Antony Luz is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on simplifying the financial lives of high-net-worth clients by assisting them in identifying and prioritizing various goals such as estate planning, investments, tax minimization strategies, wealth transfer, and retirement income. Antony develops customized strategies tailored to clients' personal circumstances and preferences, aiming to help optimize their financial resources. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Retirement Manager Advisor (RMA). Antony earned a bachelor's degree in Economics from Rutgers University. He is also a qualified Portfolio Manager who manages personalized and defined strategies that may include individual stocks and bonds, model portfolios, and third-party investment strategies. Antony resides in Fargo, North Dakota, with his wife Aileen and their two children, Alex and Anachelle. His personal interests include adventure sports, boating, cooking, spending time with family, traveling, and watching movies.

Ke Chen is a Wealth Management Advisor with Merrill Lynch Wealth Management. With over 30 years of experience in the financial industry, Ke specializes in individual and family wealth management. Prior to joining Merrill in 2006, Ke worked with a wealth management group serving a prominent Minnesota family. Ke holds a Master's degree in Finance from the University of Strathclyde School of Business in the United Kingdom and a Bachelor's degree from Shanxi University. Ke is a CERTIFIED FINANCIAL PLANNER® certificant and a Personal Investment Advisor (PIA). Fluent in English and Chinese, Ke provides a range of services including portfolio management, retirement planning, legacy planning, and philanthropic planning. Ke is involved with the MMCS community organization and is dedicated to managing wealth with integrity and putting clients' best interests first.

Irene Catoera is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 2004 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.