody works closely with successful business owners to separate business and personal assets, emphasizing the importance of succession planning and prudent management on both sides of the balance sheet. With expertise in college education planning, executive and equity compensation, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income, Cody and his team prioritize honesty, competency, attentiveness, and a client-focused approach. They assist clients in addressing complex business responsibilities such as cash flow management, tax structure, regulatory compliance, and employee benefit oversight. Cody holds a Bachelor's Degree from Bradley University and has earned the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in professional organizations including the Downtown Denver Partnership, Estate Planning Council of Southeast Denver, Mile High Young Professionals, and Two Rivers YMCA. His community involvement includes Junior Achievement, Two Rivers YMCA, and YMCA of Kewanee.

Candace Natwick is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Andrew Neal is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill after seven years in commodities analytics, bringing a goal-oriented approach to client needs and wealth planning. Andrew's focus is on connecting all aspects of clients' financial lives to help prioritize and pursue the goals that matter most to them. He holds a Bachelor of Science degree from Cornell University, along with a Master of Science and a Ph.D. from the University of Arizona. He has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Andrew's expertise includes college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, legacy planning, and socially responsible investing, among others. Andrew is active in community involvement with organizations such as the Denver Lions Foundation, the Denver Public Library Friends Foundation Development & Events Committee, and the Walnut Hills Community Elementary School PTCO. Residing in Centennial, Colorado, he enjoys spending time with his family and participating in outdoor activities such as skiing, hiking, camping, and softball coaching.